Nash-Hasty Private Wealth Management

Nash-Hasty Private Wealth Management We pride ourselves on delivering personalized advice to help individuals and families improve their overall retirement planning and financial focus.

Todd Hasty has built a solid reputation for delivering true value in financial management for individuals and couples nearing or already in retirement. It has been the effective delivery and passionate maintenance of these customized plans that separate Nash - Hasty Investment Services as one of the premier financial and retirement planning firm in Peoria, Illinois. Nash - Hasty Investment Servic

es, INC. was established in 1998 by Todd Hasty and Cindy Nash. The firm was founded in beautiful Peoria, Illinois. (You may be saying, beautiful?) Yes, Beautiful! Where else on such a "hometown" scale can you find a community that offers us such prestigious items such as Opera, Symphony, Ballet, Two professional sports teams, wonderful long heritage and the serenity of four full changing seasonal climates and landscapes? Peoria, Illinois. is supported by LPL Financial as the nation's largest independent broker-dealer*, a leading RIA custodian, and independent consultant to retirement plans, LPL Financial is an enabling partner to more than 16,000 financial advisers and over 200 financial institutions. For a list of states in which I am/we are registered to do business, please visit www.nash-hasty.com

*As reported by Financial Planning Magazine, June 1996-2021, based on total revenue.

**Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC
www.finra.org
www.sipc.org

**Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

If you think about it, almost every major holiday centers on gratitude.Mother's and Father's Day, gratitude for our pare...
09/07/2026

If you think about it, almost every major holiday centers on gratitude.

Mother's and Father's Day, gratitude for our parents. Memorial Day, gratitude for those who gave their lives for our country. Independence Day, gratitude for our country itself. Thanksgiving, gratitude for everything. You get the idea.

It should come as no surprise, then, that Labor Day is also about gratitude. In this case, gratitude for many of the rights and privileges we enjoy today that came about thanks to the efforts of the labor movement. For example:

8-hour days & 40-hour work weeks. For much of our country's history, Americans performed backbreaking labor for 12 hours per day or more. Thanks to the labor movement, 40-hour work weeks became standardized and eventually codified into law. The time we have to see our families, engage in hobbies, read a good book, or even just enjoy a beautiful sunset is thanks to the labor movement.

Weekends. As you know, Labor Day is the first Monday of September. That means we get to enjoy a three-day weekend. But the very concept of a weekend is thanks to the labor movement! Huge, nationwide campaigns and marches around the turn of the 20th century gained Americans the right to a shorter workweek. TGIF? Workers had to fight for those letters to mean anything.

Sick leave. Without paid sick leave, most Americans wouldn't have the means to heal from their illnesses, injuries, and accidents. Nowadays, we consider this a basic human right – a right we wouldn't have without the Labor Movement.

Safe working conditions. On March 25, 1911, a fire broke out at the Triangle Shirtwaist Factory in New York City. The factory's owners escaped. Most of the factory's workers, mainly women, did not. Due to locked doors, blocked fire escapes, and flammable surroundings, 146 laborers never returned home that day.

In the 21st century, none of us would want to work in a place that was fundamentally unsafe. None of us would want to work where disease and disaster were rampant.

In the 19th century, most workers had no choice. Thanks to their sacrifice, we do.

Just as we give thanks to the Founders for our country, soldiers for our safety, and parents for our lives, so too should we thank the workers and laborers who came before us. The men and women who, thanks to their efforts, made life more worth living.

Happy Labor Day!

Alternative investments.It's a term many investors hear about, but not one most investors have much experience with.What...
09/03/2026

Alternative investments.

It's a term many investors hear about, but not one most investors have much experience with.

What are alternative investments?

There's no single definition, but basically they consist of everything but stocks, bonds, or cash.

For example, commodities (think gold, silver or oil) are alternative investments.

So are interest-rates, foreign currencies, and derivatives (like stock options, swaps or warrants).

Collectible items can be alternative investments, too.

And this isn't an exhaustive list – there are many, many other types.

Here is an infographic that breaks down the basics of what alternative investments are, how some of them work, as well as their pros and cons.

August 26th is Women’s Equality DayToday we celebrate the monumental progress women have made throughout history. A few ...
08/26/2026

August 26th is Women’s Equality Day

Today we celebrate the monumental progress women have made throughout history.

A few milestones include:
1851: Sojourner Truth’s “Ain’t I a Woman” speech was delivered during the Ohio Women’s Rights Convention on May 29th.

1869: Susan B. Anthony and Elizabeth Cady Stanton founded the National Woman Suffrage Association.

1920: After a 72-year fight, the 19th Amendment passed and on August 18th went into effect in the United States of America, women win the right to vote!

1963: On June 10th, John F. Kennedy signed the Equal Pay Act prohibiting discrimination on account of s*x in the payment of wages by employers.

1971: The Women’s Political Caucus was founded on July 10th, by Shirley Chisholm, Gloria Steinem, Bella Abzug, Fannie Lou Hamer, Mildred Jeffery, Florynce Kennedy, Jill Ruckelshaus, Ruth E. Shinn and Betty Friedan among others. Their goal was to support, recruit, and train women who were seeking space in public office.

Gloria Steinem also started Ms. Magazine this same year – who’s focus was on openly addressing and discussing women’s issues.

1981: On September 25th, Sandra Day O’Connor becomes the first woman appointed to the US Supreme Court.

2020: Kamala Harris becomes the first female Vice President of the United States on November 3rd.

For many young adults (19-25), planning for retirement is not a priority and the thought of investing can be daunting.Ho...
08/24/2026

For many young adults (19-25), planning for retirement is not a priority and the thought of investing can be daunting.

However, investing at an early age is how you can help pave the way to a successful financial future.

The younger you start, the more the compounding effect of money over time works in your favor.

“Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” – Albert Einstein

Over the course of my career, I’ve gotten more questions about retirement than I can count.  All are good questions; som...
08/21/2026

Over the course of my career, I’ve gotten more questions about retirement than I can count.

All are good questions; some are unusual. But some, I tend to get asked more often than others.

Over the next few months, I’m going to share the answers to some of these most frequently asked questions.

This week, let’s start with the question: “Will my Social Security benefits be subject to income taxes?”

No matter how much you’ve saved, it can be surprisingly scary to realize you will need to start living off your savings ...
08/17/2026

No matter how much you’ve saved, it can be surprisingly scary to realize you will need to start living off your savings in retirement.

Of course, your Social Security benefits will play a major role in covering your monthly expenses, and there are plenty of ways to generate income in retirement.

But still, realizing that your principal must now be earmarked for the present as much as the future can be a sobering thought.

Every retiree should have a strategy for WHEN they will withdraw money from their accounts, WHICH accounts they will draw from first, and HOW MUCH they should withdraw every month, quarter, and year.

There are many potential strategies to choose from, and a near-infinite number of ways to customize each strategy for you.

And while the strategy you choose should be carefully crafted based on your own personal needs and goals, here are a few basic approaches to get you thinking.

Benjamin Franklin once wrote, “For age and want, save while you may; no morning sun lasts a whole day.”  While there are...
08/13/2026

Benjamin Franklin once wrote, “For age and want, save while you may; no morning sun lasts a whole day.”

While there are hundreds of financial strategies out there, none are more powerful than the most basic: Save what you can, as early as you can, as often as you can.

But even though the concept of saving is basic, that doesn’t mean there aren’t plenty of ways we can maximize our savings.

I’ve put together a few tips and suggestions on how we can help ourselves and our families save more consistently while also preventing money from slipping through the cracks.

As a financial advisor, people often ask me: “How can I get the most out of my 401(k) before I retire?  There’s no one-s...
08/11/2026

As a financial advisor, people often ask me: “How can I get the most out of my 401(k) before I retire?

There’s no one-size-fits-all answer to this question, but there are some basic best practices that everyone can follow.

Here are five simple suggestions to get you started.

Creating a will has several benefits, such as minimizing estate taxes or making sure your children and pets are taken ca...
08/05/2026

Creating a will has several benefits, such as minimizing estate taxes or making sure your children and pets are taken care of.

But make sure you avoid these 5 common mistakes!

1. Do not write it by hand. There are some states that will not recognize handwritten wills. You need a typed will signed by two witnesses.

2. Not knowing your state’s laws. Making sure you are aware of the laws that dictate validity, construction, and interpretation can help you best prepare your will and ensure your intentions and wishes are abided by.

3. Not making revisions. Having a will is great! Not revisiting it, and updating it is not. You need to make sure that if people come and go from your life, that is reflected in your will, as well as changes to your possessions.

4. Not creating a living will. A will covers you in case of death; a living will covers you in situations where you may not be able to advocate for yourself. You need to make sure all situations are accounted for.

5. Trying to DIY it. You may think you have covered all your assets, but did you account for insurance? Pensions? Bank accounts? What about tax laws? It’s best to seek professional guidance to make sure you are following rules and not forgetting anything.

As we move into a new school year, many parents with high school students will start looking ahead to college…and how to...
08/03/2026

As we move into a new school year, many parents with high school students will start looking ahead to college…and how to pay for it.

One resource no parent or student should overlook is the “Free Application for Federal Student Aid,” aka FAFSA.

This is a form for prospective college students that determines their eligibility for financial aid.

By completing this form, students can potentially receive different types of financial assistance, from Pell Grants to student loans.

The FAFSA can be intimidating to fill out, and some students wrongly assume it doesn’t apply to them.

However, all students, regardless of background, grades, or financial situation, should take time to fill it out, as they may well qualify for significant aid to help pay for their higher education.

If you have a loved one who is preparing for college in the near future, please review the information below, and feel free to share it with them.

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