Mortgage by Melisa Olson

Mortgage by Melisa Olson Your Arizona Mortgage Broker
Helping Agents avoid financing delays & failed closings
Mortgage Broker | NMLS 2178538
Nyfty Lending | NMLS 2503010

Born and raised under the Arizona sun, my love for state 48 runs deep. Growing up with a realtor dad sparked a passion for the property journey at the tender age of eight. Now, as a mortgage officer, I translate that passion into helping others turn their real estate dreams into reality. Whether you're a seasoned homeowner chasing an upgrade or a first-time buyer embarking on the adventure, I'm he

re to guide you every step of the way. Think of me as your friendly neighborhood mortgage navigator, ready to demystify loan options and make the process smooth sailing. When I'm not helping families unlock their homeownership dreams, you'll find me nurturing my flourishing houseplant jungle, cheering on my favorite teams at local sporting events, or unearthing hidden gems to explore around the valley. If you're ready to make your Arizona homeownership dreams come true, I'd be honored to be your partner in the journey. Reach out, and let's turn your vision into a beautiful reality!

05/02/2026

Most investors don’t realize this:

It’s not always the property holding them back—it’s the financing structure around it.

I recently worked with an investor where the original loan approach didn’t match his actual exit strategy. Once we aligned the structure with how he was truly planning to hold and exit the deal, the equity outcome changed significantly—without touching the property itself.

That’s the difference between “getting a deal done” and building long-term wealth.

If you’re investing in real estate and want a second opinion on your current strategy, DM me “STRUCTURE” and I’ll point out what most lenders miss.

Most loan denials come down to a few key factors—and many of them can be corrected.It’s not always about whether you qua...
04/20/2026

Most loan denials come down to a few key factors—and many of them can be corrected.

It’s not always about whether you qualify, but how your file is structured and which loan program is used.

If you’ve been denied, a second review can make a meaningful difference.

Message me ‘REVIEW’ if you’d like me to take a closer look at your options.

Come see Nikki and I from 12-3 in Surprise, AZ tomorrow for this Open House, we look forward to your arrival!
04/17/2026

Come see Nikki and I from 12-3 in Surprise, AZ tomorrow for this Open House, we look forward to your arrival!

Homestead at Marley Park Home Tour | 3 Bed + Tandem Garage in Surprise AZTake a tour of this beautifully upgraded 3 bedroom, 2 bathroom home in Homestead at ...

04/17/2026

If you were denied by a lender, homeownership isn’t off the table.

Loan programs and guidelines vary, and the way a file is structured matters.

A second review can often uncover options that were missed.

If you’d like me to take a look, message me ‘REVIEW’ and I’ll walk you through your options.

Contact me at:
📱 (928) 221-9478
✉️ [email protected]

Congratulations to Mr. & Mrs. Carr! 🎊We went to Strawberry this last weekend to celebrate the union of these two beautif...
10/15/2025

Congratulations to Mr. & Mrs. Carr! 🎊

We went to Strawberry this last weekend to celebrate the union of these two beautiful souls, it’s always a blessing to be invited to celebrate the love two people share. I’m a sucker for a good love story, and an even bigger sucker for a beautiful wedding. We cried, we danced, we laughed, we celebrated, but most of all - we were able to witness these two become one. 🤍

Here’s to many years filled with love, grace and an abundance of blessings. 💐

Client testimonials make my heart warm! I love what I do with all of my heart, and being able to be a part of new beginn...
09/19/2025

Client testimonials make my heart warm! I love what I do with all of my heart, and being able to be a part of new beginnings and helping my clients find their next home overwhelms me with gratitude. 🩵

There is nothing like the excited smile of a new homeowner, knowing that they’ve finally made it home! 🏡

If you’re looking for your dream home, or your next home, don’t hesitate to contact me with any scenarios or questions. I would be honored to help you turn your dreams into your reality! 🤗

Contact me at:
📱 (928) 221-9478
✉️ [email protected]
🏡 Mortgage Broker | NMLS 2178538
🏢 Nyfty Lending, LLC | NMLS 2503010
📍 Licensed in Arizona

Client testimonials make my heart warm! 🥰 I love what I do with all of my heart, and being able to be a part of new begi...
09/19/2025

Client testimonials make my heart warm! 🥰 I love what I do with all of my heart, and being able to be a part of new beginnings and helping my clients find their next home overwhelms me with gratitude.

There is nothing like the excited smile of a new homeowner, knowing that they’ve finally made it home! 🏡

If you’re looking for your dream home, or your next home, don’t hesitate to contact me with any scenarios or questions. I would be honored to help you turn your dreams into your reality! 🤗

Contact me at:
📱 (928) 221-9478
✉️ [email protected]
🏡 Mortgage Broker | NMLS 2178538
🏢 Nyfty Lending, LLC | NMLS 2503010
📍 Licensed in Arizona

I am thrilled to announce that we have a new homeowner out here! 🏡 Not only were we able to find Davianna’s perfect home...
09/15/2025

I am thrilled to announce that we have a new homeowner out here! 🏡 Not only were we able to find Davianna’s perfect home under $350,000 with everything she needed, I was able to get her down to a 5.875% interest rate with payments lower than expected as well!✨

This sale was extra special because not only is Davianna a first-time homebuyer, but she’s also a mother of 5 - all whom she was able to surprise with this home today! How she was able to pull off that surprise, with an extended COE on sellers behalf, is beyond me! Their faces made every little step worth it, I’m ecstatic I was a part of making this happen.

Davianna, I’m so grateful that you chose myself and as your team for this transaction, and to help you open up your next chapter. I can’t wait to see you grow and see where you end up next, you worked so hard for this and deserve it. I thank you for your friendship, and your trust. Congratulations, you did it!💐

If you’re looking for your dream home, or your next home, don’t hesitate to contact me with any scenarios or questions. I would be honored to help you turn your dreams into your reality! 🤗

Contact me at:
📱 (928) 221-9478
✉️ [email protected]
🏡 Mortgage Broker | NMLS 2178538
🏢 Nyfty Lending, LLC | NMLS 2503010
📍 Licensed in Arizona

I want to wish a *huge* congratulations and welcome home to our newest homeowners, Lucky and Kara! 🏡 We got them home ju...
05/20/2025

I want to wish a *huge* congratulations and welcome home to our newest homeowners, Lucky and Kara! 🏡 We got them home just in time for baby number 4! 🥳🍼

This home is about to be filled with so much joy, laughter, love and a million warm memories. They found a beautiful home in a great neighborhood to raise their family, and I can’t wait to see what they do with this place! These two work their butts off, and I’m so happy to see them make one of the greatest investments of their lives that they wholeheartedly deserve. This transaction had some ups and downs that were out of our own control, but thankfully we made it through each and every one of them, sprinting to the finish line!

It’s an honor to be chosen to walk alongside them on this journey, and I’m elated I was able to deliver everything I promised and more! 🤗 We were locked in to a 6.125%, and by the end of it all, we closed with a 5.875% interest rate, max payments under $2,300 and a 1-0 buydown that I was able to provide these two for their first year as homeowners.

Lucky and Kara, I’m so proud of you two. And, thank you! 🙏🏻

If you’re looking for your dream home, or your next home, please don’t hesitate to contact me with any scenarios or questions. I would be honored to help you turn your dreams into your reality! 🤗

Contact me at:
📱 (928) 221-9478
✉️ [email protected]
🏡 Mortgage Broker | NMLS 2178538
🏢 Nyfty Lending | NMLS 2503010
📍 Licensed in Arizona

“She knew she loved him when ‘home’ went from being a place to being a person.” —E. LeventhalConnor, this last year with...
05/19/2025

“She knew she loved him when ‘home’ went from being a place to being a person.” —E. Leventhal

Connor, this last year with you has been a blessing, an answered prayer, and a dream come true. I’m grateful for you, the experiences I have with you, the memories I make with you, the laughter you induce, the confidence you help me discover, the hardships we get through together, and the pure joy you bring into my life.

You’ve shown me deep, honest, real love. You’ve given me nothing but loyalty, comfort, safety, adventure, friendship and love. You create space for me in your life, and you protect that space. You allow me to fall into you, completely and unapologetically. You let me go on my rabbit hole rants, support every one of my dreams, and prioritize me. You know how to communicate and have patience with me, how to advocate for me and how to support me. You provide for me in every way I need, and more. You move mountains for me, and you love me in all of the right ways.

I’ll never forget the first time we met, our first official date (what a game!), the first time you told me that you loved me, you buying your first house - our first home, and so many more core memories. You are everything I prayed for, and more. You entered my life, and influenced it in all of the best ways. You make me a better me. I love that I’m able to grow older with you by my side, my best friend, my confidant, the love of my life.

I love you, Connor. Happy one year anniversary, I wouldn’t have it any other way. 😘

“Love does not consist in gazing at each other, but in looking outward together in the same direction.” —Antoine de Saint-Exupery

Address

Phoenix, AZ

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+19282219478

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