Torgersen Consulting Insurance & Benefits

Torgersen Consulting Insurance & Benefits Our mission is to advocate for employers, individuals, and families navigating their health insurance and benefit solutions.

We're trusted specialists here to help navigate complexity with confidence.

06/08/2026

A day in the life of Ben Baldwin, Account Executive, here at Torgersen Consulting.

Ben is thoughtful and kind. ✨

One of his favorite ways to make friends with new clients is by bringing them a special goodie bag filled with one-of-a-kind TC merch.

👉 Out of all these items, which one would you be the most excited about?

Let us know in the comments below!👇👀

Take a moment with us to celebrate Taylor’s ✨1 Year✨ Anniversary with the TC team! Taylor is our Client Success Manager,...
06/02/2026

Take a moment with us to celebrate Taylor’s ✨1 Year✨ Anniversary with the TC team!

Taylor is our Client Success Manager, aka Sunshine in Human Form Representative. ☀️💛

We have loved seeing Taylor shine in her role here, and we value her ability to serve our clients with care every step of the way.

Taylor enjoys walking our clients through every step of the process, playing tennis, spending time with her family and friends, and most of all - when you answer the surveys she sends you.😏

Thank you, Taylor, for bringing so much joy to our team, and all that you do to advocate for our clients. 🙌

We are honored to celebrate you today and excited to see what the next year holds!

05/28/2026

Life hack: Understand your copay so the cost of your coverage is clear, not confusing. 

💡Copay = Predictability 

The fixed amount you pay at the time of a healthcare visit is called a copay, and once you understand it, managing your health benefits becomes less stressful.

The set amount varies by service type, but it’s always predictable. No calculating percentages, no mystery bills. 

You know the number going in.

👉 Your health budget becomes more manageable. 
👉 Seeking care becomes more accessible.
👉 You are on top of your health versus reacting to it.  

🇺🇸Home of the free because of the brave! We are wishing you and your family a special time of remembrance today. Thank y...
05/25/2026

🇺🇸Home of the free because of the brave!

We are wishing you and your family a special time of remembrance today.

Thank you to all who have served and who go before us today to fight for the freedom we have! 🙏

05/14/2026

Did you make it to the GPSHRM Conference this week? 🙌

We spent the day making new friends and learning the latest updates happening in the HR world.

Work culture is crucial in finding and retaining talent. 💯 It was uplifting to connect with so many incredible businesses who help make that possible for their employers.

Each year, we leave with a better understanding of the latest legislation, HR compliance updates, and how to implement better practices into our own business culture.

A big thank you to for allowing us the opportunity to be a part of this year’s conference! We will definitely be back for the next one.✨

05/13/2026

Ever wonder why you still have bills, even after the deductible has been met?”

👉 This week on Insurance Simplified we are talking COINSURANCE.

Coinsurance = a cost sharing arrangement with your insurance carrier.

For example, an 80/20 plan means the carrier covers 80%, you cover 20%, until you hit your out-of-pocket maximum.

Coinsurance is one of the key considerations when finding the best plan for your health needs and budget.

💡Takeaways: Check your plan’s coinsurance percentage before you need care. It directly affects how much you’ll owe after a major medical event.

Mike shares how coinsurance works in the video above! 👆

🎉 Hear ye, Hear ye! A BIG celebration is in order to honor the birthday of the one and only, Reid Torgersen! Reid is muc...
05/06/2026

🎉 Hear ye, Hear ye!

A BIG celebration is in order to honor the birthday of the one and only, Reid Torgersen!

Reid is much more than the strong leader of our team.

He is a husband. A father. A good friend. A community man. And apparently a professional basketball spinner (see last pic). 💙

🎂 Today we are celebrating Reid and all of the good years that have led to this day!

Cheers to the next round about, and the best year ahead. 🙌

Drop a comment or “💙” below to celebrate with us!

05/05/2026

POV: You have health insurance, and still you receive a full bill for your recent medical expenses. 🤔

👉 The deductible is one of the commonly misunderstood parts of your health insurance plan.

Mike breaks down how the deductible would apply to an incoming medical bill.

✅ As the policyholder, understanding your deductible will help you budget and plan ahead for future medical expenses.

If this was helpful for you, let us know in the comments below!👇 Stay tuned for more from Insurance Simplified.

✨A night made to remember! There is something special about sipping wine, sampling food from famous Gulf Coast chefs, an...
05/04/2026

✨A night made to remember!

There is something special about sipping wine, sampling food from famous Gulf Coast chefs, and mingling with our amazing community.

As if it couldn’t get any better than that, the 21st Annual Soundside Splendor Gala raised $424K for the Children’s Home Society of Florida. 🙌

💯 It’s truly incredible what happens when a community comes together to serve a great cause.

The future is bright for the children and families who will benefit from the evenings success.

We are honored to have been a small part of the impactful mission at ! 💙

04/29/2026

Introducing..🥁… 🥁… 🥁 INSURANCE SIMPLIFIED⚡️

👉 If you’ve ever found yourself thinking;

“What does coinsurance even mean?”

“How do I navigate rising costs of health coverage for my business?”

“I got my plan on marketplace and my coverage isn’t meeting my needs like it did before. What happened?”

👉 You are not alone.

From this series, you’ll hear our team share tips, simplify insurance topics, and soften the stigma around health benefits.

🤓 Follow along, save, and share with a friend who has recently complained to you about their insurance.

Address

1403 E. Belmont Street
Pensacola, FL
32501

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4:30pm

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