The Minich Team

The Minich Team A Certified Mortgage Advisor with 20+ years in the industry. a trusted local lender.

Terry helps clients reach homeownership goals with tailored solutions, great rates, and top-notch service—all backed by Barrett Financial Group L.L.C. Terry is a seasoned mortgage expert with more than two decades of industry experience, known for his results-oriented approach. He is passionate about supporting clients in realizing their homeownership dreams by offering personalized mortgage optio

ns and top-notch service. Working with Barret Financial Group L.L.C., a community-focused, independent Mortgage Banker, Terry takes advantage of Barrett’s efficient, low-overhead structure to deliver competitive rates and exceptional value to his clients. From helping first-time buyers and more sophisticated buyers navigate their purchase to assisting with refinancing, Terry ensures the mortgage process is smooth and worry-free. Beyond his professional life, he is deeply engaged with his church and cherishes being an active member of his local community, where he also values spending time with his family and nurturing his friendships.

Getting the keys is just the beginning. Your first month as a homeowner is the perfect time to establish good habits: co...
09/01/2026

Getting the keys is just the beginning. Your first month as a homeowner is the perfect time to establish good habits: confirm your first mortgage payment date, set up utilities, tackle immediate maintenance, and locate essentials like your water shutoff, electrical panel and HVAC filters. A little preparation now can help protect your investment, avoid unnecessary surprises, and make homeownership feel a whole lot easier.

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists proj...
08/31/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.6% over the next year and roughly 15% over five years. For a $500,000 home, that equates to around $13,000 in appreciation over the next 12 months and about $75,000 over five years, highlighting housing’s continued wealth-building potential.

As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibi...
08/28/2026

As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibility. Depending on your goals, options may include a cash-out refinance or other forms of home equity financing that may be used for purposes such as debt consolidation. Each comes with different rates, costs, and repayment terms. The right approach depends on how much equity you’ve built, your current mortgage, and what you want to accomplish. I can help you compare options that fit your financial goals and determine what may make sense for you. Have questions? Send me a message — I’m happy to help!

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. ...
08/27/2026

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. Core PCE, which excludes food and energy, also increased 0.2%, with annual core inflation holding at 3.3%.

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal tr...
08/25/2026

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal trends, prices rose 0.1%. Overall, home prices are up 1.5% from a year ago.

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were r...
08/25/2026

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were revised up from 628,000 to 678,000.

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance a...
08/24/2026

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance and utilities can all impact your monthly budget. Before you start shopping, consider the full cost of owning a home so you can set a realistic budget, avoid surprises, and find a home that fits comfortably within your finances. Curious what buying could look like for you? Reach out anytime. I’m here to help.

Big home dreams? Big solutions! With a jumbo home loan, you can make that luxury property yours. Discover your options —...
08/22/2026

Big home dreams? Big solutions! With a jumbo home loan, you can make that luxury property yours. Discover your options — DM me!

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, c...
08/21/2026

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile over time. Building healthy credit habits today can put you in a better position for future opportunities.

FHA loans make homeownership more attainable in so many ways. Message me today to see if this option is right for you!
08/21/2026

FHA loans make homeownership more attainable in so many ways. Message me today to see if this option is right for you!

Address

2701 E Insight Way, Suite 150
Phoenix, AZ
85286

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 5pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+14804950577

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