Affordable Housing Centers - AHCOPA

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Affordable Housing Centers - AHCOPA Established in 2009, AHCOPA provides housing counseling for the Greater Philadelphia area. We serve as advocates for each of our clients!

Affordable Housing Centers of Pennsylvania (AHCOPA) mission is to increase and preserve affordable housing opportunities for low and moderate income households and communities of color in the State of Pennsylvania. We are official adopters of the National Industry Standards for Homeownership Education and Counseling. We are a HUD-Certified, Non-Profit Housing Counseling Agency that specializes in First Time Home Buying Counseling and Foreclosure Prevention Counseling. AHCOPA was established in 1985 and has been providing housing counseling in Philadelphia and the surrounding area ever since. Our specialties include:
First Time Home Buying Counseling and Education
Foreclosure Prevention Counseling
Homeowner Emergency Loan Assistance Programs (HEMAP)
Loss Mitigation Proposal Preparation and Submission
Mortgage Diversion Negotiation
Knowledge of the Consumer Finance Protection Bureau guidelines. Applying for Philadelphia's Home Improvement Loans (PHIL-Plus and Mini-PHIL)
Applying for Delinquent Tax Repayment plans
Financial Literacy Education
Our clients have found that we are more than just a resource to help access affordable housing, but that we are advocates! Please stop by and visit us, or give us a call to see how we can assist your search for affordable housing.

🏠 Worried about falling behind on your mortgage or property taxes?You don't have to wait until you're facing foreclosure...
10/30/2026

🏠 Worried about falling behind on your mortgage or property taxes?

You don't have to wait until you're facing foreclosure to seek help. And if you've already received a foreclosure notice, you may still have options.

AHCOPA provides free foreclosure prevention counseling to help homeowners navigate mortgage and property tax challenges.

Our nationally certified housing counselors can help you:

✔️ Review your financial situation and explain your options.

✔️ Explore solutions such as repayment plans, mortgage modifications, and assistance programs.

✔️ Advocate on your behalf, including attending foreclosure conciliation hearings to negotiate with your lender.

Whether you're concerned about an upcoming payment or already facing foreclosure, reaching out for guidance can make a difference.

📞 Need help? Call AHCOPA at 215-765-1221 or visit ahcopa.org/get-foreclosure-help/ to learn more.

Please join us in welcoming Erlinda Aguiar, MBA, CFEI, to AHCOPA as our new Housing Manager for the Lehigh Valley region...
10/28/2026

Please join us in welcoming Erlinda Aguiar, MBA, CFEI, to AHCOPA as our new Housing Manager for the Lehigh Valley region! 🎉

As AHCOPA prepares to expand its presence in the Lehigh Valley, Erlinda brings decades of experience in banking, financial education, nonprofit leadership, and community development.

A Lehigh Valley resident since 1993, Erlinda has strong ties to the community. Her experience includes leading the Bank On Lehigh Valley initiative, working with the City of Allentown, and serving on numerous community boards and commissions.

Originally from El Salvador, Erlinda's passion for community service began as a teenager and continues to guide her work today.

We're excited to have Erlinda on our team as we prepare to expand access to homeownership education, housing counseling, and other housing resources throughout the Lehigh Valley!

đź’™ Welcome to the team, Erlinda!

Learn more about Erlinda: ahcopa.org/people/erlinda-aguiar/

Congratulations to AHCOPA's Derrick Thomas, Director of Strategic Partnerships, and Kaylah Vereen, Will Power Program Ma...
10/21/2026

Congratulations to AHCOPA's Derrick Thomas, Director of Strategic Partnerships, and Kaylah Vereen, Will Power Program Manager, on graduating from the inaugural Housing Counseling Leadership Academy! 🎓🎉

It's great to see Derrick and Kaylah continuing to grow as leaders and bringing what they've learned back to AHCOPA. Their commitment to professional development helps strengthen the work we do with homeowners and families in our communities.

Thank you to Temple University and everyone who helped make this program possible!

When AHCOPA Community Ambassador Kim Mathis returned home to care for her mother, she discovered that her mother was fac...
10/20/2026

When AHCOPA Community Ambassador Kim Mathis returned home to care for her mother, she discovered that her mother was facing significant debt and had no will in place. Her family eventually lost their Germantown home.

Kim's experience is one of the reasons she's passionate about helping others understand the importance of planning ahead.

For Estate Planning Awareness Month, we're sharing her story and highlighting how AHCOPA's Will Power program is helping families protect their homes and plan for the future.

Read Kim's story:

A home is more than a place to live. For many families, it represents years of hard work, financial stability and something they hope to pass on to the next

10/19/2026

We had a great time at PCA's Senior Strut on Friday! đź’™

It was a fun day of connecting with the community, celebrating healthy aging and sharing information about AHCOPA's free estate planning resources.

Thank you to Philadelphia Corporation for Aging for organizing the event and PA Health & Wellness for their sponsorship! It was great connecting with Kay Gore from PA Health & Wellness, pictured with our team.

10/16/2026

đź’¬ Does your spouse automatically inherit everything?

Not necessarily! In Pennsylvania, who inherits your property can depend on your family situation and how your assets are owned.

For Estate Planning Awareness Month, Kaylah, AHCOPA’s Will Power Program Manager, explains why having a will and understanding how your home is titled matter.

🏠 Want to learn more? Join one of our free Will Power estate planning workshops!

Visit the link in our bio to learn more.

Congratulations to Nahrep Lehigh Valley on the launch of its new chapter! 🎉AHCOPA's Ken Bigos and Erlinda Aguiar joined ...
10/14/2026

Congratulations to Nahrep Lehigh Valley on the launch of its new chapter! 🎉

AHCOPA's Ken Bigos and Erlinda Aguiar joined local real estate professionals and community leaders at Tuesday's Elevate, Empower, Excel celebration.

It was great to see so much enthusiasm for working together to help families achieve homeownership in the Lehigh Valley.

Thank you to NAHREP Lehigh Valley for a wonderful evening!

What's at stake for Philadelphia communities?Proposed changes to the Community Reinvestment Act (CRA) could affect acces...
10/13/2026

What's at stake for Philadelphia communities?

Proposed changes to the Community Reinvestment Act (CRA) could affect access to homeownership, affordable housing, and investment in underserved neighborhoods.

At AHCOPA, we see firsthand how partnerships with banks help families prepare for homeownership and access financial opportunities.

Our Executive Director, Kenneth Bigos, recently shared his perspective on why the CRA matters and the importance of maintaining strong community investment.

đź“° Read more about the proposed changes in The Philadelphia Inquirer: https://www.inquirer.com/business/banks-loans-community-reinvestment-act-lending-requirements-20261012.html

📣 Today, October 13, is the final day to submit public comments on the proposed CRA changes.

Learn more about what's at stake and how you can take action through the National Community Reinvestment Coalition (NCRC):

https://ncrc.org/cra/

Banks insist they'll still participate in lending programs that honor Community Reinvestment Act commitments.

Do you really need a will if you don't have much to leave behind? 🏠Yes! Estate planning isn't just for people with signi...
10/09/2026

Do you really need a will if you don't have much to leave behind? 🏠

Yes! Estate planning isn't just for people with significant wealth. If you own a home, having a will can help ensure your property is passed down according to your wishes.

Without a will, Pennsylvania law determines who inherits your property, which may not reflect what you intended.

This National Estate Planning Awareness Month, we're answering common questions and helping homeowners understand why planning ahead matters.

Through our Will Power program, in partnership with Community Legal Services of Philadelphia, eligible homeowners can access free estate planning workshops and services.

đź”— Learn more: https://ahcopa.org/for-home-owners/will-power/

Address

846 N Broad Street
Philadelphia, PA
19130

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12157651221

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