David Lodder NMLS #230173

David Lodder NMLS #230173 Newrez, Inc., NMLS #3013, Equal Housing Lender.

Whether it's a missed payment, a season of overspending, or a financial decision you wish you could take back, financial...
05/13/2026

Whether it's a missed payment, a season of overspending, or a financial decision you wish you could take back, financial mistakes are commonplace, and so is the stress they bring. But holding onto that financial guilt can get in the way of making progress on your goals.

To move forward, here are strategies for course correcting without guilt.

Made money mistakes? Learn how to forgive your financial past, release guilt, and rebuild your finan...

The water heater goes out in the middle of a shower. The roof starts leaking while you're out of town. Your kid practice...
05/12/2026

The water heater goes out in the middle of a shower. The roof starts leaking while you're out of town. Your kid practices their curveball… and your front window ends up being the catcher.

Homeownership is full of surprise repairs, but these four tips can help you plan ahead so you're not scrambling to cover the cost at the worst possible time.

How to be financially ready for costly household emergencies.

Homeowners are facing a steep rise in the cost of homeowners insurance—and the impact is being felt in nearly every regi...
05/12/2026

Homeowners are facing a steep rise in the cost of homeowners insurance—and the impact is being felt in nearly every region of the U.S.

Newrez mortgage servicing data shows that insurance premiums tied to borrower escrow accounts rose 6...

The 20% down payment rule carries a lot of weight, but it’s a general rule of thumb, not a law. Putting less down means ...
05/06/2026

The 20% down payment rule carries a lot of weight, but it’s a general rule of thumb, not a law. Putting less down means you'll pay PMI on a conventional loan, but it can also help you get into a home sooner and start building equity. This Freddie Mac® breakdown walks through the numbers so you can weigh your options with a clearer picture.

See the numbers that explain how a smaller down payment affects your monthly mortgage.

What goes around comes around, especially in home design. From warm-toned hardware and color-drenching to sculptural fur...
05/05/2026

What goes around comes around, especially in home design. From warm-toned hardware and color-drenching to sculptural furniture and botanically inspired wallpaper, some styles that have fallen out of favor are making a comeback.

We spoke with designers on which five older design trends are making a comeback for 2026.

For many people, becoming homeowners is one of the biggest financial decisions they will ever make—and they deserve to f...
05/04/2026

For many people, becoming homeowners is one of the biggest financial decisions they will ever make—and they deserve to feel safe in the place they call home. That’s why a thorough home inspection is an essential step in protecting both your investment and your peace of mind.

A licensed home inspector evaluates a home’s major systems and structural components to uncover any hidden risks that could lead to costly repairs down the road. These findings can help buyers understand potential expenses, strengthen their negotiating position and make informed decisions before closing.

A licensed home inspector evaluates a home’s major systems and structural components to uncover any ...

Understanding the role of a Real Estate Broker could help you better understand the homebuying process. While brokers ca...
04/27/2026

Understanding the role of a Real Estate Broker could help you better understand the homebuying process. While brokers can serve a role similar to Real Estate Agents, brokers can also manage agents and help power the transaction behind the scenes.

At , we believe knowledge is power. This guide will teach you the basics of what Real Estate Brokers do, how they differ from agents, and how their expertise supports a smooth, compliant and successful real estate transaction. Once you’re ready to secure a mortgage, reach out to us and we’ll help you find a loan to fit your circumstances.

Real estate brokers are legally authorized to operate their own brokerage, and may operate independe...

If you’re a doctor with high income potential but limited savings for a down payment, you may find that traditional mort...
04/14/2026

If you’re a doctor with high income potential but limited savings for a down payment, you may find that traditional mortgages don’t quite fit the realities of an early medical career 🩺 Years of study and training often mean being saddled with substantial medical school debt, even as your earning power is poised to grow.

That’s why created the Medical Professional Home Loan.

In this article, you’ll find a breakdown of how the Medical Professional Home Loan works and the advantages it offers qualified borrowers. If this loan sounds like the right fit for you, reach out today and we'll be glad to lay out next steps.

We've created a loan for doctors just starting their careers with limited savings for a down payment...

A fresh coat of paint can hide a lot, but not everything. Quality renovations include updated plumbing, solid electrical...
04/13/2026

A fresh coat of paint can hide a lot, but not everything. Quality renovations include updated plumbing, solid electrical work, and permits for major changes, whereas quick flips often focus on cosmetic fixes without addressing the bones of the house. The knowing difference could save you time, frustration, and money down the road.

A fresh coat of paint can hide a lot, but not everything. Quality renovations include updated plumbing, solid electrical work, and permits for major changes, whereas quick flips often focus on cosmetic fixes without addressing the bones of the house. The knowing difference could save you time, frust...

Clear-to-close can get derailed by seemingly minor factors, such as opening new credit, changing jobs or paperwork delay...
04/10/2026

Clear-to-close can get derailed by seemingly minor factors, such as opening new credit, changing jobs or paperwork delays. This article outlines common financial red flags that can slow settlement timelines and provides simple ways to keep your closing on track.

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Address

1301 Redwood Way
Petaluma, CA
94954

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+19253603232

Website

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