Wealthwise Home Loans

01/27/2026

https://www.linkedin.com/posts/chimenglee_mortgagebrokers-mortgagelending-mortgage-activity-7406413737529638915-KNrT?rcm=ACoAAAE1W5EB9nojoAY1L6UNkqt0mrkKOS_9mpY&utm_source=share&utm_medium=member_desktop

Jonathan Berry joined our network this year and got his first deal with PENNYMAC TPO approved and CTC in 12 days! Keep up the great work!

06/11/2025

🏡 Help Your Buyers Get Home Sooner – With Just 1% Down!

At Wealthwise Home Loans, we're excited to offer a powerful new program that empowers more families to become homeowners — even faster.

✅ Only 1% down required from the buyer
✅ Lender contributes 2% of the down payment (up to $7,000)
✅ Available for borrowers at or below 80% Area Median Income (AMI)

💡 That means you can move in sooner, save money upfront, and even put those savings toward move-in costs, repairs, or buying down your interest rate!

Whether you're a first-time buyer or a real estate agent looking for ways to help your clients compete in today’s market — this is a game-changer.

📞 Contact us today to see if you qualify! 602-431-8610
🌐 www.wealthwisehomeloans.com/intake-form

04/01/2025

🚨 FHA Rule Change – May 25 Deadline! 🚨

Big news for anyone in the U.S. on a visa:
Starting May 25, 2025, FHA loans will no longer be available to non-permanent resident aliens (including visa holders).

If you're planning to buy or refinance a home using an FHA loan, you need to act fast — everything must be processed and closed before the deadline.

🏡 This change could impact thousands — don’t wait!

📞 Call: 602-431-8610
📧 Email: [email protected]

04/01/2025

Exciting News!
I’m proud to announce the launch of Wealthwise Home Loans, built on the same trusted foundation as Qualified Mortgage—now with an expanded focus on real estate wealth building.

Whether you're buying your first home or growing your investment portfolio, we’re here to help with:
🏡 Reverse mortgages (starting at age 55)
🏘️ DSCR loans for rental/investment properties
💸 High LTV cash-out options
🧾 Expanded self-employed borrower programs
💼 HELOCs and second mortgages

📲 Let’s reconnect! Reach out and let’s talk about your goals and how we can help make them happen.

11/01/2023

Student Loan Cash-Out Refinances.
Our student loan cash-out refinance lets you pay off student debt without the extra fees typically associated with a cash-out refi. Essentially, you get a cash out deal with the pricing of a standard refinance. Call or text 602-431-8610 to learn more.

10/25/2023

Fannie Mae will drastically reduce multifamily home down payment requirements for owner-occupied transactions (where the buyer will live in one of the units).

Starting the weekend after November 18, 2023, Fannie Mae will allow 5% down payments for owner-occupied 2-, 3-, and 4-unit homes.

This is a surprising reversal of the years-long policy of requiring 15-25% down for duplexes, triplexes, and four-plexes. It will be a major benefit to those looking to purchase a multifamily home to live in.

Anyone in the market to live in a home while collecting rent and building landlord experience should take action to secure this new option as soon as it becomes available.

10/23/2023

With our One+ Program you can receive a 2% grant towards your down payment, which means you only need 1% down! Also, mortgage insurance is waived with One+. Contact us today to see if you qualify.

01/16/2023

11/28/2022

Qualified Mortgage - Your Local Arizona Mortgage Experts

09/28/2022

USE CONCESSIONS FOR A SMALLER MORTGAGE PAYMENT!

Getting concessions from a realtor or seller who wants to sell quickly? You might be in the ideal position to use these toward a Temporary Rate Buydown to save on your interest rate at the beginning of your loan, for a more-comfortable mortgage payment. Call us today.