IRCO Community Federal Credit Union

05/04/2026

04/28/2026

AI budgeting and credit apps can be helpful tools. They can track spending, flag patterns, and offer suggestions that feel reassuring in the moment. But they don’t always account for real life-unexpected expenses, fluctuating income, family responsibilities, or financial stress.
That’s why tools work best when they’re paired with trusted, human support.
In partnership with GreenPath Financial Wellness, we’re sharing guidance that helps people: Understand what AI budgeting and credit apps can (and can’t) do Protect their personal financial data Turn insights into realistic, sustainable action
🔗 Explore the full guide here: https://oal.lu/2uVAT

04/23/2026

Thinking about buying a home? Start with the basics! Our Housing 101 series with our trusted partners at GreenPath walks you through everything from readiness to closing-step by step.
Start your homebuying journey with confidence.
👉 Take the course on Learning Lab+ here: https://oal.lu/vt13D

04/21/2026

A single missed car payment can impact your credit score and even lead to repossession. Know your options before it gets to that point. If you’re juggling debt and falling behind, don’t wait. Our trusted partners at GreenPath offer free financial counseling to help you prioritize car payments and create a personalized plan to regain control of your finances.

04/20/2026

We're excited to share that our new Educator's Wall of Fame billboard is now live in the community! We encourage everyone to keep an eye out for it while you're out and about.

If you happen to see it, feel free to share a photo in the comments!

04/16/2026

Thinking about refinancing your mortgage, but not sure where to start? This quick Mortgage Refinance 101 course walks through key options-like lowering monthly payments, changing loan terms, or understanding interest rates-so you can make informed decisions with confidence. The course is part of our trusted financial education resources, created in partnership with GreenPath, and takes about 10 minutes to complete.
👉 Learn more here: https://oal.lu/L8Vnz

04/14/2026

***REMINDER***

The deadline for IRCO Community Federal Credit Union Scholarship submissions is April 30, 2026.

Click the link below to apply!
https://www.ircocu.org/resources/applications/

04/13/2026

Owe the IRS? You’re Not Alone-and You Have Options.

If you’re staring at a tax bill and feeling overwhelmed, you’re not the only one. The good news? Owing the IRS doesn’t automatically mean aggressive collection-and there are realistic ways to manage tax debt.

Our trusted partner GreenPath Financial Wellness just published a helpful guide that breaks down:

1) How IRS payment plans work
2) Why filing on time (even if you can’t pay) matters
3) Options for paying over time instead of all at once
4) When it may make sense to get extra support

The article does a great job cutting through fear and explaining what steps can actually help you move forward-without pressure or judgment.

Click here to read the full guide: https://oal.lu/IwCP0

03/23/2026

Graduating Seniors of Phillipsburg and Easton Schools:

It's time to apply for the IRCO Community Federal Credit Union Scholarship! We would like to reward graduates for a job well done! The deadline for submissions is April 30, 2026. Click the link below to apply!

https://www.ircocu.org/resources/applications/

02/03/2026

❄️Let's keep our neighbors warm this winter!

We're collecting new or gently used winter coats to support families in need. If you have a coat you're no longer using, consider passing the warmth along🧥

📍Drop-Off Locations: 450 Hillcrest Blvd, Phillipsburg, NJ 08865 and 2925 William Penn Hwy, Easton, PA 18045