Matthew Garnes Adams - Mortgage Loan Officer

Matthew Garnes Adams - Mortgage Loan Officer Home Buying and Selling Also licensed by the CA-DFPI under the CFL #6036566. A toll-free consumer hotline is available at 1-877-276-5550.

Home Buying and Selling
Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Phila

delphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. |

5.0 star review received on Experience.com for Matthew Garnes Adams by Julio C - You have a great team put together th...
04/16/2025

5.0 star review received on Experience.com for Matthew Garnes Adams by Julio C - You have a great team put together there at NOVA. Thank you for everything you all have done for me, you went above all expectations and beyond. Thank you for being there for me.

Click to see all 376 reviews of Matthew Garnes Adams , Senior Loan Officer | NMLS #1035056

5.0 star review received on Experience.com for Matthew Garnes Adams by Thaninee K - Matt called me and explained th...
03/29/2025

5.0 star review received on Experience.com for Matthew Garnes Adams by Thaninee K - Matt called me and explained the steps very well!

Click to see all 375 reviews of Matthew Garnes Adams , Senior Loan Officer | NMLS #1035056

5.0 star review received on Experience.com for Matthew Garnes Adams by Leslie R - Excellent communication, very knowledg...
03/28/2025

5.0 star review received on Experience.com for Matthew Garnes Adams by Leslie R - Excellent communication, very knowledgable and always professional.. Our mutual clients definitely benefit from working with Matt.. I highly recommend him to all my buyers..

Click to see all 374 reviews of Matthew Garnes Adams , Senior Loan Officer | NMLS #1035056

01/28/2025

Helpful tip! If you can afford to, you can pay a little extra towards your principal loan balance. If you do this regularly, you can shorten the amount of time it takes to pay off your loan!
https://myoc.io/GarnesTeam

01/21/2025

Helpful tip! There are many types of financing options available. When deciding on the mortgage that is best for you, be sure to ask for a comparison of the various programs that are offered.
https://myoc.io/GarnesTeam

01/14/2025

Helpful tip! The first step to avoid foreclosure is to ensure that you find the best loan option for your financial situation. Your Loan Officer is your trusted advisor to ensure you have a loan you can afford!
https://myoc.io/GarnesTeam

01/13/2025

Realtors!
Helping your clients navigate the loan process is my passion. Who’s ready
for a smooth closing?

01/13/2025

Jobs buy homes. 🏠🏡🏘 The Labor Department reports that U.S. employers added 256,000 new positions in December versus 164,000 expected. ⚒🧰🩺🏢 The Unemployment Rate slipped to 4.1% from 4.2% (source: Bureau of Labor Statistics).

01/07/2025

Helpful tip! It is a common misconception that you need a 20% down payment to purchase a home. There are low down payment or even no down payment options available!
https://myoc.io/GarnesTeam

12/31/2024

Helpful Tip: Discount points can be beneficial for borrowers who plan to stay in their home for a long time. Paying points upfront to reduce the interest rate can lead to significant savings over the life of the loan.
https://myoc.io/GarnesTeam

12/24/2024

When would you want down payment assistance? If you are eager to become a homeowner but lack the savings for a down payment, you should consider down payment assistance. Your Loan Officer can explain the programs that are available in your area!
https://myoc.io/GarnesTeam

12/17/2024

Did you know that the purpose of locking in your rate is to protect you against rising rates? Once your rate is locked in, this will be your rate at closing regardless of market movement.
https://myoc.io/GarnesTeam

Address

123 S Broad Street Suite 1538
Philadelphia, PA
19109

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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