Laurie Adams - COUNTRY Financial Representative

08/15/2026

This is annually a great event! Be sure to save the date🥰

08/13/2026

https://pjstar.gannettcontests.com/2026-Peoria-Communitys-Choice-Awards/gallery/554318891/

Excited to be nominated in two categories - Insurance Agency and Insurance Agent. The first is in the Services group and the second is Services-People. Please vote for both🤗

Check it out now!

07/27/2026

Getting back on two wheels this summer?
It’s easy to focus on where you’re headed—but making sure your ride’s covered should be part of it too.

A quick look now can help avoid surprises later, so you can focus on the road ahead.

07/24/2026

Five times and counting! For the fifth year in a row, COUNTRY Life has been recognized on Ward’s 50 list of top performing life insurance companies for 2026.

This award is given for outstanding financial results in the areas of safety,
consistency and performance over a six-year period (2020-2025).

Give me a call today to find out how you can protect what matters most.

07/18/2026

Halfway through the year already?! How are things looking?

It’s easy to get into a rhythm and not check in on your finances, but a quick look now can make everything feel a little more on track.

A few small resets can go a long way.

07/17/2026

This summary does a great job of briefly highlighting the facts to be considered before claiming benefits. Message me if you’d like to discuss your personal situation.

⚖️ About 1 in 4 Social Security claimants starts benefits at 62, and for someone with a full retirement age of 67, the age-70 check is about 77 percent larger than the age-62 check.

Neither group is wrong, because the two ages answer different questions.

Claiming at 62 tends to make sense when health or family history points to a shorter life, when the check prevents debt or selling investments in a down market, or when yours is the smaller benefit in a couple and the larger one keeps growing.

Claiming is also what unlocks benefits for eligible children, which can include kids under 18, certain full-time students up to 19, and adult children disabled before 22.

Waiting toward 70 tends to favor the household's higher earner, because the surviving spouse generally keeps the larger of the two checks, so the delay can raise a spouse's income for life.

Delaying also buys inflation-adjusted income you cannot outlive, and the lower-income years before 70 can open room for Roth conversions at cheaper rates.

If you claim early and keep working, earnings above $24,480 in 2026 can temporarily withhold benefits before full retirement age, though Social Security recalculates at FRA to credit back the withheld months.

The break-even between 62 and 70 usually lands near age 80, but health, which spouse earned more, and whether you need the income now matter more than that single number.

Did you claim at 62, wait, or land somewhere in between, and would you make the same call again?



*The content shared here is for educational and informational purposes only. It is not personalized investment, tax, legal, or financial advice. Consult a licensed professional before making decisions based on your specific situation.*

07/17/2026

It’s easy to think of sparklers as harmless, they’re a summer staple for a reason. But they actually burn a lot hotter than most people expect, even hotter than a grill.

It’s a good reminder that some of the smallest moments are still worth paying attention to

07/17/2026

It’s easy to think of safety as something you check once and move on. In reality, it’s something that shifts with how you use your space every day.

That’s why all summer long, we’ll be sharing simple ways to help you stay a step ahead and feel more confident in the moments that matter most.

🔗https://cfin.us/4vtkPFV