YouArePreApproved.com

02/14/2023

Wishing you the joy and peace of a day filled with lots of love, smiles and positive vibes!

07/24/2022

Happy National Parent Appreciation Day!

07/17/2022

Happy National Ice Cream Day!

07/04/2022

Happy 4th of July 🇺🇸

07/03/2022

When you’re selling your home, it’s important to make a good impression on potential buyers. You want them to feel welcome and comfortable in your space, and you want them to be able to imagine themselves living there. In order to achieve this, you need to stage your house correctly. Follow these tips and you’ll be on your way to a successful sale!

Declutter and depersonalize

The first step in staging your home is to declutter and depersonalize. This means getting rid of any personal items like family photos, children’s toys, and souvenirs. You want potential buyers to be able to see the home as their own, and it’s difficult to do that when there are too many personal items on display. You should also declutter any surfaces like countertops, coffee tables, and dressers. Too much stuff can make a space feel small and cramped, so it’s important to edit down your belongings.

Make repairs

If there are any repairs that need to be made, now is the time to do them. This could include anything from fixing a leaky faucet to painting the walls. You want potential buyers to see your home as move-in ready, so it’s important to make any necessary repairs before showings or open houses.

Add cozy touches

Once you’ve decluttered and made repairs, it’s time to add some cozy touches. This could include adding a few throw blankets to the couch, placing fresh flowers in a vase, or lighting a scented candle. You want potential buyers to feel at home in your space, so it’s important to make it warm and inviting.

By following these tips, you’ll be on your way to staging your home correctly. Just remember to declutter, depersonalize, make repairs, and add some cozy touches and you’ll be sure to impress potential buyers!

06/30/2022

Clogged drain: 🛁
This is one of the most common household problems there is, and it's usually caused by a buildup of hair, grease or soap scum in the drain. To fix it, start by removing any visible debris from the drain, the hair drain snakes work great. Then, pour a cup of baking soda down the drain, followed by a cup of vinegar. Let the mixture sit for 15 minutes, then flush with boiling water. If the clog is still there, repeat the process or try using a plunger.

06/08/2022

05/30/2022

Thank you to all the men and women who have served.

05/27/2022

How to Create a Dedicated Work Space at Home

Working from home can be a great way to get more done and stay connected with our families. But sometimes it's hard to keep the line between work and personal life separate, which can lead to burnout. To help you combat this, try creating a dedicated workspace at home! This will make it easier for you mentally to separate your work life from your personal one.

When it comes to choosing a space for your home office, it's important to find one that is quiet and comfortable. You may want to choose a room that doesn't have a lot of distractions, like the living room or bedroom. If you have the option, try to choose a separate room in your house that can be dedicated solely to work. This will help you to stay focused and productive.

If you don't have a lot of extra space in your house, you can also try using a corner of your kitchen or dining room. Just make sure that the space is comfortable and has enough room for all of your supplies.

Once you've chosen a space for your home office:

Set up your work area with the tools and supplies you need

1. Choose the right desk for your space

2. Get a comfortable chair

3. Set up a filing system

4. Stock your desk with office supplies

5. Create a work schedule

6. Take breaks throughout the day

7. Stay organized and motivated

Create a schedule for yourself and stick to it

1. Figure out what hours you want to work

2. Set a schedule and stick to it

3. Take breaks throughout the day

4. Reward yourself for completing tasks

5. Stay organized and motivated

6. Adjust your schedule as needed

7. Don't be afraid to ask for help

05/20/2022

Kitchen Remodel with compans and tablet

Are you thinking of remodeling your kitchen? You've probably heard that this will increase the value of your home. But if you're not planning to sell anytime soon, is it really worth the investment? Let's take a look at what a recent study says about this issue. The study found that a well-done kitchen remodel can increase the value of your home by up to 85%. That sounds pretty good, right? Now let’s talk about some things to keep in mind before diving into such an endeavor. Not all kitchen remodels are created equal-so make sure you hire qualified contractors and do plenty of research!

When it comes to the cost of a kitchen remodel, there are a lot of factors to consider. How extensive do you want the remodel to be? What materials will you use? What kind of appliances do you need? These are all important questions to answer before getting started.

One thing is for sure-a kitchen remodel is not a cheap project. You can expect to spend anywhere from $5,000 to $50,000, depending on the size and scope of the renovation. If you're doing a major overhaul, your costs will be on the higher end of that range. But even a smaller renovation can add thousands of dollars in value to your home.

It's also important to remember that not all kitchen remodels are created equal. A well-done, high-quality renovation is much more likely to boost the value of your home than a cheap one.

Keep in mind that if you’re planning on selling soon after your kitchen renovation, you may want to scale back so as not to appear too optimistic about the asking price of your home.

According to a recent study conducted by real estate site Zillow, complete kitchen remodels add about $25,000 in value to homes in the US. That’s nothing to sneeze at! But it's important to remember that kitchens only make up a small percentage of your home's total value. Other room renovations-like bathrooms and basements-can add significantly more value to your property.

The cost of a kitchen remodel can range from $5,000 to $50,000 depending on the size and scope. If you're planning on remodeling your kitchen you can tap into some of your equity to cover the project. Go to YouArePreApproved.com to see what type of cash-out rates You Are PreApproved for.

05/17/2022

Why Mortgage Rates are on the Rise

Mortgage rates have been on the rise again after years of record lows. It's important to understand why mortgage rates are rising and what this could mean for the housing market in the future. In order to understand how increasing interest rates, affect homebuyers, we first need to look at where they come from. Mortgage lenders use a benchmark called "the London Interbank Offered Rate," or LIBOR, as their starting point when setting their own interest rate for mortgages (this is also known as the "LIBOR-OIS spread"). Whenever there are more people borrowing money than usual, it becomes harder for banks to keep up with demand because they don't have enough cash on hand. When this happens, LIBOR rises so that banks don't have to raise their mortgage rates by too much.

What does this mean for you? If you're thinking about taking out a home loan, it's important that you shop around before doing so. When interest rates are low, locking in becomes less of a priority. But as interest rates rise, putting off locking in becomes riskier. If you wait too long, it might be hard to find a lender willing to give you the lowest interest rate possible.

When looking for a lender, it's important to keep the following factors in mind:

- The interest rate

-The fees

-The term of the loan

-The prepayment penalty

-The down payment

-The closing costs

It's also important to shop around to get the best deal. You might be able to get a lower interest rate if you agree to a longer-term or pay a higher down payment. And don't forget to ask about the prepayment penalty - some lenders will charge you if you want to pay off your loan early.

When you've found a few lenders that seem like a good fit, it's time for the next step: getting PreApproved. This is more important than ever now that interest rates are on the rise. Many homebuyers assume they'll be able to just lock in a rate if they need to but think again - locking in is harder when rates are on the rise.

If you are ready to buy or refinance now, visit us at YouArePreApproved.com and lock in at today's low rates before they rise again.