Bar & Restaurant Insurance

Bar & Restaurant Insurance 🌟Connect and Protect fueled by Bar and Restaurant
🛡️ We protect over 400+ Bars & Restaurants

Details matter. And so does consistency.When you have a partner who follows through, communicates, and handles what need...
06/26/2026

Details matter. And so does consistency.

When you have a partner who follows through, communicates, and handles what needs to get done, it frees you up to focus on growing your business.

At Bar & Restaurant Insurance, we take that responsibility seriously. Showing up, staying responsive, and supporting our clients as they scale is what it’s all about.

If your current setup feels like something you have to manage instead of rely on, it might be time for a different kind of partnership.

Let’s build something better.

06/25/2026

Our fish friends are making waves in Downtown Phoenix. 🌊🐟

Congratulations to Chula Seafood on the opening of location number four!

Their newest location officially opened on June 18 and is serving up exclusive dishes and drinks alongside many of the Chula favorites Arizona diners have come to love.

We're always excited to see great hospitality operators continue to grow and invest in our local restaurant community. Wishing the entire Chula team continued success as they reel in Downtown Phoenix. ⚓️

06/24/2026

At Bar & Restaurant Insurance, we focus on one thing: the Arizona hospitality industry.

Restaurants, bars, nightclubs, lounges, hospitality groups — this industry comes with unique risks, and it deserves a broker who understands it inside and out.

Because hospitality is our specialty, we’ve built strong relationships with carriers that are exclusive to the industry, including programs many general brokers may not have access to.

That means better conversations, better understanding of your operation, and coverage designed specifically for hospitality businesses.

If you own or operate a hospitality business in Arizona, let’s talk about protecting it the right way.

Give us a call today.
📞 480.776.6981
📧 [email protected]

06/22/2026

🍽️ Zero interest. Zero debt. 5 million diners. inKind is changing how restaurants get funded.

In Episode 217 of On The Delo, Delo sits down with Corey and TJ from inKind to break down a model that flips traditional restaurant financing (and marketing!) on its head: non-dilutive capital at zero interest, repaid through food and beverage credit at cost of goods, backed by a 5-million-user marketing platform driving 90% net-new diners.

From underwriting and success stories to the sales philosophy behind building 300+ Arizona partners — this one is packed with real operator insight.

📲Tune in now and share this episode with any restaurant who needs a smarter way to grow.
https://barandrestaurantinsurance.com/insurance-blog/free-money-for-restaurants-the-inkind-model-explained

When timing is tight, experience matters.Hospitality doesn’t slow down. Your insurance partner shouldn’t either.We help ...
06/19/2026

When timing is tight, experience matters.

Hospitality doesn’t slow down. Your insurance partner shouldn’t either.

We help bar and restaurant owners secure the right coverage quickly and clearly, even when timelines are tight.

Thank you to the new owners of 1227 Taproom for trusting our team. This work is built on responsiveness, real relationships, and showing up when it matters most.

🤝 Let’s make sure your coverage is ready before you need it.
📞 480.776.6981

06/18/2026

Buying a restaurant comes with plenty of moving parts, but one area that often gets overlooked is specifics of the lease.

Many restaurant leases include detailed insurance requirements that can impact your costs, coverage needs, and even your ability to open on time. Understanding those requirements before you sign, and making sure they are actually applicable to your business, can help you avoid surprises later.

Whether you're purchasing an existing restaurant or taking over a new space, it's worth having someone review the insurance section before moving forward.

Questions about what your lease requires? We're happy to help.

Give us a call 480.776.6981 or email [email protected].

06/16/2026

Some relationships in hospitality go back decades.

We have proudly worked alongside members of the Arizona Restaurant Association since 2010, and we’re grateful to continue supporting restaurants, bars, and hospitality operators across Arizona today.

The industry has changed a lot over the years, but one thing hasn’t: the value of having people in your corner who truly understand hospitality.

If you’re looking for an insurance partner who knows the restaurant industry beyond just policies and paperwork, let’s connect. Learn more at BarAndRestaurantInsurance.com.

06/15/2026

📊 Most restaurant owners think a CFO just pays the bills — Roland Wood III is on a mission to change that.

On EP216 of On The Delo, this Phoenix-raised finance veteran breaks down what it actually means to have full visibility on every dollar in and out, why cutting portion sizes to save margin is a trap that will cost you guests in the long run, and how fractional CFO services are giving growing hospitality groups access to enterprise-level financial strategy without the W2 commitment.

If you're building something in hospitality and your numbers feel reactive instead of strategic, this one's for you.

🎧 Listen to EP216 now.
https://barandrestaurantinsurance.com/insurance-blog/why-every-growing-restaurant-needs-a-financial-co-pilot-with-roland-howard-ep-216

From opening your doors to navigating the unexpected, the right partner makes all the difference.Having a team that stay...
06/12/2026

From opening your doors to navigating the unexpected, the right partner makes all the difference.

Having a team that stays with you through the highs, the challenges, and everything in between is what real support looks like.

At Bar & Restaurant Insurance, it’s about showing up, staying proactive, and helping operators move forward with confidence no matter what the industry throws their way.

If you’re thinking long term about your business, your partnerships should be too.

06/10/2026

A lot of operators assume it takes multiple violations to put their liquor license at risk. In Arizona, depending on the severity of the situation, it could take just one serious citation.

Understanding your exposures, staying proactive, and knowing where your gaps may be is critical in hospitality.

We believe insurance conversations should go beyond just price and offer advice on real-world risk management that helps protect your business long term.

Give us a call to talk through your current coverage and operational risks.

📞 480.776.6981
📧 [email protected]

06/08/2026

🍺Foam isn't just annoying — it's a direct financial loss you can measure.

On EP 215 of On The Delo, Scott and Josh from Craft Culture Draft Solutions explain why draft beer systems are one of the most overlooked profit centers in hospitality. From foam waste and dirty lines to temperature issues, bartender training, and system design, they share the small mistakes that can quietly cost bars and restaurants thousands of dollars every year.

But this conversation goes beyond draft beer.

It's about balance, customer experience, service, and the value of understanding the systems that drive your business.

🎧 Watch the full episode here: https://barandrestaurantinsurance.com/insurance-blog/the-hidden-draft-beer-mistakes-costing-bars-thousands-with-craft-culture-draft-solutions-ep-215

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