Happy Valley Mortgage Company, LLC

12/25/2023

From our family to yours, we wish you a merry & blessed Christmas! ❤️✨

10/12/2023

Praying for Israel 🙏🙏🙏

10/11/2023

https://youtu.be/_FniXOz3wD0?si=Ub6-G5BXGuaOXEp3

stiri de ultima ora - nordul israelului a fost atacat

10/03/2023

Reach out & let’s get you pre-qualified!

10/03/2023

Stop in your tracks with this week's Neagu Team Dad Joke of the Week! Our forgetful funnies are here to make you stop and remember. Share in the giggles and join us in embracing the lighter side of life and homeownership!

10/07/2021

If you have the ability to buy, 9 times out of 10, it is a much better option than renting. Most times it is cheaper, plus you’re investing that money into something you’re building equity in & will likely see a return on!

Give us a call to see if it is an option for you!

09/30/2021

It is standard practice for many lenders to charge “junk fees” such as:
💰Application fees
💰Administration fees
💰Processing fees
💰Underwriting fees
Did you know that Happy Valley Mortgage doesn’t charge these fees?? This means you have that extra money for down payment, to buy down the rate, or to fix up your new place! We love seeing our clients save money!

no.food.rules • Original Audio

09/02/2021

What NOT to do when applying for a mortgage:
🚫Make big purchases (car, furniture, etc.)
🚫Change or quit your job
🛑 Open credit accounts
❌Make large cash deposits
🚫Close any credit accounts
Some of these can literally be deal breakers when going through the loan process & you can potentially lose the property.
Please let us know if you have any questions regarding any of these- we can help!

MB-0945852 NMLS ID: 1706479 posted on Instagram: “What NOT to do when applying for a mortgage: 🚫Make big purchases (car, furniture, etc.) 🚫Change or…” • See all of 's photos and videos on their profile.

08/27/2021

There is no easy or fast fix for credit.
We’ve seen it before- client goes to a credit repair agency to get derogatory items off their credit. They pay hundreds of dollars upfront and/or monthly memberships sometimes to get their credit “fixed.”
Occasionally things are removed off their credit but only for a short window of time. By the time you buy your home, the credit score has plummeted once again & you’re out hundreds of dollars.
In our experience, the best way to go about dealing with derogatory items on your credit report are communicating/negotiating directly with the creditor and just allowing enough seasoning time.
Look out for more credit info coming soon!

lindseygurk • Original Audio

08/23/2021

If you’re thinking about buying a house, give us a call FIRST! We’ll let you know what you qualify for so you can look within your price range. Your real estate agents will thank you!!

posted on their Instagram profile: “We’ve said it before and we’ll say it again. If you’re thinking about buying a house, give us a…”

02/12/2021

Hey Facebook - it’s been awhile, but we’re still here!
We want to congratulate 2 of our loan officers on the birth of their sweet new babies!
Andrea gave birth to Gabriel on December 27th & Jessie gave birth to Sara on January 10th.
We’re still here working on your loans & looking forward to a busy new year with the newest tiny members of our team.
We are so grateful to all of you for being here & entrusting us with your financial needs! ❤️