Tom Saal - HealthMarkets Insurance

08/31/2026

When you turn 65, you qualify for a 7-month Initial Enrollment Period (IEP) for Medicare! This 7-month window spans the 3 months before your birthday month + your birthday month + 3 months after your birthday. If you’re approaching your 7-month IEP, start exploring your Medicare options today at HealthMarkets.com.

08/27/2026

Changing jobs? This is a Qualifying Life Event, which means you may be able to enroll in or change your health insurance outside of Open Enrollment. Learn more and explore your options at HealthMarkets.com.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 6/18/2024. Individual solutions may vary by product availability.

08/17/2026

Digital eye strain is the unsurprising result of too much screen time. So remember to give your eyes a break! Every 20 minutes, look away for 20 seconds at something 20 feet away. Learn more here: https://bit.ly/4pJ2jba.

08/11/2026

No matter how old you are, it’s never too early to start taking simple steps towards healthy aging. From getting active to nutritious eating to staying connected with friends – taking care of yourself never gets old.

08/04/2026

August is National Wellness Month! Celebrate your own physical and mental well-being by making time for you. Need help finding a health plan that prioritizes your wellness goals? Visit HealthMarkets.com.

07/28/2026

We’re already halfway through 2026 🤯
Have you had your annual preventive care visit yet? Many preventive services can be covered by health plans. Learn more at HealthMarkets.com or reach out to a licensed insurance agent.

07/22/2026

Premiums and deductibles work together—but they’re not the same thing. A premium keeps your health plan active each month. A �deductible is the amount you pay for covered services before insurance starts paying more of the bill. Understanding both can help you choose the right plan for your needs. Learn more at HealthMarkets.com.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 6/18/2024. Individual solutions may vary by product availability.

07/14/2026

Thinking of switching health plans during Open Enrollment in November? Follow these 5 useful tips for reviewing your current plan and deciding if you need a different one. Check out the full article: https://bit.ly/4ga3RZ6.

07/07/2026

July is National UV Safety Month. While you’re out enjoying the sun, �don’t forget to protect your skin and eyes from UV rays. And don’t �forget to schedule an annual skin cancer screening. Need help finding �a health plan? HealthMarkets.com can connect you with a licensed insurance agent.

07/04/2026

Happy Independence Day! It’s hard to believe our country is 250 years old! We don’t look a day over 240.

09/29/2025

Instead of stressing over expensive hospital stays, focus on recovery with help from hospital insurance. It supplements your health plan to help cover hospital stays without facing any additional deductibles. Need help deciding if it’s right for you or your family? Contact me, a licensed insurance agent, at +13092670439 for support.

09/23/2025

Birthday cake, blowing candles, and health insurance plans. They may not seem related, but your child’s 26th birthday is actually when they are no longer eligible as insurance dependents on your plan. If you want extra support, I can help them find health plan options that fit their needs. Contact me, a licensed insurance agent, at +13092670439.

09/16/2025

This Healthy Aging Month, celebrate the positive aspects of growing older and taking charge of your health. If you're approaching Medicare eligibility, now's a great time to explore options that support your healthy aging goals. Have questions about Medicare? I can help. Contact me, a licensed insurance agent, at +13092670439.

09/09/2025

Can’t get to the doctor? Let the doctor come to you. If you have joint pain, vision trouble, or another condition that makes travel tough, in-home care could be an option worth exploring. Medicare, Medicaid, and some private insurers may cover this service. To learn more, give this article a quick read:

Some Medicare, Medicaid and private insurance plans may offer at-home health visits, so you don’t have to drive to the doctor. Here’s what to expect from an appointment.

09/01/2025

Happy Labor Day! Hope you're enjoying a well-deserved break!

08/27/2025

Between jobs right now? You may also have a gap in your health insurance. Whether you're considering COBRA or exploring Affordable Care Act (ACA) plans, this article can help you explore the benefits of either path:

When you lose your job, you often lose your employer-supported health insurance. Here’s how to decide between an Affordable Care Act plan and COBRA.

08/21/2025

Had a major life change recently? You may qualify for a special enrollment period, which lets you switch up your health plan. From the birth of a child to a new job, there are many situations that apply. If you find yourself needing a change, I can help! Contact me, a licensed insurance agent, at +13092670439.

08/18/2025

Whether it’s your next checkup or your child’s first one, preventive care is crucial to maintaining health and catching any concerns early. Different health plans may cover different preventive services, from screenings to lifestyle coaching to well-child care and more. For help finding coverage options that fit you and your family’s needs – contact me, a licensed insurance agent, at +13092670439.

08/12/2025

Even with an excellent health plan, getting a serious medical diagnosis can be expensive for you and your family. That’s where critical illness insurance can help. It pays a lump sum cash benefit upon first diagnosis of a qualifying critical medical condition, to be used however you need it. Could it be right for you? Learn more in this article:

Critical illness insurance is a type of supplemental insurance that can help cover health issues like heart attacks and life-threatening cancer. Here’s how.

08/06/2025

This National Wellness Month, find a routine that fits your version of self-care. Try going for a scenic walk, spending time with loved ones, or scheduling that check-up you’ve been putting off. To find health plans that support your goals, contact me, a licensed insurance agent, at +13092670439.