The DeSpain Team - Creative Finance Experts

The DeSpain Team - Creative Finance Experts We educate our clients; providing clarity so they can make informed decisions about home financing.

Valerie Shawn DeSpain -
NMLS 525637 AZLO 0923481
Richard M DeSpain -
NMLS 872894 AZLO 0920057
Edge Home Finance
NMLS 891464
Mortgage Broker License #: 1007405
Mortgage Broker Branch License #: 1955709
Approved Name: Edge Home Finance Corporation, a Delaware Corporation
5860 Baker Road, Minnetonka, MN 55345
equal housing lender
http://www.edgehomefinance.com

Did you see today's newsletter? A Moon Valley neighbor, Aaron, took the time to share his experience with The DeSpain ...
08/21/2026

Did you see today's newsletter? A Moon Valley neighbor, Aaron, took the time to share his experience with The DeSpain Team. Richard and Valerie walk every client through the loan process step by step, keeping things clear, organized, and painless.

"We were so impressed with the DeSpain team." - Aaron S.

Thinking about a home loan, a refinance, or reviewing your equity options? Richard and Valerie would love to help.

📞(602) 475-9504
🌐thedespainteam.com

The DeSpain Team, powered by Edge Home Finance.

All I can say is Thank you for allowing us to be a part of your journey! We've only just begun! 🤩
09/23/2024

All I can say is Thank you for allowing us to be a part of your journey! We've only just begun! 🤩

Hiring is guessing, and Firing is knowing. The high-level-minded Realtors I have spoken to are excited for what's to com...
07/31/2024

Hiring is guessing, and Firing is knowing.
The high-level-minded Realtors I have spoken to are excited for what's to come.
The strong will survive and thrive.
If you are one of my many Realtor partners, please do NOT miss this virtual Masterclass TODAY at 11am!
Tommy Choi will be conversing with Brindley Tucker on the art and science to hiring a support staff.
DM me for the registration link.
*this can't miss event is complimentary.
GO! Time!

06/24/2024

**3 Ways Real Estate Builds Wealth**

1. **Appreciation**: Invest $20K as 5% down on a $400K property. If it appreciates by 10%, you've doubled your investment!

2. **Tax Savings**: This one’s often overlooked. You can write off property tax, mortgage interest, and even home office expenses. (consult a tax professional for a full list - see me for a CPA referral to consult)

3. **Cash Flow**: Renting out a room, a unit, or the entire property can generate steady income.

Remember...real estate is a LONG TERM strategy, but it's the BEST way to build wealth. Appreciation, tax savings, and cash flow are all ways to generate and save money, which you can leverage for even more money-making activities. Already a homeowner? Tap into these strategies now!

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Phoenix, AZ

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