Julie Kuhn, Sr. Loan Officer, NMLS 370370

10/05/2024

Feeling overwhelmed as you save up to buy a home? Check out these steps to help guide you and reach out to me with any questions!

10/04/2024

Lower mortgage rates are already impacting the housing data, as seen in nine weeks of positive purchase applications.

Lower mortgage rates are already impacting the housing data, as seen in the first positive 14-week trend in purchase applications in 2024.

10/03/2024

“The U.S. economy is in good shape,” Powell said. “It's growing at a solid pace. Inflation is coming down. The labor market is in a strong place. We want to keep it there. That's what we're doing. ”

The economy is just how officials at the Federal Reserve want it. Now, they’re trying to keep it that way.

10/02/2024

What is a Jumbo Loan? 🏡

A jumbo loan is a mortgage for homes that are more expensive than what standard loan limits allow. 💰 It’s designed for higher-priced properties, but because of the larger amount, jumbo loans often have stricter requirements, like higher credit scores or larger down payments.

Looking to buy a luxury home? We’re here to help you understand if a jumbo loan is right for you! 🤝

10/01/2024

Tinting windows can help reduce excessive heat and sunlight entering your home. Additionally, tinted windows provide privacy from the outside, which can increase home security. Read this article to find out how much it could cost to tint your windows.

Tinting your home’s windows costs between $125 and $1,000. Read our in-depth guide to see whether window tinting suits your home.

09/30/2024

This week, the Federal Reserve cut its influential federal fund rates by 50 basis points. That could shake up the dynamic of the housing market, though perhaps not immediately. Read more in this article.

This week, the Federal Reserve cut its influential federal fund rates by 50 basis points. That could shake up the dynamic of the housing market, though perhaps not immediately.

09/30/2024

What does "Principal" mean in a mortgage? 💡

The principal is the amount you borrow to buy your home! It’s the base loan amount, before interest is added. Each month, part of your payment goes toward paying down the principal, bringing you closer to owning your home free and clear!

Want to know more about how your payments work? We’re here to help you understand the process! 🙌

09/27/2024

What is an Interest Rate in a mortgage? 📊

Your interest rate is the cost of borrowing money to buy a home. It’s a percentage of your loan that you pay to the lender, on top of the amount you borrowed (the principal). The lower the interest rate, the less you’ll pay overall!

Curious how rates affect your mortgage? We’re here to guide you through it! 🤝

09/26/2024

Homeownership just got easier with our latest program offering up to $10,000 in down payment assistance! 💸 This program aims to make owning a home more accessible than ever. Don’t let the down payment hold you back—explore your options and take the first step toward homeownership today!

Don't miss out—reach out to us to see how you can qualify! 🏡🔑

09/25/2024

If you’ve been thinking about buying a home, now might be the perfect time to lock in a lower rate and save on your mortgage. Lower rates mean smaller monthly payments, which can make your dream home more affordable 🏠✨ Here’s how:

- Increase buying power
- Lower monthly payments
- Allow you to obtain better loan terms and increase your savings over time
- Improve long-term financial health
- Help you have more money on hand for home improvement opportunities

Ready to take the next step? Don’t miss this opportunity to get closer to your dream home!

09/24/2024

What is a Jumbo Loan? 💼

A jumbo loan is a mortgage that’s bigger than the limits set by most conventional loans. 🏠💰 It’s designed for financing high-priced homes and typically comes with stricter credit requirements. If you’re buying a luxury home or one in a pricey market, a jumbo loan might be the right fit!

Looking to buy your dream home? We’re here to help you understand if a jumbo loan is right for you! 🤝

09/24/2024

Go big with confidence! Our Jumbo loans offer you the ability to purchase a home with a larger price tag.

A jumbo loan is a mortgage that’s bigger than the limits set by most conventional loans. 🏠💰 It’s designed for financing high-priced homes and typically comes with stricter credit requirements. If you’re buying a luxury home or one in a pricey market, a jumbo loan might be the right fit!

Need help navigating jumbo loans? We’ve got you covered! 🤝