Peoria Hiway Credit Union

06/06/2026

06/02/2026

Car shopping? Here’s a bit of advice. Give Nancy a call anytime to assist you with your car buying process & to get you pre-approved.

No, not every dealership is out to get you — but enough of them are playing games that you need to know the signs!
• If they ask "What monthly payment are you looking for?"
Don't answer. This is how they shift your focus away from the total cost and into a payment that sounds manageable — but may cost you more in the long run.
• If the car you came to see has "just been sold"...
You may be looking at a classic bait-and-switch. Suddenly, you're being steered toward something more expensive. Convenient, right?
• If they're pushing an extended warranty hard...
Pause. Many people never get their money's worth on thsoe.
• If they try to bundle financing with the price of the car...
Big no. These are two completely separate negotiations — and mixing them is how things get murky (and more expensive!)
The smartest move you can make happens before you step onto the lot.
Get pre-approved for a loan with your !
With lower rates, fewer fees, and more flexibility from your credit union, you don't have to just "hope" for a good deal — you've got one! Learn more: https://ow.ly/WJcv50Z5nNt.
Filene Research Institute HerMoney

05/30/2026

More great budgeting tips!

05/27/2026

Buying a new or used car can be an intimidating experience, which is why it's so important to go in armed with all the facts, and to shop your financing (i.e. car loan) with as much effort as you do the car itself. It's important to understand: You are not locked into financing from your dealer. In fact, you'll have an edge if you come in to shop with financing from another source. One of the best places to start your rate-shopping journey is at your local credit union. Credit unions across the country have some of the best auto loan rates — for used cars as well as new. After chatting with your credit union, you can search for the best rates using rate comparison tools offered from sites like Bankrate and LendingTree. Once your homework is done, you'll have several rates in hand and can compare them all to make sure you're getting the best deal.
Here's a primer on buying your first car: https://ow.ly/lEo250Z4pvk.
Filene Research Institute HerMoney

05/22/2026

PHCU held our Annual Meeting on April 23, 2026 at the Peoria Heights VFW with 23 members in attendance. In addition to recapping the year and electing the Board of Directors, Nick Mager from the Illinois Credit Union League recognized our 75th anniversary with the presentation of a commemorative plaque. Thanks to our members who attended & congrats to those who won some ca$h!
Congratulations to our newly elected volunteer Board of Directors: Alfredo Cisneros (Chairman), Kirk Taylor (Vice-Chairman), Greg Svoboda (Treasurer), Meredith Ambrosia (Secretary), Terrell Stringer, Lance Lagow, Tonya Rodgers-Carter, Janeen Bradshaw, Jeff Towle & Kevin Bresnahan (Associate Director)

05/18/2026

A budget doesn’t have to be difficult. Check out some tips on simplifying a budget & how to stick to it.

If you've ever "started a budget" and abandoned it two weeks later... you're in very good company.
The problem usually isn't you — it's the system you've chosen.
Most budgets fail because they're too complicated, too rigid, or too disconnected from real life. But here's the good news: the simpler your budget, the more likely you are to stick with it.
Start with awareness (what's coming in and going out), then choose a system that fits your life, whether that's 50/30/20, a "backwards budget," or something in between.
No spreadsheets required. Just clarity, flexibility, and a plan that actually works. Here's a look: https://ow.ly/HcrT50Z1kxN.
Filene Research Institute HerMoney

05/11/2026

More great tips for staying on top of your finances!

05/04/2026

Financial checkups are one of the most important tools to keep your financial goals on track. As Nike says… Just do it! 😉

05/01/2026

Here are some important things to know when buying a vehicle. If you’re considering such a purchase, be sure to give Nancy a call. Our rates are better than most!

04/27/2026

We all get derailed sometimes. Get back on track with a quick budget reset. You’ll be glad you did!

We all drift into a financial "danger zone" from time to time. Sometimes it happens slowly — subscriptions pile up, habits creep in, goals get fuzzy. Other times something blows our budget suddenly before we realize it.
The solution isn't restricting everything you love. It's a reset.
In just 30 minutes, you can identify what's working, what's not, and where to pivot, without getting overwhelmed.
So today, commit to giving yourself just 30 minutes. Your future self will thank you! Read now: https://ow.ly/U8pe50YQwyt.
Filene Research Institute HerMoney