EOT Insurance Agency, LLC

Home
United States
Perham, MN
EOT Insurance Agency, LLC

EOT Insurance Agency is an independent insurance agency. We will quote our various companies to find

06/16/2026

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable.

Over the past year, flight cancellations and long delays have become far more common. That’s where travel insurance comes in.

Travel insurance can help protect your trip when the unexpected happens. There are a number of issues that can derail travel plans, but coverage may help by:

🔹Reimbursing non-refundable expenses if a trip is canceled.
🔹Covering costs tied to flight delays like hotel stays, meals, and transportation.
🔹Helping to offset the cost of purchasing essentials if your baggage is lost or delayed.
🔹Providing coverage for medical emergencies while traveling.
🔹Offering emergency evacuation coverage, in certain cases.

No one wants their travel plans disrupted, so having coverage in place can make those situations easier to manage if they arise. And in the meantime, the right travel insurance lets you focus on enjoying your trip rather than worrying about delays and unexpected extra costs.

Have an upcoming summer trip and want to review your travel insurance options? Our team is here to help. Give us a call today!

06/10/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

06/05/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

06/01/2026

A homeowners policy should not be something you buy once and forget. Rebuilding costs, liability exposure, and property risks can all change over time, and if your policy has not kept up, a loss can reveal coverage gaps at the worst possible moment.

Since June is National Homeownership Month, our team wanted to share a few homeowners insurance mistakes that can cause problems later down the line:

🏠 Outdated dwelling coverage - Rebuilding costs have increased significantly over the years. A home insured for $300,000 a few years ago may cost far more to rebuild today, leaving a potential coverage gap.

🏠 Choosing coverage based primarily on price - Focusing only on the lowest premium can lead to higher deductibles, lower limits, or key exclusions, which can create high out-of-pocket costs in the event of an emergency.

🏠 Ignoring flood or earthquake risk - Many homeowners assume these are covered under a standard policy, but these perils typically require separate coverage. Even in moderate- or low-risk areas, events such as heavy rainfall or ground movement can still cause costly damage.

🏠 Overlooking liability coverage limits - If someone is injured on the property or there’s accidental damage to others’ property, insufficient liability limits could leave the homeowner responsible for significant out-of-pocket costs.

A quick review can provide a clearer picture of how your policy would respond in a real claim and whether any limits, exclusions, or gaps need attention. Contact our office to schedule a policy review, and we can go over your terms and make sure your coverage still fits your home today.

05/26/2026

When it comes to insurance, the lowest price does not always mean the best protection. Coverage details like limits, deductibles, exclusions, liability protection, and endorsements can make a major difference when it is time to file a claim.

Our team can help you compare more than just cost, so you understand how your auto, home, umbrella, or other personal insurance may respond when you need it most.

Working with independent agents, like our team, can give you a strategic advantage when shopping the market. We can help you compare policies and premiums so you can find the balance of coverage and cost that works for your situation.

Have questions about your current coverage? We are happy to help you review your options. Give us a call anytime.

05/21/2026

Summer plans stacking up fast? Before the sunshine weekends start flying by, take a minute to give your summer "toys" a quick insurance check. It’s an easy way to make sure your adventures around Perham and the Minnesota lake country stay fun—and surprise-free.

Swipe to see which coverages make the most sense for your favorite summer rides.

Not sure everything is fully covered? Give us a call at EOT Insurance Agency. We’re here to help you enjoy a carefree, adventure-filled Minnesota summer!

05/20/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

05/12/2026

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too.

Whether you are hitting the road, hosting friends and family, or enjoying a new boat or RV, your personal insurance should be ready to fully protect you.

Not sure your insurance can keep up this summer? Give us a call, and we can talk through any additional coverages you’d like to layer on or new policies you’d like to add to your portfolio.

05/10/2026

Today we celebrate the moms, grandmas, and all the amazing maternal figures who fill our lives with love and guidance.

From all of us at EOT Insurance Agency, we hope your day is full of appreciation, relaxation, and all the joy you deserve.

Happy Mother’s Day!

05/08/2026

It’s National Small Business Week, and it’s the perfect time to make sure your coverage is keeping up with the risks you face every day. A few key areas where being underinsured can really hurt:

• Workers’ compensation gaps can get expensive fast. Missing or insufficient coverage can lead to fines, penalties, and out-of-pocket costs for medical care or lost wages after an injury.

• Cyber incidents are tough to recover from without the right protection. Underinsuring cyber risks may leave you covering response, recovery, and customer notifications on your own.

A single unexpected expense shouldn’t undo all your hard work. We’re here to help Minnesota small businesses find practical, affordable coverage that fits their needs.

Want a quick insurance checkup? Give us a call, and we’ll review your policies, identify gaps, and recommend solutions that fit your budget.

EOT Insurance Agency – your local Perham partner for business insurance that works hard for you.

Address

48208 Luce Street
Perham, MN
56573

Telephone

+12183465648

Website

http://eotinsurance.com/

Alerts

Be the first to know and let us send you an email when EOT Insurance Agency, LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to EOT Insurance Agency, LLC:

Shortcuts

Want your business to be the top-listed Finance Company in Perham?