VALoansForVets.com

VALoansForVets.com VA Loans for Vets specializes in VA Home Loans. Jimmy Vercellino is a Mortgage Banker who can help you get the mortgage that works best for you.NMLS184169

My name is Jimmy Vercellino, and my goal is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! I am a proud veteran of the United States Marine Corps, as well as Operation Iraqi Freedom. After serving, I realized there is a huge deficiency and need for Veterans, living here in the valley, to have a mortgage professional specializing in VA Home Loans

they could trust and relate to; someone who spoke their language and understood their needs. Without hesitation, I decided to devote myself to the Veteran home buyer here in the valley. I am now one of the Nation’s top VA Home Loan mortgage originators and am a licensed and certified instructor with the Arizona Department of Real Estate teaching continuing education for Real Estate Professionals in the Phoenix metro area. VA Loan credit score requirements can vary dependent upon which lender you are working with. Oftentimes Veterans are told they don't qualify for their VA Loan when they still may be actually able to get a VA Loan elsewhere. When purchasing a home and using your VA Home Loan it's critical that you work with a VA Loan Specialist. Simply stated, VA Home Loans are unique, and if you are not working with the right Mortgage Originator it could cost you time and money, and quite possibly the home under contract.

08/26/2022
Why do VA home loans have occupancy requirements? Here's what you need to know:
08/23/2022

Why do VA home loans have occupancy requirements? Here's what you need to know:

One of the complex aspects of buying a home with a VA loan is the occupancy requirement. Here's what you need to know about VA loan occupancy requirements.

Buying a home can be an exciting, yet overwhelming time for veterans, active duty service members, and civilians alike. ...
08/11/2022

Buying a home can be an exciting, yet overwhelming time for veterans, active duty service members, and civilians alike. To analyze your loan affordability calculations, there are a few key factors that VA lenders will look at to determine how much of a loan they’re willing to offer you. Here's more:

VA home loans offer a unique opportunity for military members to buy a home. Use this VA loan affordability calculator to know how much house you can afford

Here is everything you need to know about appraisals, minimum property requirements, and why it’s still a good idea to h...
07/26/2022

Here is everything you need to know about appraisals, minimum property requirements, and why it’s still a good idea to have the traditional home inspection before buying a house.

The VA home loans do not require inspection but require an appraisal. Learn here about the VA home inspection and why still a good idea to have it.

VA loans are a great option for those who qualify because they don’t require a down payment. This earned benefit removes...
07/19/2022

VA loans are a great option for those who qualify because they don’t require a down payment. This earned benefit removes a significant barrier to home ownership for Veterans and Active Duty Service Members. Here's what you should know:

The VA Loan provides a home loan guarantee and accessible homeownership to uniformed men and women. Learn here if do VA loans require a down payment.

When the market changes, Veterans and Active Duty Service members looking to purchase a home with their VA home loan ben...
06/22/2022

When the market changes, Veterans and Active Duty Service members looking to purchase a home with their VA home loan benefit often ask questions regarding affordability and purchasing power. This graphic helps to answer some of those questions:

Private mortgage insurance (PMI) can be a hurdle for your family to close on your dream home. The great news is that the...
06/15/2022

Private mortgage insurance (PMI) can be a hurdle for your family to close on your dream home. The great news is that the Department of Veterans Affairs (VA) makes it easier by paying for mortgage insurance in full. We want to tell you more about how the VA Loan handles PMI so you can have confidence in moving forward on an affordable loan option.

You can feel completely out of reach buying a home because of PMI, but does VA loan have PMI? Learn how the VA Loan handles PMI for the best loan option.

06/14/2022

Veterans reach out to me on a daily basis regarding VA loan credit requirements. Since I'm asked so often, I thought it would be a good idea to address it here. Here's what every Veteran, Active Duty Service Member and Realtor's serving them need to know about VA loans and credit requirements.

VA Entitlement can be confusing, especially if this is your first time to purchase a home using your VA home loan benefi...
06/08/2022

VA Entitlement can be confusing, especially if this is your first time to purchase a home using your VA home loan benefit. Here are some details you need to know when it comes to utilizing your benefit:

Reusing VA entitlements comes with tons of questions about loan limits. Check out this VA entitlement calculator to know how much entitlement you have left.

05/23/2022

Here is everything you MUST know about VA home loan eligibility. Check this out:

05/18/2022

VA loans are different from other loan types that exist in the marketplace today. Here's everything you need to know:

Whether it is your first time buying a primary residence or you’re going at it again, here is a look at how VA Home Loan...
05/11/2022

Whether it is your first time buying a primary residence or you’re going at it again, here is a look at how VA Home Loans work:

If you’re an active-duty service member or vet, there is a good chance you qualify for a VA Home loan. Check here to know how does a VA loan work.

Address

3602 E Campbell Avenue, Suite 2
Phoenix, AZ
85018

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