The Derocher-Culbertson Team

06/25/2026

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

we know a thing or two about keeping families protected through all stages of life. We’ve been at it for over 100 years. Follow us for more on how to protect what matters most.

06/17/2026

Has it been a while since the last time you evaluated your life insurance needs?

If life has been flying by and some big changes have happened, it’s a good idea to make sure you have enough coverage to keep your loved ones protected.

If you’re one of the millions of Americans who doesn’t have enough (or any) life insurance*, let's talk to change that today.

*Source: 2025 Insurance Barometer Study Report
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we’ve been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.

06/04/2026

Life changes fast. Has your life insurance kept up with you?

Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy, you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!

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we're committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

03/31/2026

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

03/24/2026

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

03/10/2026

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Learn more and get a quote for Forbes’ #1 ranked life insurance for 2024: https://cfin.us/LetsTalkLifeInsurance

02/13/2025

11/29/2024

A VERY Happy Thanksgiving to all our clients and business partners. It’s an honor and a pleasure to serve all of you. On behalf of the entire TEAM, we thank you for trusting us to protect what matters most and help you plan for the future. We hope you all have a blessed day with family and friends! All the best, Frederick

06/11/2024

Wow! We’ve been ranked #1 for life insurance in the U.S. on Forbes’ World’s Best Insurance Companies 2024 list! Plus, we placed seventh in the U.S. for auto insurance and eighth for homeowners’ insurance. To our employees and representatives who embody our values to our clients and communities, thank you.

Learn more about the ranking and see the list: https://www.forbes.com/lists/worlds-best-life-insurance-companies/

09/26/2023

My colleague, COUNTRY Financial representative Bret Huett, learned firsthand that having the protection you need during times of crisis can help you focus on what's most important. Contact me to ensure you’re prepared for the unexpected.