Home Loan Lonnie

Home Loan Lonnie My mortgage process starts with education. I work to educate my borrowers on the loan process and as I find it very common among millennials. Own a piece of it!

NMLS # 1570171

After years of assisting families with the sale and purchase their dream homes, I decided to take a different route. I realized there there's a tremendous amount of people that have yet to enter the real estate market and achieve the american dream of home ownership. They aren't entering the market for several reasons. Some aren't entering because they don't realize how obtainable

it is while others may lie just short because of their financial picture. My goal is to help you become financially fit and aware that home ownership is within arms reach. Why continue to rent, paying someone else's mortgage which helps them in retirement and YOU can be that person building equity and positioning you and your family for financial freedom and retirement. The land we have is all the land that there will be. Lonnie Ray Wilborn Jr | NMLS #1570171 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2314 S Val Vista Dr, Suite 201, Gilbert, AZ 85295 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | TX view complaint policy at www.barrettfinancial.com/texas-complaint | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

This is what we do it for!  Not every transaction is the same but giving everyone the white glove service is what matter...
01/26/2026

This is what we do it for! Not every transaction is the same but giving everyone the white glove service is what matters the most! Thank you for the opportunity!! Enjoy your new home! πŸ‘πŸ”‘

11/23/2025

Took a day or two to get used to driving on the right side of the car and in the left lane. 🀣. Takes a special level of focus and reversing the way we have known it since getting out license.

πŸ”‘HUGE CONGRATS to my client's J.E and MF who just closed on their first home in Danville CA at $989,000. From contract t...
09/17/2025

πŸ”‘HUGE CONGRATS to my client's J.E and MF who just closed on their first home in Danville CA at $989,000.
From contract to close in a very smooth manner, we were able to offer them a few things that competing lenders weren't able to offer.
Not only were we able to give them an appraisal credit to cover their appraisal cost, but we were able to get their interest rate 1% lower than the current market rate using our Lender Paid 1-0 buydown program.
This is a program that allows the buyer to save hundreds of dollars a month on their mortgage payment at NO COST TO THEM! No need for seller concession as WE cover the cost for the first year.
It's been a very popular offering!
CONGRATS FELLAS!!
Thank you for your trust and support.
! πŸ‘πŸ‘πŸ”‘
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”-
WHO CAN WE HELP NEXT?
Lonnie Wilborn Jr. NMLS: 1570171
Sr. Mortgage Loan Officer
Barrett Financial Group
Brokerage/Team Licensed in 49 States
480-646-7220

πŸ”‘HUGE CONGRATS to my client's M.T and M.N who just closed on this beauty in Alamo California at $1,995,000!  Such an ama...
09/05/2025

πŸ”‘HUGE CONGRATS to my client's M.T and M.N who just closed on this beauty in Alamo California at $1,995,000!

Such an amazingly smooth transaction from start to finish, starting with their agent negotiating an amazing deal for them. We were able to find a very competitive JUMBO ARM loan so that they could benefit from lower rates for the next few years.

Thank you all for your trust and support! It is greatly appreciated!! Enjoy your beautiful new home Mo and M!
! πŸ‘πŸ‘πŸ”‘
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”-
WHO CAN WE HELP NEXT?
Lonnie Wilborn Jr. NMLS: 1570171
Sr. Mortgage Loan Officer
Barrett Financial Group
Brokerage/Team Licensed in 49 States
480-646-7220

I love when people trust the process! Thank you for your trust and support. Making home ownership dreams come true! πŸ‘πŸ”‘
08/26/2025

I love when people trust the process! Thank you for your trust and support. Making home ownership dreams come true! πŸ‘πŸ”‘

OPEN HOUSE this weekend Saturday and Sunday from 1-4pm 12 Saddle Rd Rancho Palos Verdes, CA 90275. Stop by and say Hi! C...
04/04/2025

OPEN HOUSE this weekend Saturday and Sunday from 1-4pm

12 Saddle Rd Rancho Palos Verdes, CA 90275.

Stop by and say Hi! Check out this beautiful place!

Check out this beautiful home that was just funded using our Bank Statement Only Jumbo Loan!
03/13/2025

Check out this beautiful home that was just funded using our Bank Statement Only Jumbo Loan!

πŸ”‘CONGRATS ON YOUR CLOSING A.P and D.P!!!Huge s/o to my amazing clients who just closed on this Beauty in Las Vegas, Neva...
03/13/2025

πŸ”‘CONGRATS ON YOUR CLOSING A.P and D.P!!!

Huge s/o to my amazing clients who just closed on this Beauty in Las Vegas, Nevada.

For this family, we were able to get them financed in 18 days using a BANK STATMENT ONLY jumbo loan after their previous financing fell through with another lender!! As you know with some self-employed borrowers, their tax returns don't show the entire picture of their income. So we collected 12 months of business bank statements and used the average of their deposits to calculate their monthly income.

Whats even better about this transaction is they walked in with over $300,000 of equity at the time of closing! Yup! Their appraisal on the property came in $300,000 over the contract value! Major win!! Let's go!

So happy for you guys! Wish you nothing but the best in your new home!
! πŸ‘πŸ‘πŸ”‘
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”-
WHO CAN WE HELP NEXT?
Lonnie Wilborn Jr. NMLS: 1570171
Sr. Mortgage Loan Officer
Barrett Financial Group
Brokerage/Team Licensed in 49 States
480-646-7220

πŸ”‘IT's CLOSING DAY!! Huge congrats to my veteran home buyer who just purchased this 4 Unit income producing property usin...
03/07/2025

πŸ”‘IT's CLOSING DAY!! Huge congrats to my veteran home buyer who just purchased this 4 Unit income producing property using his VA loan.

Did you know that you can buy a 4-unit property using your VA loan and ZERO DOWN PAYMENT and NO MORTGAGE INSURANCE REQUIRED?

There is one main requirement to make this happen. When using a VA loan, you are required to occupy the property as a primary residence. In this case, one of the 4 units was vacant while the other 3 units had leases already in place.

My buyer was able to move into the vacant unit with his family and recieve monthly income from the tenants that were already in the other 3 units. The other 3 units were bringing in a total of $4,975 at the time of closing.

What a great deal and an amazing loan to use!

Congrats A.K

It was such a pleasure working with you.

We hope you enjoy!!

Are you a veteran and want to use your VA loan? Let's talk!!
! πŸ‘πŸ‘πŸ”‘
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”-
WHO CAN WE HELP NEXT?
Lonnie Wilborn Jr. NMLS: 1570171
Sr. Mortgage Loan Officer
Barrett Financial Group
Brokerage/Team Licensed in 49 States
480-646-7220

πŸ”‘And just like that we are CLOSED!! This one was VERY special! Want to know why?I was able to help my momma Latonya L Jo...
02/20/2025

πŸ”‘And just like that we are CLOSED!! This one was VERY special! Want to know why?

I was able to help my momma Latonya L Johnson and her husband Steven Johnson purchase their new home in Ohio!!!

CONGRATS guys!!!! Thank you for allowing me to make it happen for you both! Can't wait to come visit and pick my room out! lol

Love you guys and cant wait for the holidays we will spend here!
! πŸ‘πŸ‘πŸ”‘
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”-
WHO CAN WE HELP NEXT?
Lonnie Wilborn Jr. NMLS: 1570171
Sr. Mortgage Loan Officer
Barrett Financial Group
Brokerage/Team Licensed in 49 States
480-646-7220

πŸ”‘And just like that we are CLOSED!! Huge congrats to my client G.M on the purchase of his latest property in Los Angeles...
02/06/2025

πŸ”‘And just like that we are CLOSED!! Huge congrats to my client G.M on the purchase of his latest property in Los Angeles. This well-constructed new build condo home community will be his new home for many years to come.

We appreciate the opportunity to make this happen for you all in an extremely smooth manner.

Blessed and so thankful for our agent partners and their trust, support, and referrals.

We hope you enjoy G.M!!
! πŸ‘πŸ‘πŸ”‘
β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”-
WHO CAN WE HELP NEXT?
Lonnie Wilborn Jr. NMLS: 1570171
Sr. Mortgage Loan Officer
Barrett Financial Group
Brokerage/Team Licensed in 49 States
480-646-7220

The Agency X Aclara Lending happy hour was a success! Great progress so far for the new Scottsdale office! β€οΈπŸ™ŒπŸ½
02/06/2025

The Agency X Aclara Lending happy hour was a success! Great progress so far for the new Scottsdale office! β€οΈπŸ™ŒπŸ½

Address

2944 North 44th Street, Suite 220
Phoenix, AZ
85018

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