Nina Credit Repair/Credit Literacy 101

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Talk to your bank and lenders about the services they offer to keep you safe. Overdraft protection, for example, is a ba...
09/17/2021

Talk to your bank and lenders about the services they offer to keep you safe. Overdraft protection, for example, is a basic service that often costs nothing or minimal extra but which protects you in case you withdraw too much money from your bank account. With overdraft protection, you do not get a "ding" on your credit report or a charge for insufficient funds. In most cases, you get a day or two to add more money to the account to cover the gap. Some credit cards and other loans offer a similar service or offer insurance that protects you if you lose your job and are unable to pay for a few months.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Let us help you with the best solutions and get closer to being approved with the credit score you need. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If you have been the target of identity theft or have genuinely been mistreated by a company, then, by all means, includ...
09/17/2021

If you have been the target of identity theft or have genuinely been mistreated by a company, then, by all means, include an explanatory note in your report. However, most lenders do not want to hear a lot of excuses. Whatever your problems have been in the past, you will seem much more reliable if you focus on what you are doing to get out of problems.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You will feel better and get better responses from lenders if you focus on current actions rather than past mistakes. Instead of wallowing in pity and explaining in great detail the personal and financial problems that led to a low rating, give the condensed version and then move on to a detailed review of what you are doing to repair it.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Let us help you with the best solutions and get closer to being approved with the credit score you need. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Online loan rate quotes are easy to get - type in some personal information, and you can get a quote on your car loan, p...
09/16/2021

Online loan rate quotes are easy to get - type in some personal information, and you can get a quote on your car loan, personal loan, student loan, or mortgage in seconds. This is free and convenient, leading many people to compare several companies at once to ensure that they get the best deal possible.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The problem is that since online quotes are a reasonably recent phenomenon, credit bureaus count each such quote estimate as an "inquiry." This means that if you compare too many companies online by asking for quotes, your credit score will fall due to too many "inquiries."⠀⠀⠀⠀⠀⠀⠀⠀⠀
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This does not mean that you shouldn’t seek online quotes for loans - not at all. In fact, online loan quotes are a great resource that can help you get the very best rates on your next loan. What this information does mean, however, is that you should research companies and narrow down possible lenders to just a few before making inquiries. This will help ensure that the number of inquires on your credit report is small - and your credit rating will stay in good shape.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Let us help you with the best solutions and get closer to being approved with the credit score you need. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Your business credit is crucial for cash flow and financial health. Learn from experts how a business's credibility can ...
09/15/2021

Your business credit is crucial for cash flow and financial health. Learn from experts how a business's credibility can be established and strengthened. 💰💵💸💲⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Let us help you with the best solutions and get closer to being approved with the credit score you need. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our wor...
09/15/2021

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done! 💯⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Let us help you with the best solutions and get closer to being approved with the credit score you need. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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"I have small dreams, but big goals."⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀This quote has been said by many people and it's true. When you t...
09/15/2021

"I have small dreams, but big goals."⠀⠀⠀⠀⠀⠀⠀⠀⠀
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This quote has been said by many people and it's true. When you think of a business owner, the first thing that usually comes to mind is someone with an expensive car, a big house on the hill or maybe even a yacht in their backyard.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If you're reading this, then I'm sure you've had that moment where it feels like your dreams are so far out of reach. Don't give up on them! It can be easy for others who are just starting out to forget that they too have dreams that may seem impossible at this point in time. In order to reach those big dreams, you need to start small with what you do best and then work your way up from there. Let's get your dream do to come true. We'll help you all the way from credit repair and finally into buying a home or car loan - we prepare for the various credit agencies as well so don't hesitate to get in touch if you want us by your side throughout the process!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Having an excellent credit score will give you the opportunity to save a lot of money in interest over time. 💰⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀...
09/14/2021

Having an excellent credit score will give you the opportunity to save a lot of money in interest over time. 💰⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If you want a solid score you should strive for a score in the high 700s or 800+.⠀⠀⠀⠀⠀⠀⠀⠀⠀
And here’s how you gonna do it:⠀⠀⠀⠀⠀⠀⠀⠀⠀
✔️ Always pay on time. Always.⠀⠀⠀⠀⠀⠀⠀⠀⠀
✔️ Optimize your credit utilization ratio.⠀⠀⠀⠀⠀⠀⠀⠀⠀
✔️ Regularly monitor your credit scores for inaccuracies.⠀⠀⠀⠀⠀⠀⠀⠀⠀
✔️ Be strategic about taking on new debt and closing accounts.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Get your free consultation and credit analysis today! We are here to help you manage your money better. 💰⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀...
09/14/2021

Get your free consultation and credit analysis today! We are here to help you manage your money better. 💰⠀⠀⠀⠀⠀⠀⠀⠀⠀
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👉 We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Do you always make your payments on time? It's a question we should all ask ourselves. If the answer is "no," it might b...
09/13/2021

Do you always make your payments on time? It's a question we should all ask ourselves. If the answer is "no," it might be worth looking into why that is and what can be done about it. If you are, congratulations! You're doing better than most people who own their own business.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Either way, here are four ways to improve your credit score if you need help with making those payments:⠀⠀⠀⠀⠀⠀⠀⠀⠀
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1. Research the best practices for improving your credit score.⠀⠀⠀⠀⠀⠀⠀⠀⠀
2. Make sure all of your bills are paid at least one month in advance.⠀⠀⠀⠀⠀⠀⠀⠀⠀
3. Tell creditors when there will be changes in income or where you live so they don't get shut off.⠀⠀⠀⠀⠀⠀⠀⠀⠀
4. Avoid using more than 30% of your available credit limit.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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👉 We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The way we learn is always through experience. There are some who say that they were born with talent, but the truth is ...
09/13/2021

The way we learn is always through experience. There are some who say that they were born with talent, but the truth is that there was a time when they too were beginners. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s not easy to get where you want to be. And it never will be. But with the right tools and a little determination, we can help you every step of the way on your journey from credit card debt to financial freedom! We understand that this is no small task- something that takes time, patience, and perseverance. That's why our team are committed both personally and professionally to helping people like you. With us by your side through all aspects of rebuilding your finances--from preparing for questions asked by lenders or employers to monitor how much money you have come into your account.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Are you looking to change your credit score this year? Let us help you with the best solutions and get closer to being a...
09/10/2021

Are you looking to change your credit score this year? Let us help you with the best solutions and get closer to being approved with the credit score you need. Give us a call at (800) 404-9769 to find out more.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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6027 Charles Street
Philadelphia, PA
19135

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