08/13/2026
If the down payment is the reason you don’t feel ready to buy, this Florida program is worth learning about.
I originally recorded this video in 2023, but I’m sharing it again because someone in my Homebuyer Masterclass asked about programs for first-time homebuyers, especially with interest rates still feeling high.
This one is great because the income limits are higher and can accommodate buyers who earned too much for other programs.
The best financing strategy depends on your eligibility, available cash, payment goals, property, and how the different options compare.
If you’re interested in buying but don’t feel completely ready yet, you don’t need to figure it all out before asking questions.
Comment QUIZ, and I’ll send you my updated Hometown Heroes quiz so you can see whether the program may be worth exploring.
(Program availability, funding, income limits, occupational eligibility, and loan guidelines are subject to change. Eligibility is not guaranteed.)