Advocacy Life Insurance

06/25/2024

https://lifeequityprotection.com

Schedule directly on my calendar.

If something were to happen to you or your spouse would your family be able to keep the home? Your lender makes it a requirement that you protect them from the unexpected with Primary Mortgage Insurance (PMI) that you pay for to protect them from you… But do you and your family have the same prote...

06/25/2024

https://www.consumerfinance.gov/ask-cfpb/what-is-mortgage-insurance-and-how-does-it-work-en-1953/

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.

06/25/2024

https://www.cnn.com/cnn-underscored/money/mortgage-protection-insurance

Consider our comprehensive guide to mortgage protection insurance, how it works and key considerations for safeguarding your real estate.

08/25/2023

Check out the latest community post from one of your neighbors. (The views expressed in this post are the author’s own.)

02/03/2022

What is Term Life Insurance?
• A budget-friendly option to help financially protect your family.
• A temporary insurance policy with an expiration date
• Policy terms of 10, 20, or 30 years’ worth of coverage.

When is the best time to get Term insurance?
• While you’re raising the kids because that is when you have the most expenses.
• While you’re paying down a mortgage
• While you’re young and at your healthiest.

What are the benefits of Term Life Insurance?
• More coverage for a cheaper amount
• Premiums remain level
• Protects your family from loss of income
• Benefits paid to beneficiary tax-free

What are the downsides of Term Life Insurance?
• Term has no cash value
• Term policies expire leaving you to get new insurance at an accrued age