Carnegie Investment Counsel

10/15/2026

Medicare Open Enrollment runs October 15 through December 7. But reviewing your coverage isn't just about your healthcare. It's also about your financial plan.

Changes to premiums, prescription coverage, and out-of-pocket costs can affect your retirement budget. And financial decisions like Roth conversions or large retirement account withdrawals can impact what you pay for Medicare down the road.

As you review your coverage for 2027, it's worth considering how those decisions fit into your bigger retirement picture.

Here's what to keep in mind:

Medicare Open Enrollment runs October 15 through December 7. Learn what to review for 2027, including coverage changes, costs, and income-related premiums.

10/08/2026

What should you do with an inheritance?

Invest it? Pay off the mortgage? Retire earlier? Help your kids?

Before making any of those decisions, it helps to understand what the inheritance changes about your bigger financial picture.

In our new Inheritance Q&A, Mike Curry, CFP® tackles the questions that often come with receiving or passing on wealth, from retirement and trusts to family, mortgages and more.

Eight questions. Eight short videos. Practical guidance for navigating what comes next.

Check out the full Inheritance Q&A

What should you do after receiving an inheritance? Explore answers to common questions about retirement, mortgages, trusts, taxes, spouses and family.

10/02/2026

What a year for Rick Ahl, CFA.

He's celebrating a 30th wedding anniversary, a son's college graduation, a daughter's high school graduation, and now, one year with Carnegie!

When Rick's Winter Park team joined us, he said he'd been searching for "a needle in the haystack": a firm whose people and investment philosophy matched his own. Turns out, the search went both ways. One year in, we couldn't be more grateful that we found each other.

Rick has a gift for guiding families across generations, especially through the life transitions that can feel overwhelming. He's also become a valued voice on our investment committee, where his disciplined approach and deep knowledge of the banking sector strengthen the decisions we make for every client.

Outside the office, Rick chairs a foundation supporting youth programs across Orlando and is helping bring Ride to End ALZ to Central Florida. When he can get away, you'll find him skiing in Telluride, in the same mountains where he and his wife honeymooned 30 years ago.

Please join us in congratulating Rick on one year with Carnegie! 🎉

10/01/2026

AI spending keeps climbing. Consumer spending is outpacing income. And higher energy prices could add another wrinkle to the inflation picture.

In our October Market Commentary, Carnegie’s investment team looks at three questions that could help shape markets through the end of the year:

• Are companies starting to show real returns on their AI investments?
• How long can consumer spending continue to outpace income?
• Could rising oil prices put renewed pressure on inflation?

Plus, our Chart of the Month looks at the competing signals the Fed is weighing as it tries to balance inflation and employment.

Read the October Market Commentary:

The latest market trends, AI investment dynamics, interest rates, and consumer pressures as we navigate the second half of 2026. Stay informed.

09/29/2026

“Are you a fiduciary?”

It’s an important question to ask a financial advisor. But it shouldn’t be the last one.

Two advisors can both be fiduciaries and operate under very different compensation structures, incentives and potential conflicts of interest.

So how do you know what you’re actually getting?

Our latest article breaks down what the fiduciary standard does and doesn’t tell you, where conflicts can still exist, and two questions that can tell you a lot about how an advisor operates.

Two fiduciaries can have very different conflicts of interest. Learn what fiduciary duty really requires, why fee-only matters, and the questions to ask before hiring an advisor.

09/22/2026

Carnegie was proud to sponsor the WomenSafe Golf Outing yesterday and support the important work WomenSafe does for survivors of domestic violence in our community.

Great company, a fun crew, and, despite the rain, a great day supporting an even greater mission.

We’re grateful for the opportunity to be part of events like this and to support organizations making a meaningful difference in the communities we serve.

09/17/2026

You never know what someone is carrying behind closed doors.

That's part of what makes WomenSafe's work so vital. For decades, this organization has offered a lifeline to men, women, and children across northeast Ohio who are escaping domestic violence. Providing emergency shelter, safety, and the support and life skills needed to not just survive, but truly thrive.

Carnegie is honored to sponsor the 11th Annual Golf Outing for womensafe.org This cause is personal to us: our own Megan Lencoski spent over nine years working at the organization and remains a dedicated ally and champion for their mission.

Our foursome is looking forward to a day on the green on September 21st, in support of a cause that changes lives every single day.

https://womensafe.org/golf-outing-2026

09/17/2026

When should you claim Social Security?

Waiting until age 70 can mean a larger monthly benefit, but that doesn’t automatically make it the right choice.

Taxes, portfolio withdrawals, life expectancy, market conditions and how you want to spend your retirement years can all factor into the decision.

Here’s what to consider before deciding when to claim:

Learn what to consider when deciding when to claim Social Security, including taxes, portfolio withdrawals, life expectancy and retirement goals.

09/14/2026

On Friday, September 11th, our Pepper Pike office proudly continued our tradition of hosting a cookout to honor our local police, fire, and service departments. We are deeply grateful to these heroes for their dedication to serving, protecting, and maintaining our community. Special thanks to Mayor Bain for joining us and sharing meaningful words of remembrance on the 25th anniversary of 9/11. It was a beautiful day to connect with familiar faces and reflect together.

09/11/2026

Some memories never fade. Twenty-five years after the 9/11 attacks, we join in remembrance, sharing today's sky in honor of those we lost, and in hope that a new generation never forgets. | neverforget.org