Homeowners Relief Options

Homeowners Relief Options "The National Mortgage Relief Program"
Thinking about Strategic Default? Buy and Bail? Talk to us first! Walk away the right way. We'll Take Over & You Move On!

Relief For "Underwater" or "Upside down" or Unwanted or Unmanageable
Homes & Mortgages! Helping to provide a solution, option or alternative for homeowners seeking to get out of unmanageable or unwanted mortgage payments and homes. "The Homeowners Relief Program" - Relief For Unmanageable or Unwanted Homes & Mortgages! We'll Take Them Over and You Move on. The Homeowners Relief Program is designed

for the Homeowner or real estate investor who is seeking immediate mortgage relief and simply wants out of paying an unmanageable or unwanted homeowner mortgage payment. Bottom line: We will take over the home and payments that come with it for the full amount of the mortgage. www.HomeOwnersReliefOptions.com

🎯 The Hidden Mortgage Hike: What Homeowners Aren’t Told About “Fixed” PaymentsBy Homeowners Relief Options, Homeowner Re...
07/28/2025

🎯 The Hidden Mortgage Hike: What Homeowners Aren’t Told About “Fixed” Payments
By Homeowners Relief Options, Homeowner Relief Advocate
Published on 07/28//2025

🏡 You Were Told Your Mortgage Payment Was Fixed… But Then It Went Up. Why?
It’s a situation thousands of homeowners face every year:
You close on a home, lock in a “fixed-rate” mortgage, budget carefully, and feel confident about your monthly payment.
Then suddenly — months or a year later — your mortgage payment jumps, and no one warned you it could happen.
You may be left wondering: “What happened? I thought this was a fixed payment.”
Here’s what really happened, and how to protect yourself from future surprises.

🧾 Fixed-Rate Mortgage ≠ Fixed Monthly Payment
Let’s clear up a common misunderstanding. A fixed-rate mortgage means your loan’s principal and interest don’t change. But your total monthly mortgage payment often includes more than that. Most homeowners pay what's called PITI:
• Principal
• Interest
• Taxes (Property Taxes)
• Insurance (Homeowner’s Insurance + possibly PMI)
And guess what? While principal and interest may stay locked, taxes and insurance almost always go up.

🔺 Why Taxes & Insurance Increase
Here’s why your “fixed” mortgage doesn’t feel so fixed:
• Property taxes are reassessed — especially as your home’s value rises. Cities raise taxes to fund schools, police, roads, and more.
• Homeowner’s insurance premiums climb due to inflation, storm risk, fire zones, or updates to your home’s replacement cost.
• Lenders adjust your monthly payment when the escrow account falls short — creating a new, higher payment that feels like a hike.

⚠️ Escrow Shortage: The Silent Shock
If your mortgage includes an escrow account (and most do), your lender collects extra funds each month to pay your taxes and insurance for you when they come due.
But here’s the problem:
• When insurance or taxes increase, the escrow account ends up short.
• Your lender pays the full amount anyway — then bills you the difference, often in the form of a new, higher monthly payment.
• This is called an escrow shortage, and it blindsides many homeowners.
You may suddenly owe $180, $350, even $500 more per month, all without missing a single payment.

🧠 Most Homeowners Were Never Told This
When you closed on your home, no one said:
“By the way, your monthly mortgage will likely go up every year due to taxes and insurance, even if you never miss a payment.”
But it’s the truth — and it catches many hardworking homeowners off guard, putting them at risk of default, hardship, or foreclosure.

✅ What You Can Do Right Now
1. Review Your Annual Escrow Statement
Lenders must send this yearly. Read it carefully to see what’s changed.
2. Ask Your Lender for a Breakdown
If your payment has jumped, call and ask for an explanation. Sometimes it’s a mistake. Other times, it’s an opportunity to renegotiate.
3. Shop for Insurance Annually
Compare policies and carriers. You might save hundreds per year and shrink your monthly payment.
4. Appeal Your Property Taxes
Most counties allow you to challenge your tax assessment. If your home value is overestimated, you could get a reduction.
5. Budget for Increases
It’s smart to set aside extra each month to soften the blow of future increases — especially if you live in a fast-growing area.

💬 The Bottom Line
Many homeowners are blindsided by mortgage payment increases because they were never told the full story. While the interest rate may be fixed, your true monthly payment is not guaranteed to stay the same — unless you control for rising taxes and insurance.
At Fresh Start Mortgage Relief, we educate homeowners on these unexpected challenges before they turn into bigger problems. If you’ve experienced an escrow shortage, a sudden jump in your payment, or feel overwhelmed — reach out. We’re here to help you.
We take over mortgage payments and houses so you can move on…if you need to.

📞 Call us today at 623-738-4398
📩 Or send us a message through email: [email protected]
🌐 Learn more at http://www.HomeownersReliefProgram.com

When You Can’t Afford to Pay the Mortgage—You Still Have a Way Out. Fresh Start Mortgage Relief Helps Struggling Homeown...
06/19/2025

When You Can’t Afford to Pay the Mortgage—You Still Have a Way Out. Fresh Start Mortgage Relief Helps Struggling Homeowners Avoid Foreclosure

You didn’t plan for this.
Maybe you lost your job. Maybe you’re going through a divorce. Maybe your income dropped unexpectedly. One way or another, your mortgage became too much to handle—and now you're falling behind.

You’ve tried everything you could.
You’re getting collection letters.
Your lender’s threatening foreclosure.
You’re scared… stressed… stuck.

We understand. And we want you to know this:
👉 You are not alone—and you are not out of options.
🧠 Understanding the Crisis You’re Facing

Millions of homeowners find themselves in financial crisis every year. It’s not because they were irresponsible. It’s because life happens.

And once you start falling behind on mortgage payments, the pressure builds fast:
• Late fees stack up
• Penalties grow
• Credit score drops
• Foreclosure warnings start arriving
• Realtors say you can’t sell unless you bring cash to closing
• You feel trapped

😰 Why Traditional Options Don’t Work for Everyone

Let’s walk through what most people are told to do:
1. Call your bank – But lenders can be unhelpful or push you into lengthy modification applications that often get denied.

2. Sell your home – But if you’re upside down or have no equity, you’d need to pay to sell… and most don’t have that kind of cash.

3. Rent the home – But you may not be in a position to be a landlord, and rental income might not cover your mortgage.

4. Foreclosure – This feels like the only option left.

But foreclosure comes with consequences:
• Devastates your credit
• Makes it hard to rent, buy, or get approved for anything
• Lingers on your report for 7–10 years
• Can leave you owing money even after the sale (a deficiency judgment)
• Leaves you emotionally and financially wrecked

✅ Here’s the Better Option: Fresh Start Mortgage Relief
We created the Fresh Start Mortgage Relief Program for homeowners just like you.

This isn’t a loan. This isn’t a refinance. This is a real solution that lets you walk away from the stress without going through foreclosure.

Here’s How It Works:
1. We take over your mortgage payments
2. You transfer the deed to us (not the loan, so no lender permission needed)
3. We bring the account current, cover taxes and insurance, and maintain the property
4. You walk away—without foreclosure, without owing, and with your credit intact

💬 Real-Life Example
Meet Derrick, a single father who was laid off during a company restructuring. He fell 4 months behind on payments and couldn’t sell his home without bringing $17,000 to closing. His credit score had dropped over 100 points. He was ready to give up.

Through Fresh Start Mortgage Relief, we took over his mortgage, helped him avoid foreclosure, and gave him the freedom to move in with family while he got back on his feet. Today, Derrick’s rebuilding his credit—and his life.

💡 This Program is Designed for People Who:
• Lost their job or had hours cut
• Are going through divorce or legal hardship
• Are facing unexpected medical bills or life events
• Are more than 30 days behind on payments
• Have little or no equity and can’t sell the home
• Need to move but can’t cover closing costs

❓ Why Not Just Foreclose?
Because foreclosure isn’t free. It costs you:
• Your credit
• Your peace of mind
• Your financial future

Foreclosure stays on your credit report for up to 10 years, making it harder to:
• Rent a decent home
• Finance a car
• Rebuild wealth
• Even get hired in some industries

We help you avoid all that.
🔐 Is This Legal and Legitimate?
Yes. This is a fully legal real estate strategy. We do not assume your loan. We simply take over payments, and you transfer the deed in a structured transaction.

No gimmicks. No gray areas. Just a real solution backed by professionals who understand foreclosure laws, credit laws, and how to protect you.

🙌 What You Get When You Work With Us
✅ No lender approval required
✅ No out-of-pocket cost
✅ No dealing with banks
✅ No foreclosure
✅ A team that listens, understands, and takes action
✅ The ability to move on

📞 Here’s What to Do Next
Don’t wait until the auction notice hits your door.
If you’re more than 30 days behind—or if you know you’ll be falling behind soon—reach out immediately.

We’ll assess your situation with no pressure and full confidentiality.
👉 Call us now at (480) 359-7113
👉 Visit: www.FreshStartMortgageRelief.com

🏁 Final Thoughts
You’re not irresponsible.
You’re not lazy.
You’re not broken.
You’re just dealing with something you weren’t prepared for.
And now, you’re taking action.
Fresh Start Mortgage Relief. Let us take over—so you can move on.

12/31/2023

Stop Foreclosure - Save Your Credit - Fresh Start Mortgage Relief Program - We take over mortgage payments, taxes, insurance, maintenance and repairs. We Take Over And You Move On!
www.HomeownersReliefOptions.com 623-738-4398

05/22/2023

Are you feeling the weight of pre-foreclosure, mortgage default, or falling behind on your payments? Are you finding it impossible to make those missed back payments or keep up with your current mortgage expenses? It's a difficult situation to be in, and the thought of foreclosure and its impact on your credit for the next 7 to 10 years can be overwhelming. But there's hope! Homeowners Relief Options is here to offer a solution.

We understand that selling your home may not be a
viable option due to factors like a lack of equity, an upside-down mortgage, or being underwater on your mortgage can stop you from selling today.

We want to help you avoid foreclosure and protect your credit. That's why we proudly introduce our Fresh Start Mortgage Relief Program.

We specialize in assisting homeowners just like you. Our goal is to alleviate your financial burden and provide you with a new beginning.

Here's how our Fresh Start Mortgage Relief Program can help you:
Take over mortgage payments and houses:

We will step in and assume responsibility for your mortgage payments, ensuring they are made on time and in full. By doing so, we can help you avoid foreclosure and save your home.

Manage insurance, taxes, and maintenance:
We understand that the financial obligations associated with homeownership can become overwhelming, especially when you're facing financial hardship. That's why we take care of insurance, taxes, and maintenance expenses, providing you with much-needed relief.

Protect your credit:
By transferring the property to us and allowing us to take over your mortgage, you can safeguard your credit from the damaging effects of foreclosure. This empowers you to rebuild your financial standing and pursue future opportunities.

Move forward with confidence: Once the property
transfer is complete, you can move on with your life, unburdened by the weight of unmanageable mortgage payments. Our Fresh Start Mortgage Relief program provides you with the opportunity to regain control over your financial situation and embrace a brighter future.

Don't let foreclosure dictate your life and destroy
your credit. Take action now! Call Homeowners Relief Options and apply for our Fresh Start Mortgage Relief Program.

Discover the relief and peace of mind that comes with our services. We are here to support you every step of the way. Remember, with us, you transfer the property, and we take care of the rest. Let our Fresh Start Mortgage Relief program be the solution you've been searching for!

Call today for our no obligation consultation at (623) 248-1285 or (833) 944-1795 or (623) 738-4398. You can also send an email to us at [email protected] and [email protected]

The following posts are responses from former homeowners about walking away from an upside down, unmanageable, unwanted ...
07/03/2022

The following posts are responses from former homeowners about walking away from an upside down, unmanageable, unwanted mortgage payments and overpriced homes. Strategic default and buy & bail and others. We've helped these people.
The stories are countless...but there is an option at the end of the stories.

Angie Nelson • a year ago
I have tried to work with the bank in my small town that I have banked with for 42 yrs. I am upside down on my mortgage. My husband lost his job and had to move 450 miles away. We have tried to sell the house and the banker(my friend for 52 yrs) won't even consider a short sale. I have no choice but to walk away. Homeowners Relief Options. Yup Thank You.

Adrianne Albright • 1 month ago
For those who judge the borrower about walking away, take this into consideration. When my husband and I bought our starter home we were recently married and w/o children. We both had nice paying jobs and could afford our mortgage. We signed an agreement in good faith. 5 years ago we had our second child, Annie, who has cerebral palsy. She is 100% dependent on home care. I quit my job and am a stay at home mother. My husband works 2 jobs to support the 4 of us. He is never home and we are living meagerly. We have also tried over and over again to work something out with the bank but along with getting the run around we are scared to death of losing our home with 2 children. Our home is now worth only $350,000.00 and the value is dropping!
Our Mortgage is $475,000.00. We can no longer afford it. We want to downgrade but we can't sell! What are we supposed to do? What other options do we have. We are not bad people just in a bad situation. Thank god for Homeowners Relief Options! They took over and we moved on.

Susan Beltram • 2 years ago
Ok you judge mental people.....I am trying to be responsible. I have had some awful things happen in the last 2 years from health issues to both my husband (he passed due to covid) and I losing jobs due to our employer shutting the doors (covid). Yes my mortgage is good 3.9% but I'm now upside down.
Due to credit issues if I refinance it will be at nearly 6%! I am paying $2100 a month for an average home which is way too much of a payment. I have asked repeatedly for a loan modification or anything to help us. The investors wont budge. So what was I supposed to do? Homeowners Relief Options has helped us move on comfortably.

Edward Straughter • 1 month ago
Not sure if many know what has been happening in the mortgage/real estate industry and I'm not sure how common my story is. I looked at a home that was listed for $380,000. I called because the price wasn't listed and the ad stated they would swap homes. I informed the agent that my income would fall short about $8000 a year to qualify for the mortgage. Real estate agent said they would not let $8000 stop us from getting the mortgage.
I stated I needed to sell my home. He said no problem, they would get a buyer to purchase my existing home. I stated I had about $20,000 in debt that would make the mortgage unaffordable. The buyer offered to pay $25,000 more for my existing home to help with the debt. My ex was unemployed at the time, so I thought with the extra $25,000 and my ex would get a job, I thought we could swing the $1900 monthly mortgage. Unfortunately my ex did not find a job, we split up, not due to finances.
I was unable to sell or rent the home to cover the mortgage, so I was about to walk away and let the home and mortgage go. That's when I searched online and found Homeowners Relief Options! I could not believe that they would actually take over my mortgage payments and I could move on. But they did. I am now sharing this story with everyone. My credit has been in the high 700's all my life and in just a short time it had been ruined. Homeowners Relief Options helped me to move on.

Vernell Brown • 1 month ago
Let me ask all you morally sound folks a question. Why would any business continue to invest money in a failed concept? Throw good money after bad they say? The mortgage is the same. I couldn't refinance nor sell because prices dropped so fast when all these houses hit the market recently.
Business personal but a business. No way out amicably except for to make the banks wallet thicker is the absolute worse idea or reason to keep paying on something that's no longer worth what it was. If the banks wanted to sincerely help us folks all would be well. Thank you Homeowners Relief Options for your program!

Doris Miller • 1 month ago
I think the majority real estate professionals are in it for themselves. Heartless, trying to coerce people into buying an overpriced house. FOMO. Fear of missing out. Many drank the koolaide. How many times do you pay for an inspector who tells you your house is fine and then when you sign your name on the dotted line, they give you the keys, and two months later you have just found out you have bought an over priced lemon? During the last go round I have seen landlords burn down their own homes, just so they don't have to pay taxes. Leaving big cities looking like the apocalypse . No one goes after them. The homes remain and there is no penalties. So if I want to bail I'm the bad person? Families who have been duped should have an easier way out of these over priced homes. Thank god for the program from Homeowners Relief Option. They took over and I moved On!

Lisa Carmichael • 2 weeks ago
I was researching options for my family and happened upon this website (Homeowners Relief Options). I in no way can see where not being able to pay your mortgage should be a moral decision. It's financial now.. Choosing to pay it for the month and then shorting my kids on groceries in the house is morally questionable in my opinion. Yes! These are problems and choices people in America are having to deal with today. Inflation, gas prices, recession and the coming depression.
We bought a home in May 2022 and I had so so credit at the time, my husband did not. They put my name first on the loan. His income was two times more than mine. Payment was suppose to stay much lower too. Thanks to them pushing an ARM on us. We have acquired not one new debt since buying our home. My husband still makes good money today but we were surprised with another child and my paycheck vs day care proved to be a waste of my time so I stay home with the baby. Take that and gas prices almost double, grocery prices going incredible high, utility increases, and every other bump in the road life throws at you and we are a sinking ship. We live paycheck to paycheck.
We are one life changing event away from losing our home and don't know what to do to fix it. We have used up all our savings and we can not get ahead in today's economy.
We do not buy expensive things, I do not like to shop, we have one vehicle, which we bought outright two years ago for under $3000, I sold the other one to have Christmas. We can't afford vacations or even a trip to the movies with all three kids. So I really wonder what is the better option here?
We could not predict the future when we bought this home, if we had known we would of walked away then, before purchase. We were living in one before that was very small but it was paid for. Land and all, which was used to help purchase the new house. I've wish I had the old house back now. We're seriously thinking of letting Homeowners Relief Options take over the payments and moving on.

Gerald Hollingsworth • 1 month ago
I bought a home 1 year ago for $400,000 it is now worth $330,000 according to zillow. I got a job transfer and don't even live in the home anymore. I try to rent it out but everyone else in the town is trying to rent as well and I can barely get a fraction of my monthly mortgage payment renting it out. I have a place to stay at my new location with my fiancee. It just makes absolutely no sense to keep paying a worthless mortgage even though I can afford it.
Now multiple houses on my block are for sale and two have foreclosed because they drank the koolaide and bought overpriced. Do I have to suffer? BS, maybe the banks can take the hit and but I can't. I'm doing this, sounds like a great idea to me Homeowners Relief Options.

Kane Muhammad • 1 week ago
Market is tanking and you invest in a home. The value of the home was $425k and now $335k and probably dropping as we speak. Banks and the Realtors entice you into taking the home. They tell you it is a great deal!!!! You can refi and pull money out they said. So you get sucked in and buy your first home.
1 year later the homes in the hood are worth only $275k according to several banks who are trying to sell homes they now own. You have a home now worth $335k and dropping, and have no equity and a mortgage plus HOA fee. Bad investment? yes. were you suckered into buying, well yes. You call and the bank won't talk to you unless you lost your job. No deals. Two things, the first, you pay PMI- insurance - protected against default. Second, agreement between the parties say that should you stop making payments the bank gets the home.
Why should I not walk away? Businesses would walk away. Contracts are broken all the time when catastrophes strike. I'll take my chances with Homeowners Relief Options mortgage relief program. Thank you.

Christian Hartwell • 6 weeks ago
What you don't consider is the fact that some people are responsible, hard working citizens who get hit with massive amounts of financial turmoil. (inflation, unemployment, recession, coming depression) I have perfect credit but recently ran into several unfortunate situations.
My house is a money pit and I have been sinking about $10,000 into repairs annually and the appraisal is $100,000 less than it was when I bought it. Suck it Up? Irresponsible, Loser? I think not. I work almost 60 hours a week I have four college degrees and I'm broke. I also have been mandated by my township to hook up to the city sewer system and that' $20,000.
Homeowners Relief Options here I come!

Alfonso Perry • 2 weeks ago
For all of those who say that walking away from your mortgage debt is stealing: How do you reconcile the fact that most financial institutions who participated in this economic, world wide mess, acted as swindlers and criminals with the most disregard to otherwise-decent and honorable families?
Why do financial institutions deserve to keep their reputation and tax-payer-bailed-out business while American families suffer the consequences of a concerted crime? Shouldn't the shame be put on those who concerted this financial mess? Shouldn't those financial institutions be paying back their debt as well, by at least offering refinancing options to homeowners?
They got bailed out and they are sitting on that pot of money making it produce more money at the expense of the citizenry. We should be outraged! And if you want to be morally right, start with the immoral perpetrator of a crime. I think I'll walk away the right way though. Gonna call Homeowners Relief Options about that program.

Matt • 1 month ago
I'm was considering strategic default. I bought a small condo outside of Atlanta in October. I did everything right. I saved, put money down, and did a 30 year fixed. My how things have changed. I can still afford it with no problem but I feel the need to leave. Foreclosures are rampant through the community.
I owe 390K and some are selling for 310K, 315K, and 320K and these condos are larger than mine. Also the association who takes care of the property is broke and the place is falling apart with no help in site. Realtor's bring people to look but they turn away when they see the shape the property is in. What do I do? I never wanted to be in this situation. Thanks Homeowners Relief Options. I'm Sold!

There are many more and too many to list here. There is an option and alternative to walking away and strategic default however...
It's Homeowners Relief Options via the Homeowners Relief Program .

Helping to provide a solution, option or alternative for homeowners seeking to get out of upside down or underwater mortgages or homes. It's a nationwide program.
We take over and you move on.
https://www.homeownersreliefoptions.com/

Is there an upside down or underwater home and mortgage solution? Yes there is. Instead of just simply succumbing to eco...
07/03/2022

Is there an upside down or underwater home and mortgage solution? Yes there is.

Instead of just simply succumbing to economic default (unintentional foreclosure) or strategic default (intentional foreclosure) or buy & bail where the result will be the same, our National Mortgage Relief Program offers homeowners in either mortgage situation, (economic default or strategic default) the ability to get out of the situation and to lessen the impact of either type of default.

https://www.homeownersreliefoptions.com/Mortgage-Payments...
Here we are about to enter into the second half of 2020. The current economic environment is unprecedented in our lifetime. Lot's of uncertainty.

Many homeowners are intentionally defaulting on mortgage payments known as a strategic default (which is not a good idea because now they are going after these types of defaulters) because of upside down mortgages that they simply can't get out of, not just because they just can't make the payments (for some this is a reality) but because they feel that financially and economically it does not make sense to throw good money after bad.

After all why continue to put money in a bad investment? Banks walk away from bad investments all the time. So do Wall street investors. Why can't homeowners? You can. Read on...

Well home owners who are financially savvy are walking away from bad mortgages in droves . Many are willing to take the temporary hit on their credit and simply prepare before they walk away from the mortgage and property attached to it. The banks and lenders are now engaged in campaigns to make these homeowners feel guilty or afraid to walk away from a bad investment.

However it makes sense not to put anymore money into an investment gone bad or cannot give any return at all. You won't go to jail for breaking your mortgage contract. Just like a car repossession it shows up on your credit report and life goes on. (Doesn't mean you should do this though because we have a solution).

The question is, is there a way to walk away from your mortgage without risking your credit or taking the credit hit? Yes there is. The the National Mortgage Relief Program via Homeowners Relief Options Inc.

So there's the question of is this the solution to simply walking away from a bad mortgage situation such as an upside down or underwater mortgage or because of an unforeseen economic situation such as severe reduction of income, unemployment, divorce, etc.?

It may possibly be. Homeowners Relief Options Inc. has been offering homeowners this type of upside down mortgage solution for over 20 years now.

Instead of just simply succumbing to economic default (unintentional foreclosure) or strategic default (intentional foreclosure) where the result will be the same, the Homeowners Relief Program offered by Homeowners Relief Options Inc. offers home owners in a bad mortgage situation, (ie: underwater mortgage or upside down mortgage,) the ability to possibly get this situation and to lessen the impact of either type of default.

How do we take over your upside down mortgage payments and you move on?

Okay, taking over the home and mortgage payments. Lenders and banks do not care who pays the mortgage or where the monthly payment comes from just as long as it gets paid. All we ask is simply this, allow us to get authorization from you to send to your lender or bank notifying them that the future monthly payments will be coming from us and to send all notices, request for payments, etc. to us.

You'll also be required to sign over the property to our trustee and record the new ownership in your local county recorder's office in your local city where the property is. After all we would like to control the property that we are paying the mortgage on.

It makes sense for you to at least look at the some of the benefits of our National mortgage Relief Program before simply walking away, foreclosing and taking the credit hit.

Why take the credit hit when you don't have to? Even if you are willing to take it and your credit rating is already bad it will give you the time needed to get another home to possibly buy or at least rent for probably much less than you are paying now. (Buy & bail strategy but we'll take it instead). Not to mention the immediate financial relief of having that former mortgage payment stay in your bank account or pockets to do as you please to get yourself some stability financially again.

Why throw good money after bad? Let Homeowner Relief Options Inc. take over that upside down, underwater, unmanageable and unwanted home and mortgage payment. This is what we do. That monthly mortgage will get continue to get paid monthly until we can satisfy the total amount of the mortgage in the future.

We may be able to sell the property when the market conditions allow. Can or will your realtor pay your monthly mortgage note until your house sells? No, but we can, Via the National Mortgage Relief Program. We are private real estate investors. This is what we do. We help take over homes and mortgage payments so people can move on with their lives.

Short sale?
Okay. You have been told that perhaps a short sale of your home is really the best option. It could be, depending on what your game plan is. Of course most realtors (not all) will offer this as the only and best option, however a short sale of your home will have the same credit score impact as if you had a foreclosure. After all realtors need business too. Most realtors will not tell you this upfront but the knowledgeable and honest ones will.

There is a study done by guess who? Fair Issac corporation. That's right the FICO guys themselves. The ones who make credit scores. No opinions just facts. Put together and sourced by FICO.

Their own study showed that there is a minimal difference on a credit score between a short sale and foreclosure. That's right. Those who had a higher credit score had a greater credit drop and even took longer to recover in some cases!

Buy & Bail? Strategic Default? Imminent foreclosure? Want to save your credit, not foreclose but still walk away intact? Call us first.

Homeowners Relief Options. We take over & you move on. 623-738-4398.
https://www.HomeownersReliefOptions.com

Address

2828 N CENTRAL Avenue STE 1004
Phoenix, AZ
85004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+16237384398

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