The Minich Team

The Minich Team A Certified Mortgage Advisor with 20+ years in the industry. Let’s make home happen! Working with Arizona Mortgage Specialists, Inc.

Terry helps clients reach homeownership goals with tailored solutions, great rates, and top-notch service—all backed by AZMS, a trusted local lender. Terry is a seasoned mortgage expert with more than two decades of industry experience, known for his results-oriented approach. He is passionate about supporting clients in realizing their homeownership dreams by offering personalized mortgage option

s and top-notch service. (AZMS), a community-focused, independent Mortgage Banker, Terry takes advantage of AZMS’s efficient, low-overhead structure to deliver competitive rates and exceptional value to his clients. From helping first-time buyers and more sophisticated buyers navigate their purchase to assisting with refinancing, Terry ensures the mortgage process is smooth and worry-free. Beyond his professional life, he is deeply engaged with his church and cherishes being an active member of his local community, where he also values spending time with his family and nurturing his friendships.

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large...
06/02/2026

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large purchases, changing jobs, or moving money around without documentation. Remember to stay steady, keep things consistent, and reach out if you're unsure about anything that could impact your approval.

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists proj...
05/29/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.5% over the next year and roughly 14% over five years. For a $500,000 home, that equates to around $12,500 in appreciation over the next 12 months and about $70,000 over five years, highlighting housing’s continued wealth-building potential.

05/28/2026
Following two months of gains, new home sales fell 6.2% in April to a 622,000 annual pace, coming in below expectations....
05/28/2026

Following two months of gains, new home sales fell 6.2% in April to a 622,000 annual pace, coming in below expectations.

The Fed’s preferred inflation measure, Core PCE, rose 0.2% in April, bringing the annual inflation rate to 3.3% – right ...
05/28/2026

The Fed’s preferred inflation measure, Core PCE, rose 0.2% in April, bringing the annual inflation rate to 3.3% – right in line with expectations.

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, othe...
05/27/2026

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, others are moving up or downsizing, but all have one thing in common: they’re making a move that fits their life stage and financial picture. Curious what buying could look like for you? Reach out any time. I’m here to help.

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal tre...
05/26/2026

From February to March, U.S. home prices rose 0.7% before seasonal adjustments. After accounting for normal seasonal trends, prices were down a modest 0.2%. Overall, home values are still 0.7% higher than a year ago.

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play ...
05/22/2026

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play a direct role in that equation. When rates move higher, buying power can shift even if home prices stay the same. That’s why timing, strategy, and exploring different loan options can make a meaningful difference in your home search. Even in changing rate environments, there are often ways to structure a loan that still fits your goals and budget. Reach out to me and I can help you figure out what makes the most sense for your situation.

Housing starts fell 2.8% from March to April, with most of the decline coming from single-family construction. Building ...
05/21/2026

Housing starts fell 2.8% from March to April, with most of the decline coming from single-family construction. Building permits, a key indicator of future construction, rose 5.8%, driven largely by multi-family projects.

Address

10429 S 51st Street, Ste 245B
Phoenix, AZ
85044

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 5pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+14804950577

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