Peru Federal Savings Bank

06/16/2026

One of the perks of community banking? Making Mom proud 💙

Kathy Burris
Assistant Vice President-Loan Officer
NMLS # 1819304

PeruFederalSavings.com - Member FDIC - Equal Housing Lender

06/15/2026

Buying a home? You’ve probably heard the terms pre-qualification and pre-approval used interchangeably, but they’re actually very different.

🏠 Pre-Qualification: A pre-qualification is a quick estimate of how much you may be able to borrow based on information you provide. It’s a great first step if you’re just starting to explore your options.

🏠 Pre-Approval: A pre-approval goes a step further. Your lender reviews your income, assets, credit history, and financial documents to determine how much you may qualify to borrow. A pre-approval can give you a stronger position when you’re ready to make an offer on a home.

Pre-Qualification = “Here’s what you might qualify for.”
Pre-Approval = “We’ve reviewed your finances, and here’s what you’re approved to borrow.”

If you’re planning to start your homeownership journey, our mortgage team is here to help you understand your options and guide you every step of the way.

PeruFederalSavings.com - Member FDIC - Equal Housing Lender

06/12/2026

June is Homeownership Month, and here’s something we wish more people knew:

Your starter home doesn’t have to be your forever home.

Its job is to get you in the game.

To help you start building equity, gain experience as a homeowner, and create opportunities for what’s next. For many homeowners, that first purchase becomes the foundation for future moves, upgrades, and long-term wealth building.

The hardest part is often getting started.

If homeownership is one of your goals, we’re here to help you understand your options and take the next step with confidence 👉 PeruFederalSavings.com

Member FDIC - Equal Housing Lender

06/10/2026

One of the biggest misconceptions we hear about SBA lending? That the loan comes directly from the government.

In reality, SBA loans are issued through the bank, with the SBA providing a guarantee that helps create more flexibility for certain borrowers and situations. They’re often a strong option for business acquisitions, owner-occupied properties, or for buyers who may not want to tie up as much cash upfront.

Chris breaks down a few of the key things to know when it comes to SBA lending and how the process really works.

PeruFederalSavings.com - Member FDIC - Equal Housing Lender

06/09/2026

Three years, countless customer conversations, and a lot of smiles along the way.

We’re grateful to have Lili as part of the Peru Fed family and appreciate everything she does for our team and customers.

Happy 3-Year Anniversary, Lili! You all can take it from here in the comment section below 👇

PeruFederalSavings.com - Member FDIC

06/08/2026

Thank you for making our team your go-to 💙

PeruFederalSavings.com - Member FDIC

06/07/2026

Congratulations to Meraki Beauty Room on a successful 9 years in business!

Cheers to 9 years! Thank you to everyone who has supported us! Save 20% on all in stock products SaturdayJune 6th 8-2

06/06/2026

Please join us in congratulating Esbeidi on 4 years with Peru Fed!

Over the past four years, Esbeidi has been a valued member of our team, helping serve our customers and community with dedication, professionalism, and a friendly smile.

Thank you, Esbeidi, for all you do.

PeruFederalSavings.com - Member FDIC

06/03/2026

If homeownership is on your radar, your credit score matters.

Rob is breaking down three practical ways to help build your credit and prepare for the mortgage process. Small habits today can make a big impact tomorrow.

PeruFederalSavings.com - Member FDIC - Equal Housing Lender

06/02/2026

June is National Homeownership Month, a time to celebrate the dream of homeownership and the many families who have made that dream a reality.

Whether you’re purchasing your first home, upgrading to fit your growing needs, or simply exploring your options, understanding the mortgage process is an important first step. At Peru Fed, our Mortgage Center is here to help guide you through the process with local lending support and personalized service.

If homeownership is part of your goals, we’re here to help you take the next step.

PeruFederalSavings.com - Member FDIC - Equal Housing Lender