Kryder Cares Health Insurance Solutions

Kryder Cares Health Insurance Solutions Providing Medicare Health Plans and Supplements, Health Insurance plans and Life Insurance, being th

Can we just take a second to appreciate July?August is coming in hot and I have a feeling it's going to be a good one. T...
07/31/2026

Can we just take a second to appreciate July?

August is coming in hot and I have a feeling it's going to be a good one. This month I'm going to be talking a lot about things worth knowing before fall hits. The stuff that matters before AEP sneaks up on us and suddenly everyone is making big decisions in a hurry.

Stick around. It's going to be a good month.

Hope your July was everything you needed it to be!

What was the best part of your July? Drop it below!

Not connected with or endorsed by any government or the Federal Medicare Program.

Some people in your life are quietly navigating Medicare decisions without anyone in their corner. They're Googling at m...
07/29/2026

Some people in your life are quietly navigating Medicare decisions without anyone in their corner.

They're Googling at midnight. Asking their neighbor who heard something from someone who maybe knew an agent once. Making decisions based on incomplete information because they don't know where to turn.

Tag the friend who just turned 65. Tag the parent who keEps saying they'll figure it out later. Tag the neighbor who mentioned their Medicare bill at the last block party.

Let them know there's someone they can call who will actually take the time to help them figure it out!

Tag them below. It might be the most helpful thing you do for them today!

Not connected with or endorsed by any government or the Federal Medicare Program.

07/28/2026

US News is a recognized leader in college, grad school, hospital, mutual fund, and car rankings. Track elected officials, research health conditions, and find news you can use in politics, business, health, and education.

This happens more than you'd think. The grandkids come to visit, someone mentions Medicare over dinner, and suddenly you...
07/28/2026

This happens more than you'd think. The grandkids come to visit, someone mentions Medicare over dinner, and suddenly you're the family expert whether you signed up for that role or not.

Or maybe it's a parent. A sibling. A neighbor who pulled you aside at church. Someone who needs help and doesn't know where to begin.

Here's what I tell people in that situation:

πŸ‘¨β€πŸ‘©β€πŸ‘§ Start with what they have. Do they have Medicare Part A and Part B? Do they know?
πŸ‘¨β€πŸ‘©β€πŸ‘§ Find out when they turn 65 or when their current coverage ends. Timing matters more than most people realize.
πŸ‘¨β€πŸ‘©β€πŸ‘§ Don't let them make decisions based on what worked for someone else. Everyone's situation is different.
πŸ‘¨β€πŸ‘©β€πŸ‘§ Connect them with an agent who will actually take the time to walk them through it.

That's what we're here for.
You don't have to have all the answers. You just have to know who to call!

Know someone who needs help navigating Medicare? Send this their way or tag them below!

Not connected with or endorsed by any government or the Federal Medicare Program.

Medicare has so many moving parts and finding a straight answer can feel like a full time job. (I've read it. It's a lot...
07/26/2026

Medicare has so many moving parts and finding a straight answer can feel like a full time job.

(I've read it. It's a lot. πŸ˜…)

Plan A. Plan B. Plan C which is actually called Medicare Advantage now. Supplement plans. Medicare Prescription Drug plans (also known as Part D). Enrollment windows that apparently matter very much and nobody tells you about until you've already missed one.

It is a lot. And you should not have to figure it out alone with a tab open to medicare.gov and a hold time of 45 minutes.

I know the difference between Plan G and Plan N. I know what IRMAA is and why it might affect you. I know which questions you don't even know to ask yet.

And I can explain all of it in plain English without making you feel like you should have known this already.

Because you shouldn't. Nobody teaches you this stuff. They just expect you to figure it out right when you have about a thousand other things going on.

So don't. Just call me instead. β˜•

πŸ’¬ Drop QUESTIONS in the comments and I'll send you the list of questions every Medicare-eligible person should be asking before they pick a plan.

Not connected with or endorsed by any government or the Federal Medicare Program.

A few weeks ago I shared something and the response was so good I wanted to make sure nobody missed it. It's a free guid...
07/25/2026

A few weeks ago I shared something and the response was so good I wanted to make sure nobody missed it.

It's a free guide with all the questions I think every single person should be asking their Medicare agent before they make any decisions about their coverage.

No jargon. No pressure. Just the questions that actually matter and why they matter.

If you're someone who wants to feel confident and prepared before AEP gets here, this one is for you.

Comment the word QUESTIONS in the comments and I'll send it straight to you!

Not connected with or endorsed by any government or the Federal Medicare Program.

This is one of the biggest misconceptions I run into and I want to clear it up once and for all. Most people think Octob...
07/24/2026

This is one of the biggest misconceptions I run into and I want to clear it up once and for all.

Most people think October is the only time they can do anything with their Medicare. And for a lot of situations that's true. But not all of them.

There are Special Enrollment Periods that allow you to make changes outside of AEP. Things like:

πŸ“‹ Moving to a new area
πŸ“‹ Losing other coverage you had
πŸ“‹ Qualifying for extra help with costs
πŸ“‹ Certain changes to your current plan
πŸ“‹ Turning 65 and enrolling for the first time

If something has changed in your life this year, there's a good chance you don't have to wait until October to address it.

This is exactly the kind of thing worth a quick conversation about before you assume your hands are tied!

Has something changed for you this year? DM me and let's figure out if you have options right now!

Not connected with or endorsed by any government or the Federal Medicare Program.

This is one of those things that feels obvious once you know it and completely blindsiding when you don't. Your Medicare...
07/22/2026

This is one of those things that feels obvious once you know it and completely blindsiding when you don't.

Your Medicare Advantage plan has a network. Doctors, hospitals, and facilities that have agreed to work with your plan at a set cost. That network exists where you live. When you travel, that network may not exist where you're going.

Here's what that means in real life:

πŸ—ΊοΈ Routine care you get at home may be considered out of network somewhere else.
πŸ—ΊοΈ Out of network care costs more. Sometimes significantly more.
πŸ—ΊοΈ Emergency care is generally covered anywhere. But emergency and routine are very different things.
πŸ—ΊοΈ Some plans have broader networks than others. Knowing which one you have matters a lot this time of year.

If you're not sure how your plan handles out of network care, that is worth a phone call before your next trip. Not after!

Save this post and share it with someone who has a trip coming up this summer!

Not connected with or endorsed by any government or the Federal Medicare Program.

I love my job. Like genuinely love it. And one of the things I love most is when someone comes to me before something go...
07/20/2026

I love my job. Like genuinely love it. And one of the things I love most is when someone comes to me before something goes wrong instead of after.

So here are the questions I wish more people asked me before summer:

β˜€οΈ Does my coverage work the same way when I travel?
β˜€οΈ Can I get my prescriptions filled somewhere other than my regular pharmacy?
β˜€οΈ What do I do if I need care and my doctor isn't available?
β˜€οΈ Is there anything I should be looking at now before AEP gets here?
β˜€οΈ Am I actually getting the most out of the plan I'm on?

These are not complicated questions. But the answers can save you a lot of stress, a lot of confusion, and sometimes a lot of money.

That's exactly why I'm here!

Which one of these have you been wondering about? Drop it below and let's talk about it!

Not connected with or endorsed by any government or the Federal Medicare Program.

Every year. Without fail. Someone calls me in a panic because they ran out of medication while they were traveling and c...
07/18/2026

Every year. Without fail. Someone calls me in a panic because they ran out of medication while they were traveling and couldn't get a refill where they were.

It is so stressful. And it is almost always preventable.

Here's the mistake: waiting until the last minute to think about refills before a trip.

Most Medicare prescription plans have rules about when you can refill. If you're leaving for two weeks and you only have five days of medication left, that's a problem. And it's a much bigger problem when you're three states away from your regular pharmacy.

Here's what to do before you go:

πŸ’Š Call your pharmacy and ask about vacation overrides. Many plans allow them!
πŸ’Š Check whether your pharmacy has locations where you're traveling.
πŸ’Š If you use mail order, update your delivery address or pick up before you leave.
πŸ’Š Pack more than you think you need. Always.

A little planning now saves a really stressful phone call later!

Have you ever run into a prescription issue while traveling? Drop a πŸ™‹ below -- you are not alone!

Not connected with or endorsed by any government or the Federal Medicare Program.

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842 W South Boundary Street Suite A2
Perrysburg, OH
43551

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