Chris Ramirez, Financial Representative with Pacific Advisors

Chris Ramirez, Financial Representative with Pacific Advisors Helping Individuals/Families and business owners protect their todays and produce better financial outcomes /COMPLIANCE:2023-4408/

For a small business, the loss of a key person could cause financial hardship.
09/06/2023

For a small business, the loss of a key person could cause financial hardship.

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Wealthy folks really are just like the rest of us: they may need life insurance, too. Life Insurance for the Financially...
09/04/2023

Wealthy folks really are just like the rest of us: they may need life insurance, too. Life Insurance for the Financially Independent

Life insurance has a role regardless of how financially independent you are

You can help ensure that losing your wallet doesn't turn into something bigger.
09/02/2023

You can help ensure that losing your wallet doesn't turn into something bigger.

Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

You’ve worked too hard to pass on a financial legacy just to lose a big chunk of it to taxes. Find out how life insuranc...
09/01/2023

You’ve worked too hard to pass on a financial legacy just to lose a big chunk of it to taxes. Find out how life insurance can help you pass on your estate tax efficiently. Leveraging whole life to pass on wealth. https://bit.ly/3vNpiaB

Using whole life to transfer wealth when it comes to paying estate taxes

Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.
08/30/2023

Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.

Bucket lists don’t have to be for tomorrow.

  a car? Consider gap   to protect against losses that may not be covered by your current policy.
08/28/2023

a car? Consider gap to protect against losses that may not be covered by your current policy.

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Fallen trees damage property and strain neighborly relations.  Who pays when your tree falls?
08/26/2023

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

Ever heard of a Roth 401(k)? Would one be right for you?
08/25/2023

Ever heard of a Roth 401(k)? Would one be right for you?

Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

Thinking of volunteering in retirement? Some considerations.
08/23/2023

Thinking of volunteering in retirement? Some considerations.

For many, retirement includes contributing their time and talents to an organization in need.

“The only things certain in life are death and taxes.” Benjamin Franklin
08/21/2023

“The only things certain in life are death and taxes.” Benjamin Franklin

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Pay ½ of your mortgage every 2 weeks and make the equivalent of 1 extra payment each year.
08/19/2023

Pay ½ of your mortgage every 2 weeks and make the equivalent of 1 extra payment each year.

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

What's better—a 30-year or 15-year fixed-rate home mortgage? The answer may surprise you.
08/18/2023

What's better—a 30-year or 15-year fixed-rate home mortgage? The answer may surprise you.

Estimate the total cost in today's dollars of various mortgage alternatives.

Address

5080 North 40th Street #400
Phoenix, AZ
85018

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