Ahmad Elmahi, Guidance Residential

07/12/2022

Congratulations🎉🏠 to my clients on closing this beautiful home in Chandler, AZ.

03/24/2022

Islamic home financing – once non-existent in America – is now widely available. Not only is it accessible, it has become a competitive alternative to conventional home financing. It’s an affordable option for those who wish to achieve homeownership in an equitable manner without compromising their values.

Find out how an Islamic mortgage is different than a conventional home loan in terms of interest, risk, and the financial model.

02/24/2022

Experience the Guidance Difference!

12/23/2021

Islamic Home Financing / Co-Ownership / Halal Mortgage / USA Islamic Loans
How Does a Co-Ownership Mortgage Work?

In this case, the financier, such as Guidance Residential, will be a co-owner with the home buyer. Initially, each party owns a portion of the home that corresponds with the portion of the price they paid. Gradually, the customer’s share increases while the company’s decreases until the customer owns the entire property. This arrangement looks different from the scenarios in which all of the co-owners are individuals. This is partly because the financier will not be occupying the home.

This co-ownership approach to financing is frequently appealing to home buyers such as Muslims whose faith prohibits the use of interest-bearing loans. In this case, the financing is not a loan at all, and no interest is involved. Rather than paying back a loan, the customer gradually buys out the financier’s share of the property. Although the company is a co-owner for the purpose of financing, the customer’s situation is not like a renter’s—rather, he or she maintains full control of and responsibility for the property from the beginning, like any homeowner. Each party’s rights and responsibilities are spelled out in the contract, with special protections afforded to the customer that do not exist in a traditional mortgage.
This arrangement is sometimes called an Islamic mortgage, but it is actually not a mortgage at all. A better term is Islamic home financing.

Happy to answer any further questions
Call/Text 480-637-7912

10/23/2021

- زيادة القيمة السوقية للمنزل -

إذا كنت مالك منزل ، فإن الارتفاع المستمر لاسعار البيوت يعد خبرًا رائعًا. في المتوسط ​​، اكتسب أصحاب المنازل في امريكا 51,500$ دولار زيادة على قيمة منازلهم منذ هذا الوقت من العام الماضي. وفي اريزونا تحديدا فإن متوسط الزياده وصلت 79,000$ دولار في سنة واحدة فقط، ومن المتوقع استمرار هذه الزيادات.
سواء كان ذلك لتمويل التعليم ، أو دعم خطتك المالية ، أو بدء عمل تجاري ، فإن زيادة القيمة السوقية لمنزلك هي أداة رائعة يمكنك استخدامها لتعزيز أحلامك دون الحاجة لبيع منزلك.
اما اذا كنت تفكر في البيع، فعليك بالاتصال بوكيل عقاراتك المفضل لضمان حصولك على اعلى سعر.
لابد للتفكير في شراء البيوت ليس فقط لغرض السكن، انما كإستثمار وبالتحديد في الولايات الواعدة مثل اريزونا.

09/28/2021

🔥🔥REGISTER NOW!!! 🔥🔥
Have your most pressing questions about Islamic Home Financing answered by President Hamza Yusuf as he speaks at Guidance Residential's live digital event Tuesday, Sept. 28th at 8 PM ET | 5 PM PT. 🏡⏰

Reserve your seat now:👉 gr.link/Zaytuna__Consumer_Webinar_Sep2021

09/28/2021

Such a trememdus joy to be part of helping our community grow and prosper through home ownership.

It was a pleasure meeting everyone at Masjid Al-Rahma in Phoenix AZ.

09/18/2021

Our Fall Refinance Special is HERE!

Not only can you often unlock a lower rate, but you can also save your family thousands of dollars over the course of your contract AND own your home in full sooner!

》Plus, receive $500* towards your appraisal fee. Start your process now:

https://www.guidanceresidential.com/apply/?preferred_ae=aelmahi&referral=ae-profile-page-ahmad.elmahi

09/18/2021

Our Fall Refinance Special is HERE!

Not only can you often unlock a lower rate, but you can also save your family thousands of dollars over the course of your contract AND own your home in full sooner!

Plus, receive $500* towards your appraisal fee. Start your process now

Pre-Qualify in 10min here: