Cendy Knight NMLS 2000841

Cendy Knight NMLS 2000841 Cendy loves helping people choose the best mortgage product for their lifestyle and she hopes to put

πŸ‚ I'll be hosting webinars to teach about a tool that will assist homeowners and investors in paying off their homes MUC...
10/03/2022

πŸ‚ I'll be hosting webinars to teach about a tool that will assist homeowners and investors in paying off their homes MUCH faster than a 30-year fixed mortgage without raising your monthly payment.

πŸ›  This tool can help new purchases or refinances.

πŸ’° As mentioned in the pic, this program focuses on paying principle first, while still having access to your home equity.

🧐 Curious? Go to the link in my bio to sign up for this months webinars.

πŸ“² Feel free to DM with any questions!

Let’s gooooo!!!​​​​​​​​​​​​​​​​Drop a 🀩, 😎, or πŸ™Œ if agree! ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​                     ...
02/28/2022

Let’s gooooo!!!​​​​​​​​
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Drop a 🀩, 😎, or πŸ™Œ if agree! ​​​​​​​​
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β€œAny day spent with you is my favorite day. So, today is my new favorite day.”—Winnie the Poohβ €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €        ...
02/26/2022

β€œAny day spent with you is my favorite day. So, today is my new favorite day.”
β€”Winnie the Pooh
β €β €β €β €β €β €β €β €β €
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Knowing your financials is KEY!!! Let’s say it together:Knowing your financials is KEY!!!Also remember, a pre APPROVAL, ...
02/17/2022

Knowing your financials is KEY!!!

Let’s say it together:

Knowing your financials is KEY!!!

Also remember, a pre APPROVAL, means we collected your documents like bank statements and verified all of your income and assets.

Want to play with a fun calculator to see what you could afford? Check out the link in my bio!

Knowing your financials is KEY!!! Let’s say it together:Knowing your financials is KEY!!!Also remember, a pre APPROVAL, ...
02/17/2022

Knowing your financials is KEY!!!

Let’s say it together:

Knowing your financials is KEY!!!

Also remember, a pre APPROVAL, means we collected your documents like bank statements and verified all of your income and assets.

Want to play with a fun calculator to see what you could afford? Check out the link in my bio!

It is my goal as a mama:  To empower other girls and women! To help them see that they can do absolutely anything their ...
02/15/2022

It is my goal as a mama: To empower other girls and women! To help them see that they can do absolutely anything their hearts desire!

Not every day is easy, but it's sooo worth it!

Drop a πŸ’– below in the comments if you have a girlboss in the making that needs to hear this!

Go ahead and hit the save button on this one, you'll want to refer back to it! This formula is GREAT when you are trying...
02/11/2022

Go ahead and hit the save button on this one, you'll want to refer back to it!

This formula is GREAT when you are trying to figure out your monthly budget and how much of a mortgage payment you can really afford.

Additional Notes that are important to remember:
*Self-Employees and 1099ers: You'll want to take the total amount after your annual tax deductions.

*W2 Employees: You will want to use your gross (pretax) income.

*Monthly debt is just the monthly amounts, not the total debt. IE. if you owe $30,000 on your car, but your monthly payment is $400. Use the $400 amount.

There is a lot more that goes into monthly mortgage payment, but this is a good start to figuring it out. And qualifying you for a loan requires more than just your monthly budget. BUUUT that's what I'm here for! To help you really dig down into the numbers!

If you liked this bit of math, then click on the link in my bio for a whole fancy calculator that I can send you!


There is no better life lessons, than the ones you live through. β €β €β €β €β €β €β €β €β €                                              ...
02/07/2022

There is no better life lessons, than the ones you live through.
β €β €β €β €β €β €β €β €β €

⬆️ Save this post for because you're going to want this information later! πŸ‘πŸ‘ It doesn't matter if it's your first house...
02/03/2022

⬆️ Save this post for because you're going to want this information later! πŸ‘

🏑 It doesn't matter if it's your first house, or fourth house, it's overwhelming and nerve wracking. Figuring our your finances and getting your docs in order can be easy, you just have to have the right tools! πŸ› 

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This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Approvals are subject to underwriting guidelines, interest rates, and program guidelines. Approvals are subject to change without notice based on applicant’s eligibility and market conditions. Geneva Financial LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Geneva Financial LLC is approved to participate in FHA programs but the products and services performed by Geneva Financial LLC are not coming directly from HUD or FHA. Geneva Financial LLC NMLS 42056 is an Equal Opportunity Lender and Equal Housing Lender. 3155 S. Price Rd Chandler, AZ 85248. 1-888-889-0009. AZ BK 0910215

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02/01/2022

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So that was fun!!!β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €So I can’t make treats today, I’m in the road! But I can go buy gift cards at the ga...
12/23/2021

So that was fun!!!β €β €β €β €β €β €β €β €β €
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So I can’t make treats today, I’m in the road! But I can go buy gift cards at the gas station and randomly pick two people to share them with!!! β €β €β €β €β €β €β €β €β €
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One lady had a van full of dogs. I’m not sure why, but they seemed chill and she had kind eyes. Dog lady was sooo grateful! β €β €β €β €β €β €β €β €β €
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Second lady was a mom of older kids… like in their 20s. And she instantly teared up πŸ₯ΊπŸ₯° Feel good moment! β €β €β €β €β €β €β €β €β €
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I recommend it 10 outta 10! Good activity!β €β €β €β €β €β €β €β €β €
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Would you walk up to a stranger for this? β €β €β €β €β €β €β €β €β €
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Merry Christmas! πŸŽ„πŸŽ πŸ€©β €β €β €β €β €β €β €β €β €
β €β €β €β €β €β €β €β €β €

Fβ€’Rβ€’Iβ€’Eβ€’Nβ€’Dβ€’Sβ €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €β €Just like the song say, β€œI’ll be there for you”, I’m SUPER blessed to have friends there ...
12/23/2021

Fβ€’Rβ€’Iβ€’Eβ€’Nβ€’Dβ€’Sβ €β €β €β €β €β €β €β €β €
β €β €β €β €β €β €β €β €β €
Just like the song say, β€œI’ll be there for you”, I’m SUPER blessed to have friends there for me!! β €β €β €β €β €β €β €β €β €
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It’s such a joy to hang out with each of them: in a group, individually, doing good things or being bad moms. β €β €β €β €β €β €β €β €β €
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I love them all!! β €β €β €β €β €β €β €β €β €
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Phoenix, AZ
85014

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