Hudson & Associates

06/04/2026

We’re proud to be recognized among some of the largest U.S. companies for the 7th consecutive year. This highlights the dedication of our representatives who work hard each day to support middle-income families. Their commitment continues to drive our progress and make recognition like this possible.

05/21/2026

As we move through 2026, JoAnn and I are excited to bring more ways that we can help our clients with their financial futures. Already serving communities with Term life insurance and Investments, we have added mortgages to our book of business and in the coming months we will be adding managed investments as well. We are licensed in multiple states with insurance and investments and are now expanding and bringing mortgages into our business also. As a Mortgage Loan Originator, I am a licensed professional who helps borrowers apply for, negotiate, and secure home loans, guiding them from application to closing. Did you buy when interest rates were high? A refinance could save thousands. Need repairs for your home or money to pay off debt? Did you know you have options (cash out refi, home equity loan or home equity line of credit). As with our insurance and investment clients, I can meet at our Pensacola office or your home, and via Zoom for clients out of the area. Feel free to send me a message with any questions. JoAnn and I wish to thank all of you who have supported Hudson & Associates through the years and look forward to serving you in the future.

Jeffrey Blaine Hudson NMLS ID #: 2188026 FL License #: LO115915
This is not a commitment to lend or extend credit. All loans, credit, and collateral are subject to underwriting and approval by the lender based on internal data of the average time from completion of a mortgage loan application to the closing date from 1/1/2024 to 6/1/2025

**Verified Approval Letters (VALs) are provided through Rocket Mortgage, LLC and are subject to underwriting and approval by Rocket Mortgage, LLC underwriters.
***Credit Upgrade is a complimentary program available to Primerica Mortgage, LLC clients through the Rocket Mortgage Credit Upgrade team that develops custom strategies for clients to help improve their credit scores and possibly obtain more favorable financing terms.

05/04/2026

We’re proud to be recognized by USA Today as one of America’s Best Customer Service in Financial Services. This honor reflects our unwavering commitment to the people we serve. It’s our mission, our culture, and The Primerica Way.

03/15/2026

Primerica CEO Glenn Williams recently joined Fox San Francisco to discuss a growing trend: more Americans are tapping into their 401(k)s as financial pressures rise.

During the interview, he breaks down what’s driving this shift and shares insights from the Primerica Financial Security Monitor on how middle-income families are navigating today’s economic challenges. He also offers practical guidance on protecting long‑term financial security.

Watch the full interview:

https://www.facebook.com/share/1KPa8SRi8R/

More Americans are tapping into their retirement savings as financial pressures mount. New data from Vanguard shows 6% of 401(k) participants took hardship withdrawals last year, which is about three times the rate seen before the pandemic. Many say they needed the money to cover emergency medical b...

03/11/2026

Comment “I’m ready” if you want to achieve these goals!

Bit.ly/PriDisclosures

03/03/2026

Please don't “invest” in life insurance. Your children and grandchildren deserve better. Life insurance is simply to “temporarily insure” a breadwinner’s income until their assets allow them to be self-insured. The correct choice is obvious. And please don't tell me that the policy needs to be properly structured.

Why Invest for Kids Early Instead of overfunding Life Insurance:
Summary first: Starting early lets compound growth do the heavy lifting for your child’s future. Investment accounts like 529s offer stronger growth potential, flexibility, expanded education uses, and no medical qualification requirements. Before using life insurance as an “asset,” always look at the numbers to be sure your money is working as intended.

Explanation in more detail:
* Compound growth has time to work
Starting at birth gives 18 plus years of uninterrupted compounding. Time is the biggest wealth building tool your child will ever have.
* Higher long term growth potential
Investment accounts like 529s or custodial accounts historically outpace the cash value growth inside most whole life policies.
* Flexibility and control
Investment accounts can be adjusted, increased, decreased, or redirected as goals change. Many life policies lock you into fixed premiums and structures.
* Liquidity without loans
Accessing money from an investment account does not require borrowing against yourself or paying loan interest.
* 529's No Longer are limited to just college
The funds grow tax free and a portion can now be transferred into their own ROTH IRA (after a period of time in 529). Education can now include Professional Licensing, Trade School etc... Balance can be transferred to another child or immediate family member without penalty/taxes etc...
* Medical qualification... There is none for investments...

SO in case a Life Insurance Agent or even a Financial Advisor advises to get a Life Insurance policy as an "asset" look at the facts and numbers first.
If you already have and just want to ensure you do have what you need for your babies/grands then reach out and I will help you ensure you have what you intended to have.

01/27/2026

Honored to announce PFS Investments has received the DALBAR Mutual Fund Service Award for the 23rd consecutive year, highlighting Primerica’s commitment to excellence and putting clients first!

Dalbar.com, “DALBAR Mutual Fund Service Award 2025,” January, 8 2026.

01/19/2026

Why not work on your terms? The Primerica business opportunity gives you the freedom to work remotely, set your own schedule, and explore the potential for additional income in 2026.

Contact me at https://livemore.net/o/jeffreyandjoannhudson

prisocial.info/PriDisclosures

01/19/2026

Primerica was built on a foundation of protecting families with the right kind of life insurance and has been serving families like yours for decades. Bit.ly/PriDisclosures

Contact me at https://wedowhatsright.com/us/jeffreyandjoannhudson

09/30/2025

Better to have too much when you don't need it than too little when you do. Message me for an evaluation of your current policy.