Traci Daniels Powered by Cornerstone First Financial

04/11/2023

Are you self-employed and worried that you won't be able to qualify for a mortgage? As your loan officer I'm here to tell you that being self-employed is not a barrier to homeownership.

☝️ While it's true that self-employed individuals may face additional documentation requirements and may have a more complex income stream, it is possible to qualify for a mortgage.

💸 To improve your chances of qualifying for a mortgage, it's important to have a consistent and stable income stream. This may include providing tax returns, profit and loss statements, and bank statements to demonstrate your income and cash flow.

👨🏽‍💻 As your mortgage loan officer, I
can help you understand the documentation requirements for self-employed individuals and guide you through the mortgage application process. We have lenders on our team that specialize in self-employed borrowers! Please contact me with any questions. 520-858-5633

04/06/2023

Who’s mortgage would you rather pay, yours or your landlords?

03/13/2023

A good loan Officer holds many great qualities including time management skills, problem solving skills. And responsiveness, but three traits that a loan offices must have are

Transparency
Passionate
Measured by data drivin

Are you an outstanding loan officer?👏🏻👏🏻👏🏻YEP.

Looking for an outstanding loan officer? I am here to help. 520-858-5633 ☎️

02/24/2023

Rates are no longer pandemic low. We can refinance you down to a lower rate in the future if you aren’t thrilled with your rate today. MARRY THE HOUSE DATE THE RATE. These increased rates are doing their job however, the market is shifting to a buyer’s market. We are seeing more and more offers accepted with seller credits. We can use those seller credits to help cover closing costs, any needed repairs, OR buy down your rate. If everything else is in line, please don’t let an interest rate keep you from purchasing your home.6% will forever be less than 100% paying rent. Please reach out with any questions you have!

02/21/2023

Taco Tuesday! 🌮🌮

02/20/2023

Unless you’re a cash buyer, you’re going to need financing.😉You’re going to want a LO you can trust, someone that will structure the best loan for you and a company that will make sure your loan closes on time!We are currently licensed in 49 STATES!! I have a passion for helping people and love what I do! Message me I’d love to help figure your current situation and what needs to be done to help you! 😎🏠🔑💰 520-858-5633

02/19/2023

No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.

02/18/2023

Some Highlights The biggest challenge in the housing market is how few houses there are for sale compared to the number of people who want to buy. The number of homes for sale is up from last year but below pre-pandemic numbers, and that means we’re still in a sellers’ market.

02/17/2023

02/16/2023

The recent changes in home prices are top of mind for many as the housing market begins gearing up for spring. It can be hard to navigate misleading headlines and confusing data, so here’s what you should know about today’s home prices.

02/15/2023

If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built.