Forward Loans

Forward Loans Your home financing, without looking back. Your home financing, without looking back.Every lending profile is different.

At Forward Loans, we match you with the lender that best fits your criteria. With access to lenders all over the country, we find you the best fit, and the best rates available.

05/28/2026

Yasmeen sat down with Raquel for an honest conversation about education, confidence, and homeownership. They discussed how education can change outcomes for people who have been told no before, the feeling Raquel wants clients to walk away with after working together, and one misconception many first time homebuyers still believe today.

Homeownership starts with the right guidance and believing it’s possible for you too.

05/27/2026

Yasmeen sat down with Logan to talk about family life, the impact sports had on him growing up, and which sport was his favorite to play as a kid. They discuss how sports helped shape his mindset, work ethic, and who he is today both personally and professionally.

A great conversation about growth, discipline, and the lessons that stay with you long after the game ends.

05/22/2026

If you’re planning to buy a home within the next few months, this new loan program may be worth exploring.

Chioki explains how buyers may qualify for a temporary buydown program that offers:
• A first year interest rate that is 1% lower
• A reduced monthly payment during the first year
• The cost of the buydown fully covered by the bank

This program is currently only available through June 30th.

For buyers looking to make homeownership more affordable upfront, this can be a valuable opportunity to review financing options and payment scenarios before the program expires.

DM Chioki the word “BUYDOWN” and he’ll walk you through how it works and show you potential savings for your first year.

05/21/2026

What does it actually cost to buy a $650,000 home in Arizona?

Yasmeen breaks down the key expenses buyers should prepare for including:
• Down payment
• Closing costs
• Earnest money
• Reserve requirements

Every buyer’s situation is different, and understanding these costs ahead of time can make the process much less stressful. If you’d like to learn what your numbers could look like, we’ll connect you with a licensed loan officer on our team.

05/18/2026

What does a Fed rate cut actually mean for homebuyers?

Chioki explains why Federal Reserve cuts do not automatically mean mortgage rates will fall. The Fed primarily controls short term interest rates, while 30 year mortgage rates tend to follow long term bond yields and market expectations.

Understanding this difference can help buyers make smarter financing decisions and avoid waiting on headlines alone.

If you’d like more information, DM Chioki the word “LOCK” and he’ll build you a customized local rate watch and lock strategy based on today’s market conditions.

05/14/2026

“Renting is cheaper than buying.”
Matt breaks down why that statement doesn’t tell the full story.

The reason he decided to buy a home wasn’t just about comparing monthly payments. It was about creating stability, building long term wealth, and having a place to truly call his own.

Homeownership can also come with long term financial benefits like equity growth, tax advantages, and future investment opportunities.

If you’re wondering whether buying could make sense for you, send us a message. We’d love to help you explore your options.

05/13/2026

Yasmeen sat down with Raquel to talk about the meaningful work she’s involved in with Junior Achievement and Second Chance Center, and why helping people through second chances is something deeply important to her.

They discuss how others can get involved, the impact these organizations make in the community, and why creating opportunities for people matters both personally and professionally.

Conversations like these are a reminder that real estate is about more than homes. It’s about people, connection, and making a positive impact where we can.

05/11/2026

Refinancing is not just about getting a lower rate. It’s about knowing if the savings outweigh the cost.

Chioki explains how to calculate your refinance break even point:

• Get today’s mortgage quote
• Compare your monthly savings to your current payment
• Divide your closing costs by your monthly savings

This helps you understand exactly how long it takes for the refinance to pay for itself.

DM Chioki the word “REFI” and he’ll run your personalized break even using real time rates.

05/08/2026

The HomeReady loan product was designed to help make homeownership more accessible for qualifying buyers.

Matt explains the recently updated income limits for the Phoenix Metro area and what they mean for homebuyers. With the new area median income limit now increased to $87,680 annually, more buyers may qualify for additional benefits and flexible financing options through HomeReady.

If you are considering buying a home and want to know whether you qualify, reach out to learn more.

05/07/2026

Yasmeen asked Raquel how becoming a preschool teacher at just 16 years old impacted the person and professional she is today.

What started as an early job became the foundation for how Raquel now helps homebuyers navigate one of the biggest decisions of their lives. Learning how to communicate with patience, stay calm under pressure, and guide people through overwhelming moments helped shape the way she supports clients today.

Raquel shares how those early experiences taught her the importance of empathy and encouragement, especially when working with buyers who may feel discouraged, stressed, or uncertain during the homebuying process.

Real estate is about more than transactions. It is about helping people feel confident, supported, and understood.

Address

11201 N Tatum Boulevard Suite 300
Phoenix, AZ
85028

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 6pm
Sunday 10am - 2pm

Telephone

+16027302270

Website

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