Erik Flisyn, Mortgage Advisor - MLO #202129

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Erik Flisyn, Mortgage Advisor - MLO #202129 Mortgage loan originations in Arizona Mortgage home loan originations in Arizona

Here's something many buyers don't realize: down payment assistance isn't necessarily a one-time, first-time-homebuyer b...
10/16/2026

Here's something many buyers don't realize: down payment assistance isn't necessarily a one-time, first-time-homebuyer benefit. Depending on the program, repeat buyers, move-up buyers, veterans, and current homeowners may have options too. Programs vary by location, so it pays to find out what's available where you're buying.


Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

If you told me, “Erik, I want to buy a home, but I don't have 20% saved,” my first response would be: Who told you that ...
10/14/2026

If you told me, “Erik, I want to buy a home, but I don't have 20% saved,” my first response would be: Who told you that you need 20%? I'd review your loan and down payment assistance options before letting one outdated assumption keep you from exploring homeownership.


Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

Down payment assistance is only available to low-income buyers. TRUTH: Program requirements vary widely, and some DPA op...
10/13/2026

Down payment assistance is only available to low-income buyers. TRUTH: Program requirements vary widely, and some DPA options are available across a broader range of income levels than buyers expect. Don't assume you make too much—or that you won't qualify—without checking the programs available to you.


Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

Did you know down payment assistance can often be paired with other mortgage programs? Depending on the program and your...
10/09/2026

Did you know down payment assistance can often be paired with other mortgage programs? Depending on the program and your eligibility, DPA may work alongside FHA, VA, USDA, or conventional financing to help reduce upfront costs. The right combination could make buying a home more attainable than you thought.


Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

If coming up with the down payment is the biggest thing standing between you and buying a home, I wouldn't automatically...
10/07/2026

If coming up with the down payment is the biggest thing standing between you and buying a home, I wouldn't automatically assume you have to keep waiting. I'd look at the DPA programs available, see what you qualify for, and determine whether assistance could reduce the amount of cash you need upfront. That's what Erik would do.


Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

Think down payment assistance is only for first-time homebuyers? Think again. Many DPA programs are available to eligibl...
10/05/2026

Think down payment assistance is only for first-time homebuyers? Think again. Many DPA programs are available to eligible repeat buyers too, which means it's worth exploring your options before assuming you don't qualify. Have questions about what may be available to you? Ask Erik.


Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

Reverse mortgages can grow over time. Your line of credit or available funds may increase each year as your home's value...
09/25/2026

Reverse mortgages can grow over time. Your line of credit or available funds may increase each year as your home's value rises and as you continue to meet the loan requirements.



Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

Many borrowers are surprised by how affordable and straightforward the process is for a reverse mortgage!         Erik F...
09/22/2026

Many borrowers are surprised by how affordable and straightforward the process is for a reverse mortgage!



Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

A reverse mortgage gives you the power to unlock your home equity while maintaining ownership and living comfortably in ...
09/17/2026

A reverse mortgage gives you the power to unlock your home equity while maintaining ownership and living comfortably in your home.



Erik Flisyn
Certified Mortgage Advisor
NMLS - 202129

Licensed in AZ, CA, FL and TN

[email protected]
https://www.summitlendingusa.com
Equal Housing Opportunity

Address

Phoenix, AZ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16023188885

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