McIntire Retirement Services

03/18/2024

Hey all!

If you have not already, please give a like and follow to our new page McIntire Retirement Services as we will no longer be posting content here on this particular page going forward.

All of our podcasts, YouTube videos and other helpful content to help you with your is all there!

Thank you!

01/11/2024

01/09/2024

2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan ahead for an equally as unpredictable 2024 and beyond? One of the main things that careful planners prepare for while working and earning income is TAXES. As Chris discusses, this year and next year may be an especially important tax planning opportunity not to miss. With the upcoming tax season and potential portfolio loose ends, now is a great time to speak with Chris McIntire and get your finances and tax planning on course for a more prosperous 2024 and beyond. For more information, contact Chris McIntire at McIntire Retirement Services at (800) 868-1194, and visit the website at https://mcintireretirementservices.com/.

https://youtu.be/frfa3yHrYY4?si=8wEXhbEWLYFauc3b

2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan a...

01/02/2024

Planning is about looking ahead and being prepared to take advantage of opportunities. There are very few opportunities where we know what the future holds. The changes we discussed today are just a few of these opportunities to glimpse into the future and prepare. The time to plan for next year is now! You MUST have a plan to get your financial life in order and make the most progress possible!

Planning is about looking ahead and being prepared to take advantage of opportunities. There are very few opportunities where we know what the future holds. ...

12/20/2023

https://youtu.be/y4ABayiLqeA?si=x4UxXqOBPByafS1i

Looking Towards the New Year

Every year is a little different. Every year has a few surprises in store we cannot predict. There are also some changes that we do know the new year will bring ahead of time that we can begin to prepare for now. On this program, we will discuss some of the changes we know the year ahead will bring and how to plan strategically and effectively for them. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

Every year is a little different. Every year has a few surprises in store we cannot predict. There are also some changes that we do know the new year will br...

12/15/2023

Social Security COLA Jumps 3.2% for 2024... but Medicare Part B Jumps 5.9%!

The 3.2% cost of living adjustment reflects another year of high inflation. However, we now know we'll be paying almost 6% more for Medicare Part B! That doesn't mean you'll see a smaller SS check in January, but if you're wondering how this will affect you, Chris with McIntire Retirement Services and Erin Kennedy walk through these questions:

-Does the COLA affect when we should claim our Social Security benefits?
-How does this jump in the cost of Medicare Part B affect my Social Security check?
-Does this COLA increase affect the program's insolvency?

If you have any questions about when you should claim Social Security or how to pay for Medicare, please reach out to Chris for a complimentary consultation by calling 4198742015 or visit www.McIntireRetirementServices.com

12/11/2023

https://youtu.be/ryI60gvVzrQ?si=4eLanB05RsCUwjld

Tune in as Chris McIntire discusses the "5 Planning Mistakes To Avoid" including important subjects like having a "GRIP" on your retirement, understanding inappropriate and appropriate investment risks to take, and optimizing and timing social security. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

For more information on this and many other important financial topics, contact Chris McIntire at (800)- 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel "", because we believe Planning Matters.

Tune in as Chris McIntire discusses the "5 Planning Mistakes To Avoid" including important subjects like having a "GRIP" on your retirement, understanding in...

10/18/2023

Inheriting a Roth IRA? What You Need to Know

We talk a lot about the benefits of Roth accounts. A Roth IRA allows you to save for retirement with after-tax dollars. That means you pay taxes on your contributions now, but your withdrawals are tax free in retirement.

There are also several benefits to inheriting a Roth IRA, as with explains to ; the distributions are tax-free, and they won't affect your taxable income. However, with a few exceptions, you'll still have to drain the inherited account within 10 years.

If you are inheriting a Roth IRA, here's a quick action plan:
1. Understand your beneficiary type (this will determine your distribution options)
2. Invest the money wisely
3. Get professional help

As with all inheritances, it's important to know how distributions will affect your taxes and how to best invest that money. If you'd like to talk through the benefits of a Roth account, or if you recently inherited a tax-free or tax-deferred retirement account, please reach out to Chris to talk through the best options specifically tailored to your financial situation and goals. Call him at 419-874-2015 or visit www.McIntireRetirementServices.com

09/26/2023

3 Strategies to Minimize Your Social Security Taxes

any retirees are surprised to learn that above a certain income, Social Security is taxed. In retirement, it's important to know how all your income streams will be taxed, and how to mitigate those taxes. In this video, with explains 3 strategies to :

1. Convert to a Roth IRA
2. Consider Shifting Income Investments
3. Delay Claiming Your Social Security Benefits

Determining which strategy is right for you is a very personalized calculation, and it's something we specialize in at McIntire Retirement Services. For your detailed and personalized retirement tax plan, please give Chris a call at 419-874-2015 or visit www.McIntireRetirementServies.com

03/22/2023

There may never be a better time to open a account. Roth offer tax-free earnings growth, and as with explains to , there are 5 clear-cut reasons you should consider investing in a Roth today:

1. Today's Historically Low Tax Rate: the Tax Cuts and Jobs Act, which reduced federal income tax rates, is set to sunset in 2025
2. Your Depreciated Portfolio: pay taxes on a smaller value now, then allow that future growth to happen tax free
3. Possible Elimination of Backdoor Roths: the Build Back Better Act proposed ending Backdoor Roths; the loophole dodged the axe... for now.
4. Legacy Planning: assets in Roths are not subject to probate and can be passed on to heirs tax-free
5. No Required Minimum Distributions: which means you have more control over your income and your tax liability

If you'd like to speak with Chris about opening a Roth account, or if you'd like to learn how to convert your traditional IRA to a Roth IRA, please reach out by calling419-874-2015 or by visiting www.McIntireRetirementServices.com

02/26/2023