10/21/2019
Welcome to the “Medicare Shuffle”
“Wrinkles” Abound
Are you turning 65?
If you are, guess what?
Your health insurance options will change forever.
Medicare enrollment is an on-going process.
• Initial enrollment periods
• Annual enrollment
• Special enrollment periods
• Losing your employer’s health coverage
• Retiring and being able to save money by enrolling in a Medicare plan
• Veterans that may want quicker access to medical treatment
• Your employer may make you enroll in Medicare while continuing to work
It is very important to be aware of these issues. You might suffer a loss of coverage if you do not choose the proper time to enroll.
How to get your Medicare card that is needed to verify your ability to enroll in a Medicare plan. You need to have Parts A & B to enroll in a plan.
If you have employer coverage:
• You may not have to enroll in Part B, thus saving the premium on this part until you decide to switch to Medicare
• You may want to ask your benefits administrator if their plans are “creditable coverage”
Different plans to choose from, depending on your health needs.
Not an easy course to navigate.
Tom’s experience in selling and advising people about Medicare has been cultivated by 6 years of selling Medicare products and continual study and a passion for helping people get the health care information they require to make the best possible decisions. Year around he continues to monitor the changes to this system. To learn more please email him at [email protected].
