Paraclete Life Planning

05/14/2026

If life is hard to afford now- do you think it will be cheaper in the future? Find a way today.

The money guys show is a fantastic podcast that developed a table to see what each dollar invested today could become at retirement. I would encourage you to check it out.

05/13/2026

If a parent passed away tomorrow-
What financial stress would your other parent face ?
• Bereavement leave in the US is on average 3-5 days - is that enough time for them to mourn?
Is that enough time for you to mourn?
• GoFundMe takes 2.9% + .30 of the charity you may end up needing to rely on and that will depend on the ‘extra’ money that friends and family have available.
• Do they have a lifestyle unsustainable on 1 income?
• Is the money available for a burial plot, casket, funeral, or even cremation?

Death is a HARD thing to handle. Don't add money to that stress.
Know the financial state of your parents and develop a plan WITH them and for yourself- ESPECIALLY if you have ANYONE who depends on you.

05/12/2026

We find good reasons to make bad decisions -
We justify our choices and defend them harshly because it is easier than admitting we did not act in our own best interest

Financial Freedom is not accidental
Deny Yourself Daily
Life comes down to a few moments and decisions
If we do not have the discipline in the small moments, we will not have them in the large ones.

05/07/2026

Drops in the bucket eventually add up
Because “Slow” savings is better than “no” savings

You hopefully won’t need it tomorrow- but steadily building a cushion over time will NEVER be a bad thing.

05/06/2026

These ‘ballpark’ guidelines point you in the right directions. We are all different with our own set of circumstances-
Use these as a platform to build from

05/01/2026

By the numbers:
• 47% of people say they would have trouble paying living expenses within 6 months of the death of their partner’s passing.
• 6 out of 10 (gen Z & millennials) say they trust social media influencers to receive insurance and finance information.
• In 2019- 29% of adults used social media for knowledge on finance and insurance. In 2025 it’s 62% while 80% are under 45 yrs old.

The most clicked and viewed things are what is pushed in front of your eyes; regardless of truth.

The facts are the facts. Life and disability insurances are emotional protections secured with logical decision making.

By the time it hits your search bar- chances are it’s too late to get affordably.

04/14/2026

You must dig your feet in at some point and battle back in life if you ever want to get ahead- what are you gaining by putting it off ?

04/14/2026

02/16/2026

We had great positive feed back on our email this week!
You should be receiving them too-
paracletelife.co

01/26/2026

Seasonal workers face unique financial challenges.

Their self-reliance on trying to steady their spending in preparation for off-seasons and slow periods, adds a layer of stress and financial fear.

We are here to serve YOU 🫵🏽
Together we can create a plan that helps to level out the income roller coaster.
I’ve witnessed second jobs and credit cards to pay bills when the shifts aren’t there.

You have unique opportunities. You potentially have time availability to actually live the life you want to live but income inconsistency pins you down. Let’s work towards changing that !