Sebastian Depa/Mortgage Loan Officer, NMLS #945506 - LendSmart

Sebastian Depa/Mortgage Loan Officer, NMLS #945506 - LendSmart Sebastian Depa | Mortgage Loan Officer
20 years helping clients buy a home or refinance with clear, simple guidance. Licensed in TX, IL & FL.

FHA, VA, Conventional & DPA specialist. Your trusted local mortgage expert in San Antonio. With 20 years of experience in real estate finance, I’m dedicated to making the home mortgage process simple, clear, and stress-free. Whether you're looking to buy a house, secure a smart refinance, or explore the best home loan options, I’m here to guide you every step of the way. I specialize in FHA, VA, C

onventional, Jumbo, USDA, and Down Payment Assistance programs, helping first-time buyers, move-up buyers, and real estate investors find personalized mortgage solutions that fit their financial goals. Clients choose to work with me because I communicate clearly, educate throughout the process, and make even complex loan options easy to understand. I’m proud to be a local mortgage expert serving San Antonio and surrounding areas, as well as borrowers in Illinois and Florida. My goal is simple: deliver a smooth, honest, and confident path to homeownership. If you're ready to explore your loan options, get mortgage-ready, or start your pre-approval, I’d love to help. Send me a message anytime—your home journey starts here. Mortgage Loan Officer
LendSmart, a division of American Pacific Mortgage Corporation NMLS 1850
Equal Housing Opportunity
Licensed in TX, FL, IL. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV
https://texreg.sos.state.tx.us/fids/201504377-1.pdf
Texas Disclosure Notice https://www.apmortgage.com/state-license-info
For licensing information, please go to (http://nmlsconsumeraccess.org)

12/09/2025

🏆So proud of my boy - tournament champion!⚽️

Remembering and honoring the lives lost on September 11, 2001, and standing united in resilience and hope.
09/11/2025

Remembering and honoring the lives lost on September 11, 2001, and standing united in resilience and hope.

What if you could help your home sell faster—and get rewarded for your next move?That’s what Seller PreLock does. Lock i...
08/06/2025

What if you could help your home sell faster—and get rewarded for your next move?

That’s what Seller PreLock does. Lock in a lower rate for your future buyer and get your PreLock fee refunded when you finance your next home with us.

Win-win. Let’s make it happen!

Family, food, fireworks and Fourth of July… the four best F words ever.
07/04/2025

Family, food, fireworks and Fourth of July… the four best F words ever.

06/25/2025

What's 2-1 Buydown?

06/18/2025

"Don't want to lose that great interest rate you have!?
A HELOC or Home Equity Line Of Credit is a revolving credit line secured by your home that lets you access funds at your leisure. As you pay off your outstanding balance, your credit line replenishes—just as it would with a credit card.
You do pay interest on a HELOC, but only on the credit you use.
At LendSmart Mortgage, Powered by American Pacific Mortgage - NMLS #1850"we can help you with a variety of HELOC options, just reach out to us!"

Big dreams need flexible options.Whether you need a higher loan amount, minimal down payment, or want to skip mortgage i...
06/16/2025

Big dreams need flexible options.
Whether you need a higher loan amount, minimal down payment, or want to skip mortgage insurance—this loan has you covered.
Let’s find a loan that fits you.

06/04/2025

Annual Mortgage Review

Got a unique home—or a unique situation?From non-warrantable condos to manufactured homes and ITIN borrowers, we special...
06/03/2025

Got a unique home—or a unique situation?
From non-warrantable condos to manufactured homes and ITIN borrowers, we specialize in making the unconventional possible.
Let’s make your dream home a reality—no matter the shape, size, or story.

Self-employed and ready to buy a home?You don’t need a traditional W-2 to qualify. From bank statements to 1099s and P&L...
06/02/2025

Self-employed and ready to buy a home?
You don’t need a traditional W-2 to qualify. From bank statements to 1099s and P&L statements, we have flexible loan options designed for entrepreneurs like you.
Let your income finally work for YOU!

Address

10429 S. 51St. Suite 255
Phoenix, AZ
85044

Telephone

+17084154791

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