Phil Raso "The Mortgage Magician" at INB - NMLS #2554878

Phil Raso "The Mortgage Magician" at INB - NMLS #2554878 Our INB lending team is here to deliver amazing service. Let me help you make your dream of home ownership come true.

NMLS #2554878
Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout all 50 States Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout all 50 States

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got grea

t news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

Because buying a home isn’t just about scrolling through listings — it’s about strategy. From helping you make sense of ...
08/25/2025

Because buying a home isn’t just about scrolling through listings — it’s about strategy. From helping you make sense of the paperwork to negotiating the best deal, I’m here to make sure every step makes sense for you.

If you're serious about getting the right home at the right price, let's team up and make it happen — stress-free and with zero guesswork. Ready when you are.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Afraid of making a bad financial decision when it comes to buying a home? Well, it's just not you — and the good news? Y...
08/22/2025

Afraid of making a bad financial decision when it comes to buying a home? Well, it's just not you — and the good news? You don’t have to figure it all out yourself. We help homebuyers like you every day navigate big decisions with confidence, clarity, and zero pressure.

From budgeting to closing, we’ll guide you through what actually makes sense for your situation.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

You’ve probably heard pre-qualification and pre-approval thrown around like they’re the same thing — but they’re not. On...
08/20/2025

You’ve probably heard pre-qualification and pre-approval thrown around like they’re the same thing — but they’re not. One gives you an idea of what you might afford. The other gets you one step closer to holding the keys. We broke it down simply — no jargon, no confusion — just what you need to know to make confident decisions when the time comes.

Because smart homebuyers don’t guess — they get prepared. Follow us for more clear, honest guidance you can actually use.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Just submitted your mortgage application and wondering… what now? Totally normal. Whether you're buying your first home ...
08/18/2025

Just submitted your mortgage application and wondering… what now? Totally normal. Whether you're buying your first home or your fifth, the waiting game can feel confusing. But behind the scenes, here's what’s really happening:
✔️ We review your documents
✔️ Order the appraisal
✔️ Dive into underwriting
✔️ Prep for final approval
✔️ Get everything ready for closing

You're not alone in this. We're here every step — breaking it down, keeping it simple, and making sure you're ready for the big day.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Thinking about buying a home but haven’t kept up with all the recent mortgage insurance changes in the U.S.? You’re not ...
08/15/2025

Thinking about buying a home but haven’t kept up with all the recent mortgage insurance changes in the U.S.? You’re not alone — most buyers miss this part, and it could seriously impact your monthly payment.

Here’s the thing: new updates in mortgage insurance could mean lower costs, different requirements, or even better loan options for you in 2025.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

If you're asking this, you're not alone. From pre-approval to move-in day, the process can feel like a mystery — but we’...
08/13/2025

If you're asking this, you're not alone. From pre-approval to move-in day, the process can feel like a mystery — but we’re here to break it down. We created a simple, realistic timeline so you know what to expect, what to prepare for, and how to avoid delays.

Whether it’s your first time or your next move, we’re here to keep the process smooth, stress-free, and (dare we say) exciting.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

For some, it’s the key to independence. For others, it’s building a future or leaving a legacy. Whatever homeownership m...
08/11/2025

For some, it’s the key to independence. For others, it’s building a future or leaving a legacy. Whatever homeownership means to you, let’s make it real — with the right plan, guidance, and support every step of the way.

Ready to turn the dream into a door you can open?

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Thinking of buying a home in Illinois this summer? 🌞Here’s what you need to know:Inventory usually rises—more homes to c...
08/08/2025

Thinking of buying a home in Illinois this summer? 🌞

Here’s what you need to know:
Inventory usually rises—more homes to choose from
But so does competition—act fast and get pre-approved
Rates and incentives shift—timing can impact your bottom line

We help Illinois homebuyers navigate the summer surge with expert advice and mortgage strategies that give you an edge.

Want to know how the season affects your mortgage options?

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Your door to homeownership starts with one step: getting pre-approved.If you’re house-hunting in Illinois, pre-approval ...
08/06/2025

Your door to homeownership starts with one step: getting pre-approved.
If you’re house-hunting in Illinois, pre-approval tells sellers you're serious—and helps you shop smarter.
Here’s what you’ll get:

✅ A clear picture of your budget
✅ Real lender options
✅ Trusted guidance through the entire process

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Still Renting in Illinois? Here’s What That $3K Could Be Doing Instead… If you're paying $3,000/month in rent, you're bu...
08/04/2025

Still Renting in Illinois? Here’s What That $3K Could Be Doing Instead…

If you're paying $3,000/month in rent, you're building someone else’s wealth.
With just $3K down, you may qualify for a mortgage on a $300K home—and start building your own equity.
Let’s talk about your options. No pressure, just facts.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

3 Key Tips Before Buying Your First Home in IllinoisThinking about buying for the first time? Keep these tips in mind:Kn...
08/01/2025

3 Key Tips Before Buying Your First Home in Illinois

Thinking about buying for the first time? Keep these tips in mind:
Know your must-haves (location, bedrooms, layout)
Understand the total cost (taxes, insurance, maintenance)
Get pre-qualified to focus your home search wisely

As an Illinois mortgage expert, I’ll walk you through these steps with clarity so you can buy with confidence.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

🚨 3 Things That Can Kill Your Mortgage Approval (Even After You’re Pre-Approved): ❌ Job change before closing ❌ Large pu...
07/30/2025

🚨 3 Things That Can Kill Your Mortgage Approval (Even After You’re Pre-Approved):

❌ Job change before closing
❌ Large purchases (like a car)
❌ Taking on new debt (credit cards, etc.)

Getting pre-approved is just the start—keeping that approval intact is just as critical.
I work with Illinois buyers to make sure their path to homeownership is clear, smooth, and surprise-free.

Comment "READY" below, and I’ll send you a guide to make your home buying journey smooth and stress-free!

📞 (309) 683-8006
📧 [email protected]
🌐 http://INB.COM/PHILRASO

Address

7535 Knoxville Ave
Peoria, IL
61614

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13096838006

Website

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