Fenoy Butler at Riverside Wealth Advisors

Fenoy Butler at Riverside Wealth Advisors Fenoy Butler USN (Ret), CHFC® RICP®

Book an Appointment here: https://calendly.com/fenoy/30min Advisory Services offered through J.W. Cole Advisors, Inc. J.W.

(JWCA)
Riverside Wealth Advisors, LLC and JWCA are unaffiliated entities. Cole Financial Representatives do not accept orders and /or instructions regarding your account by e-mail, voice mail, fax or any alternative method. Privileged/ Confidential Information may be contained in this message. This electronic mail transmission and any document(s) accompanying this transmission is privileged and ma

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Your parents added you to the deed to avoid probate. Sounds simple. But that one decision may have cost you the step-up ...
06/02/2026

Your parents added you to the deed to avoid probate. Sounds simple. But that one decision may have cost you the step-up in cost basis — and created a capital gains tax bill on decades of appreciation. Estate planning isn't about doing one thing right. It's about making sure everything works together.

Intentions are great. Outcomes matter. Here's what to know.

05/28/2026

Learn how to mute greed & fear to make better choices.

The biggest estate-planning risk for many families isn't the estate tax, which affects fewer than 0.1% of people. It's t...
05/26/2026

The biggest estate-planning risk for many families isn't the estate tax, which affects fewer than 0.1% of people. It's the capital gains taxes, income tax acceleration, and coordination failures that come from making decisions one at a time without someone looking at the whole picture.

Adding a child to the deed? Read this.

I am happy to support the Navy Yacht Club Pensacola!
05/22/2026

I am happy to support the Navy Yacht Club Pensacola!

05/21/2026

Greed & fear can mean poor choices & loss. Here's how.

A family creates a trust. Sign the documents. Feels good about it. But they never retitle the house or the bank accounts...
05/19/2026

A family creates a trust. Sign the documents. Feels good about it. But they never retitle the house or the bank accounts into the trust's name. When it's time for the trust to do its job, it can't. Estate planning is a system, not a single document.

It's a system that needs to connect.

05/14/2026

See how trillions have been lost to fear & greed.

Make sure you are aware of and taking advantage of your Investment options.
05/13/2026

Make sure you are aware of and taking advantage of your Investment options.

Quick gut check: Do you know who's listed as beneficiary on your retirement accounts right now? Not who you'd want it to...
05/12/2026

Quick gut check: Do you know who's listed as beneficiary on your retirement accounts right now? Not who you'd want it to be — who's actually on the form. In most cases, beneficiary designations supersede your will. If yours are out of date, your estate plan may not work the way you think it does.

A forgotten form can override your will.

04/30/2026

We broke down markets into a 5-minute read

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