Joseph Smith, Financial Services Professional with Nylife Securities LLC

03/28/2024

Is your retirement protected from the new tax laws? This insightful, on-demand seminar shows you strategies to help protect your retirement funds. View on-demand any time before 5/13/2024: https://bit.ly/4ab1XSg

12/11/2023

J.P. Morgan’s David Li shares the importance of financial education and why it’s important to teach children the concepts of delayed gratification, saving, and being thoughtful about sharing with loved ones.

Saving money was a lesson J.P. Morgan’s David Li learned from his parents while growing up in Cambridge, Mass. "I came from very humble beginnings," said Li who immigr...

12/06/2023

Whether holiday shopping or baking cookies, building snowmen or sipping hot cocoa, the holidays are always warmer when spent with the ones you love. This year, take a moment to reflect, and then protect, all that you hold dear. When you're ready, reach out and I can help.

11/20/2023

Great news! New York Life just announced that 2024 will be the 170th consecutive year that eligible participating policy owners receive a dividend. Even better, the declared dividend is $2.2 billion! Want to know why that's important? I'll be happy to explain.

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

10/30/2023

As a small business owner, you have an undeniable impact on your community. As a New York Life agent, I can help your impact last through an extensive product offering and expert financial guidance. Contact me today!

Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

10/23/2023

Mid-October is when the IRS publishes its annual inflation adjustments for the next year’s retirement account contributions limits. Here’s what retirement savers can expect in 2024.

Inflation remains above target but far lower than earlier peaks, implying a smaller 401(k) contribution limit hike.

10/16/2023

Roth accounts can provide you with a tax-free source of income during retirement but they’re also valuable for account beneficiaries. Learn more about Roth conversions and how to use them in your estate planning strategy.

Under the Secure Act, Roth IRAs allow beneficiaries to enjoy 10 years of tax-free account growth.

09/18/2023

Over 65% of Americans worry they will run out of money in retirement.* What are your thoughts?

*https://www.nasdaq.com/articles/66-of-americans-are-worried-theyll-run-out-of-money-in-retirement-here-are-7-tips-to-make

05/31/2023

Disability Insurance Awareness Month may be coming to a close, but your need for coverage is year-round. New York Life can help! Click to learn more about group disability insurance.

How long could your workers go without a paycheck? Disability Insurance from New York Life can protect your workforce and your business.

05/22/2023

How long would you be able to meet your monthly expenses if you couldn’t work? Disability insurance is there to replace a portion of your paycheck if you were sick or injured and unable to work. Learn more below.

How long could your workers go without a paycheck? Disability Insurance from New York Life can protect your workforce and your business.

04/25/2023

One of the key tenets of is staying in shape. So, when it comes to keeping your finances fit, there's no better time than now. Learn why adding life insurance early to your fitness regimen can be a smart way to get in shape.

Use these financial tips when planning personal finances as a beginner. Develop strong financial management strategies to guide your plan.