Secure First

Secure First Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Secure First, Insurance Company, The Knolls Castle 101 W. Stratford Drive, Peoria, IL.

05/26/2023

Baby Blair's 1st Rotary Meeting!
Blair & Molly Gambill visited from Peoria Illinois Rotary with their 5 day old baby Blair Gambill the 2nd ‼️
" We decided to have our Baby delivery up here @ Grayling Hospital .
We spend our summers
Here , This has been a dream destination 👦baby delivery"

This was shared with me this morning from a well respected Surgion ‼️    Fortunately nationwide, we haven’t had to use t...
03/30/2023

This was shared with me this morning from a well respected Surgion ‼️
Fortunately nationwide, we haven’t had to use this carrier for any of our groups or individuals ‼️

Internal documents and former company executives reveal how Cigna doctors reject patients’ claims without opening their files. “We literally click and submit,” one former company doctor said.

Isn’t that the truth‼️👍
03/12/2023

Isn’t that the truth‼️👍

Attending the Annual Central Illinois NABIP expo & Conference in Peoria .Health Providers , Insurers & Agent / Producers...
03/07/2023

Attending the Annual Central Illinois NABIP expo & Conference in Peoria .
Health Providers , Insurers & Agent / Producers.
Brainstorming on Legislation and ideas to help Employers, Employees & individuals navigate the Health Plan Landscape ‼️

03/31/2020

FYI :
This article was shared with me by a close friend, a dedicated Doctor 👨‍⚕️ on & near the Covid-19 front lines each day ‼️
I believe all of us should look and comprehend situations by trying to look at how they would affect us & how we would see things if we walked in the shoes 👞 of that person ‼️

Held Hostage by the Hippocratic Oath . . . ! or ?
Steven Tsoraides MD/ March 31, 2020/ Doctors, Early Practice, Medical Students, Residents/

Pandemic challenging doctor perceptions of profession

A partner in our surgical group posted this phrase to one of the many ongoing discussions regarding the current pandemic we are all facing. I’m sure pretty much every group or social circle of doctors has a similar ongoing support system unofficially established to help manage fears and anxieties. What is not clear from circle to circle is whether this statement is an assertion of disappointment or a question in fear.

Across the world doctors and nurses on the front lines dove head and heart first into the line of fire to do what they took an oath and pledge to do . . . help others. The first wave can be considered loyal. The second who started to see the consequences were both brave and loyal. The following waves may be considered obedient too. But as wave after wave of health care workers break against the rocky and dangerous shores of this pandemic, at what point are the doctors and nurses foolish to risk their lives fulfilling their oaths?

Never in modern times has this dilemma arose outside of the battlefield for most doctors practicing in peaceful nations. No common doctor was prepared for the day they would question everything they believed as the ideal of a physician they were trying to emulate. Prior generations trained us to have a stiff lip and strong shoulders in plowing through challenges. But now, doctors are being thrown into life threatening situations where one of the lives threatened is their own. Is it wrong to say no?

It is not contentious at all to state that America was not prepared for a pandemic and the result of this unpreparedness is that doctors, nurses, and first responders are literally risking their lives to respond to the crisis. The opportunity to stockpile and prepare resources was wasted. Any dramatic efforts now will fall short to protect those who spent all of their young lives training and preparing to be ready for this call.

I am certain the hearts of all of those on the front lines are in the right place. I don’t think you could find a doctor or nurse who doesn’t genuinely want to help at this time. I am also certain a shocking and overwhelming majority of these same people, the best of our society, have great fear and anxiety about being forced into what may often be a futile and dangerous situation. Dangerous and futile not because of the virus, but because of the lack of preparation our country has left us with.

Anyone who has flown on a commercial flight is well aware of the recommendation to first place one’s own oxygen mask on before helping others in the case of emergency. A very good lesson in not being able to help others unless you first look after yourself. Where are our ‘oxygen masks?’

In any other medical crisis doctors have actually been forced by their hospitals to don protective gear where doctors were actually resistant. Anyone in a trauma bay wearing leggings and lead knows what I mean. Now that we are hungry for protective gear, we are being told, even by the CDC, that we can relax on the type of gear we wear. Some places are actually scolding doctors for wearing masks due to the potential fear this invokes in others.

So at what point is our oath a binding burden that we should question? In a just society where health and life are valued over economy and ‘progress,’ resources would have been reserved and prepared for such a scenario. Wise leaders who prioritize people over policy would have heeded the warnings of experts. Anyone who knows anything about healthcare in America could have told you that our public health system is a mockery. There is no coordination or collaboration in actual care delivery beyond financial ties. No doctors are surprised, despite being disappointed and angry. America was not prepared. Public health officials who know better are not empowered to take action or influence lawmakers. There is no money to be made in prevention and preparedness. This is why our healthcare system is so much more expensive than any other in the world. Although I am a strong supporter of the benefits of our system that do indeed lead to innovation through competition and incentive, we have gone too far in ignoring basic public health measures that are well vetted and studied to ensure the health and protection of our society.

Money can be printed. Especially at a time in history when the gold standard no longer exists, money is truly an arbitrary measure of value created by human beings to transfer goods and services. Life cannot be printed. Of course this is an understatement and I am not wiser than the fool to state it, but how often we forget it.

Regardless of how we got here, doctors and nurses are now on the line. We have spent years watching the medical profession be seized by policymakers, lobbyists, administrators, lawyers and insurance companies. The result is an expensive system that no longer serves patients, doctors, or nurses as intended. Billions of dollars in profit have been shaved off by people that have no MD, DO, or RN degree to their credit. All the while patients are in more debt and health care workers have had to work double with increased risk and less income. We were already pi**ed off.

Now comes along a pandemic. After years of beating, doctors and nurses are at heightened risk of death because all of the vultures who r***d the system failed to prepare back up measures for crisis scenarios, from federal, state and local levels. Without calling anyone out, claims that “no one could have predicted this” are absolute bu****it. Anyone involved in infectious disease and public health could have told you that a pandemic was inevitable. Now we stand face-to-face with it armed with makeshift face masks and inadequate access to testing and resources.

Preparation would have been far cheaper than a 2 trillion dollar bail out package. But the cost of failure to prepare will be paid by innocent citizens and health care workers. Nonetheless, doctors and nurses are being asked, and in some cases forced to risk everything to honor their oaths. Are we being taken advantage of?

There is no cure for Covid-19. Current measures by doctors and nurses will not cure this infection. They will only expend a tremendous amount of passion and effort in the hopes that the body will pull through and survive. Futile in many cases. Current policy serves only to preserve what few resources actually exist. Evidence is lacking. Protection of doctors and nurses is not a priority in making recommendations because the situation is so dire. Are doctors and nurses to blindly follow the orders of vultures in futility?

No doubt many people in leadership, administration, and government have an earnest desire to do right. But their failings are having disproportionate consequence on doctors and nurses. I am in a community where the wave has not hit., and it may not. There is great anxiety and stress in this uncertainty, but no doubt lesser than that of those in large cities overloaded with the sick. So as doctors and nurses are subject to death, illness, stress, fear and confusion, when do we question the oath that we took to do no harm and care for the sick?

Fortunately for Americans, I assure you that the majority of doctors and nurses will not back down. They will not pass on these consequences of failure to the innocent citizens they stand in front of. They will stand strong and do what they can. We will honor our oaths not fully knowing the cost. The time to reconcile the consequences with the cause will come. Those who have failed Americans will need to be held accountable. The time for democracy to prove its worth will come. Doctors will honor their oaths. I plead them to advocate for change when the time comes.

Secure First

03/30/2020

Covid-19 CARES Act WILL MEET PAYROLL AND PAY FOR HEALTH INSURANCE AND RENT/MORTGAGE FOR YOUR SMALL GROUP EMPLOYERS

This law will make loans available through the Small Business Administration which can be applied for at most banks or credit unions. It appears most small businesses will be eligible for this program, and qualify for these loans. Any of these FUNDS USED TO PAY PAYROLL, HEALTH INSURANCE, RENTS, INTEREST ON MORTGAGES, UTILITIES, or other allowable expenses during the “covered period” WILL BE FORGIVEN. The federal government has designed this to be free money to help your employer groups retain employees and have continuity through this crisis.

Please make your employer groups aware of this portion of the law. It is our understanding banks and credit unions will soon have information to help your employers apply for these loans which WILL BE FORGIVEN IF USED FOR ALLOWABLE EXPENSES.

Many employer groups are needing help through this period of dropping or no revenue. Please reach out to your groups to help them understand what is available to them so they can maintain payrolls and employee benefits. These loans require no personal guarantee, no collateral, and are designed to be forgiven with no recourse, because they are backed by the federal government.

If you have any questions as you navigate your groups through this process with a lending institution, please reach out to us. We are all learning more about this developing situation every day. Based on all analysis we have been able to digest, it appears this loan basically becomes a grant to your employer if used for the allowable expenses during the “covered period”.

03/30/2020

March 30, 2020
The National Association of Health Underwriters has been keeping informed about COVID-19 (coronavirus). Below are links to updates on legislation, regulation and guidance on both the federal and state levels in response to COVID-19. Please visit the coronavirus Information section of the NAHU website for more resources.

Congress
Congress approved a $2 trillion emergency package to help millions of American workers and businesses survive the effects of the novel coronavirus pandemic gripping the country.
Here is a summary of H.R. 748, the Coronavirus Aid, Relief and Economic Security (CARES) Act, and here is NAHU's official statement on the CARES Act.
Could there be a "Phase 4" coronavirus response?
Administration
CMS has taken several recent actions in response to COVID-19 as part of the ongoing White House Task Force efforts. To keep up with the work the Task Force is doing in response to COVID-19, click here. For information specific to CMS, please visit the CMS News Room and Current Emergencies Website.
CMS provided guidance on Payment and Grace Period Flexibilities for Issuers Offering Coverage on the Federally facilitated Exchanges and State-based Exchanges on the Federal Platform.
CMS released an updated comprehensive list of FAQs about the Open Payments Program.
CMS also released FAQs on Medicare Provider Enrollment Relief related to COVID-19 including the toll-free hotlines available to Medicare Administrative Contractors.
The Department of Labor provided an FAQ on the Families First Coronavirus Response Act.
The Small Business Administration released a guide on the CARES Act that provides information about the major programs intended to assist business owners with whatever needs they have right now, as well as some additional tax provisions that are outside the scope of SBA. Click here for the CARES Act Small Business Administration Flow Chart.
The Social Security Administration published a website providing Americans with information related to their services during the coronavirus pandemic.
The Internal Revenue Service released FAQs regarding this year's tax filing deadline extension.
The Health & Humans Services Office of Civil Rights released guidance to help ensure first responders and public health authorities receive protected health information about individuals exposed to COVID-19 so they can take extra precautions or use personal protective equipment.
The Food & Drug Administration issued guidance for the temporary manufacturing of alcohol for incorporation into alcohol-based hand sanitizer products during the COVID-19 pandemic.
President Trump announced an extension of federal guidance on social distancing through April, in a continued effort to slow the spread of the novel coronavirus.
States
In a letter to governors, President Trump indicated he wants the government to rank U.S. counties according to their risk of a COVID-19 outbreak.
The Department of Labor issued guidance on the $1 billion allocated by the Families First Coronavirus Response Act to help state unemployment offices handle the new influx of claims and expand their unemployment insurance coverage to as many people as possible who could be eligible under state law. Click here to see state-by-state shares of these grants.
The National Conference of State Legislators (NCSL) has released a list of state legislation introduced in response to COVID-19.
NCSL also weighed in on what the recently passed $2 trillion dollar stimulus package means for states around the nation.

02/15/2020

Happy Valentine’s Day! From your friends at Secure First.

Address

The Knolls Castle 101 W. Stratford Drive
Peoria, IL
61614

Alerts

Be the first to know and let us send you an email when Secure First posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share