01/09/2026
I wanted to share a quick, high-level snapshot of what the data is pointing to for 2026 and how it may impact our buyers and sellers.
🗝️Key takeaways:
🏠📉Mortgage rates are expected to improve🍾, with a potential low around 5.7% as Treasury spreads normalize.
🎈Inflation continues trending lower, especially shelter and rent inflation, which supports rate stability.
🔨💼The labor market is softening, with unemployment projected near 4.8%, increasing the likelihood of Fed easing.
🧑🧑🧒Pent-up buyer demand remains strong, while housing supply stays limited.
💲Home price appreciation is still expected to be positive, around 3–3.5%, rather than a price correction.
-What this means for our clients: More refinance opportunities may open up.
💸Buyers waiting on rates could re-enter the market quickly. Sellers should not expect a flood of inventory to push prices down.
☎️If you’d like to talk through how to position clients for the rest of this year and into 2026, I’m always happy to connect.📈💰🏠💸📊
