Mountain River Financial

11/01/2024

- Under 50?
- In either the 24%, 32% or 35% marginal tax bracket?
- Roth Curious?

If yes, check out my newest blog post on on why you should strongly consider loading up your Roth accounts right now!

Younger high-earners have a limited window with which they can take advantage of a powerful tax-reduction and wealth building strategy.

08/01/2024

Feeling thankful here at Mountain River for being included in this great piece in the WSJ from Veronica Dagher about Umbrella insurance, and why it is so important. If you have built up wealth and you don't know what Umbrella insurance is, or you just don't have any coverage in place yet, this is a super quick and easy read that is well worth your time! I'm especially talking to you younger high-earners! Overlook this inexpensive and important coverage at your own peril... Note, I don't sell any products, most certainly not insurance. This is educational purposes, as risk management is a very important part of a comprehensive long-term plan.

While insurance premiums surged with inflation, coverage limits haven’t.

02/04/2024

Getting some much needed help in the office this morning!

07/21/2023

Re-posting this piece on why even high income earners should love their Roth 401k/403b. This post is, by far, the most visited page on the Mountain River Financial website. Despite being nearly 2 years old, in most months it still represents more than 50% of my site visits. Check it out and see if you might need to reconsider your contribution type.

Depsite the allure of reducing taxes today, for many younger high-earners, making Roth 401k contributions might just be the smarter approach.

06/12/2023

New MRF Post: 6 Steps to Navigating a Windfall in Your 30s

You’ve received a windfall in your 30s and you don’t want to screw it up! Follow these 6 basic steps to get started.

As a professional in your 30s, you most likely have a lot of goals and objectives that are competing for those dollars and you likely have access to a variety of savings and investment options like a 401k or 403b, Traditional IRA, Roth IRA, maybe an HSA, potentially a 457 plan, and definitely regular brokerage accounts.

In this post, we’ll provide you with 6 basic steps you can follow with your windfall to ensure you’re making the most out of these dollars.

Congratulations! You just received a substantial windfall in your 30s and want to ensure you don’t blow the opportunity to set yourself up.

05/30/2023

NEW MRF BLOG: HSAs for Young High-Income Earners: Unleash The Power

Are you a young high-income earner looking to reduce taxes and build long-term wealth? Look no further than the Health Savings Account (HSA), an exceptional financial tool. HSAs offer triple tax advantages and the potential for substantial growth, making them an attractive option for those aiming to maximize their wealth in an extremely tax-efficient manner.

In this post, we’ll dive into why HSAs are so appealing for young high earners and provide concrete examples to illustrate their benefits.

HSAs boast three remarkable tax advantages, making them an extremely powerful tax reduction & wealth accumulation tool for young high earners