JMS Tax & Business Solutions

JMS Tax & Business Solutions Helping 6 & 7-figure business owners & real estate investors keep more, grow smarter, and build wealth through strategic tax & CFO guidance.

09/07/2026

Hate to break it to you, but getting the S-Corp election approved was only step one.

A lot of business owners make the election thinking: “Great, now I’m saving taxes.”

But no one explains what needs to happen after the election. And that’s where things get complicated.

🚩You haven’t set up payroll or started paying yourself a reasonable salary.

🚩You’re simply taking distributions without understanding the rules around how you should be paying yourself.

🚩You’re still DIYing your books and they’re months or years behind.

🚩You’re still mixing business + personal money.

🚩You’re waiting until tax season just to file a return instead of having an actual tax strategy throughout the year.

🚩And no one has reviewed whether your S-Corp is being managed correctly.

The S-Corp election isn’t the strategy. What you do after it is.

If you’re already an S-Corp and some of this sounds a little too familiar… don’t keep ignoring it.

Small compliance issues can turn into expensive problems.

And if your business income has changed and you’re wondering whether an S-Corp still makes sense or whether it’s your next move? You don’t have to guess through that decision.

Book a tax strategy call through the link in my bio and let’s review where your business stands. 🦋

P.S.🚨 If you filed for an S-Corp extension the filing deadline is September 15th.

09/01/2026

You can make $100K, $200K, even $500K+… and still wonder where the money went..

More clients won’t automatically fix that.

More revenue won’t either.

Because at some point, the problem isn’t how much money your business makes.

It’s what happens to the money after it comes in.

If I were rebuilding the financial side of a growing business, here are the first 5 things I’d fix:

1️⃣ Get the books clean + current.

I want to know what came in, what went out, what you actually kept and where money may be leaking.

2️⃣ Review your tax + entity strategy.

Does the way you’re taxed still make sense?

Are you paying yourself correctly?

Are you missing deductions?

And do you actually have a tax plan or are you waiting until tax season to find out what you owe?

3️⃣ Give every dollar a job.

Taxes> Owner pay >Bills > Savings> Profit

Just because money is coming in doesn’t mean it’s all available to spend.

4️⃣ Know your cash flow AND your profit.

Money in the bank doesn’t always mean you had a good month.

And a profitable business can still be short on cash.

5️⃣ Let the numbers help you make your next move.

Can you afford the new hire?

The second location?

New equipment?

Could your financials help you qualify for funding when an opportunity comes? 💰

This is the part of six figures nobody celebrates.

Making more money is exciting.

Knowing how to keep it, manage it and use it to build your next level is different.

You don’t need to become an accountant to understand your numbers. But once your business reaches this level, you need numbers you can trust and a plan for what to do next.

Q4 is around the corner and you only have a few months left.. I’d rather you figure that out now than wait until the year is over wishing you had made different moves..

Want my CEO Money Checkup to see what may need attention in your business before Q4?

Comment “CEO” and I’ll send it to you. ✨


08/20/2026

Your kids could be one of the most overlooked parts of your tax strategy.

Yes, your child can legitimately work in your business.

For 2026, their earned income could qualify them for a standard deduction of up to $16,100, which could mean little to no federal income tax on those wages, depending on their tax situation.

But before you add the kids to payroll tomorrow… there are rules.

They need a real, age appropriate job in the business.

That could look like:
→ Taking photos or videos for your content
→ Appearing in marketing shoots
→ Organizing inventory or supplies
→ Packing orders or client materials
→ Helping with age appropriate administrative tasks

The work needs to be legitimate, the pay needs to be reasonable, and of course you need to document it.

But here’s the part social media usually leaves out…

Your business structure matters, too.

The payroll-tax rules aren’t the same for every type of business.

So no, the strategy isn’t just: “Pay your kids and write it off.” 😌

It’s doing it legitimately and structuring it correctly.

So now that they have earned income?

We can talk about using some of those earnings to start building wealth for them with a custodial Roth IRA. ✨

But let’s save that for Part 2. 😉

Comment “KIDS” if you want the next steps for setting this strategy up correctly. I’ll send them to you.

🔖 Save this for later or send it to another business owner with kids.

08/18/2026

It’s kinda chic to stay a student of your craft. ✨

Tax laws change. Businesses grow. Strategies evolve.

So I’ll keep learning, staying current, and getting in the right rooms, because my clients deserve a tax strategist who’s committed to growing with them.

And… it’s kinda chic to have me as your tax strategist too. 😉🦋

Bookkeeping and Tax Planning go hand in hand. Ignore one and the other get's more expensive.
08/10/2026

Bookkeeping and Tax Planning go hand in hand. Ignore one and the other get's more expensive.

08/09/2026

One of the easiest financial traps to fall into once your business starts making decent money…

Using your checking account balance to make financial decisions.

I see it all the time.

Revenue is coming in. Bills are getting paid. There’s money in the account. So everything looks fine.

But your bank balance can’t tell you how profitable you actually are, where cash may be leaking, or whether you’re financially prepared for your next move.

And that’s when the guessing starts:
→ Can I afford to hire?
→ Am I setting enough aside for taxes or potentially overpaying?
→ Can I afford to expand?
→ Are my financials strong enough for financing?
→ Can I comfortably make that next investment or buy the dream home I’ve been working towards?

The bigger your business gets, the more expensive guessing can become.

You didn’t build your business just to keep checking the bank app and hoping the numbers work out.

You built it for more freedom, more wealth, and more peace of mind. ✨

And you can’t confidently decide where you’re going next if you don’t know where you stand today.

DM me “REVIEW” if you’re ready to get clear on what your numbers are actually telling you before Q4 hits.
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The cost of waiting rarely shows up all at once in business.It shows up in missed opportunities, rushed decisions, and o...
08/01/2026

The cost of waiting rarely shows up all at once in business.

It shows up in missed opportunities, rushed decisions, and options you no longer have.

Build the financial structure before your business needs it.

Save this for your next CEO check-in.

07/27/2026

One of the biggest (and most expensive) mistakes I see business owners make is waiting for a “magic revenue number” before becoming an S Corp.

There isn’t one.

The right time isn’t based on one viral number you saw online. It’s based on your profitability, cash flow, how you pay yourself, your long-term goals, and whether your current business structure still supports your growth.

If you’re consistently earning around $80K+ in net profit (or you’re getting there quickly), it’s time to have the conversation.

Because here’s where people lose money:

Wait too long and you could continue paying unnecessary self-employment taxes.

Switch too early and you may take on payroll costs, compliance requirements, and administrative work your business isn’t ready for.

Neither is a good strategy.

That’s why I never recommend an S Corp based on revenue alone. I start with an entity review.

The goal isn’t to become an S Corp.

The goal is making sure your business is structured for where it is today, not where it was two years ago.

If you’re making six figures or more as a sole proprietor or single-member LLC and wondering if you’re leaving money on the table..

Let’a chat, book a call now.

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Choosing an S Corp isn’t what saves you money.Managing it correctly does.For many growing service based businesses, an S...
07/25/2026

Choosing an S Corp isn’t what saves you money.

Managing it correctly does.

For many growing service based businesses, an S Corp can be one of the most effective tax-saving strategies, but only if it’s structured and maintained correctly.

Swipe through to see the 3 biggest S Corp mistakes I see business owners make over and over again and how to avoid them.

The goal isn’t just to save on taxes.

It’s to make sure your S Corp is actually working for you.

If you want the tax savings without the headaches, you need the right systems in place.

Comment “Scorp” and I'll send you my Free S Corp Readiness Checklist so you can make sure your setup is actually working for you. ✨

07/24/2026

I wish more business owners knew this before they hit six figures…

Making more money doesn’t always mean keeping more money.

Crossing $80K+ in revenue is a huge milestone. Celebrate it. 🎉

But it’s also when many business owners unknowingly start paying more in taxes than they need to.

Not because they aren’t working hard.

Because their business has grown…
But their tax strategy hasn’t.

What worked when you were making $20K or $40K may not be the most efficient structure for the business you have today.

And here’s the biggest misconception…

The goal isn’t to become an S-Corp because someone on Instagram told you to.

The goal is to make sure your business is structured for the level you’re operating at today.

If you’re approaching or earning $80K+ in business income, it may be time for an entity review.

Comment “Scorp” and I’ll send you my Free S Corp Readiness Checklist to help you decide if it’s the right next step for you.

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