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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Steve Jones Team - Cornerstone Mortgage Solutions

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United States
Pensacola, FL
Steve Jones Team - Cornerstone Mortgage Solutions

We are a team of trusted lending advisors with a local reputation for integrity and customer service NMLS 248866

09/05/2026

New 5.0-star Review: ""

09/04/2026

New 5.0-star Review: "Great communication, easy process, we closed on time and knew exactly what they needed every step of the way. They are very thoughtful and made the experience feel personal. They had great recommendations on how to approach what we could afford, and I would recommend them to anyone in search of financing for a home. Excellent group!"

09/03/2026

Consider this your sign to stop scrolling and start house hunting‼️🖊️🏠

Since the pen landed in the cup, it looks like it’s official! When you’re ready to buy, The Steve Jones Team is here to make the mortgage process as simple and stress-free as possible.

Have questions about getting pre-approved, how much you need for a down payment, or what loan program may work best? Send us a message—we’d love to help! 🏠

Steve Jones | Loan Officer & Mortgage Advisor
📧[email protected]
📲850-473-6646

09/02/2026

😎 🍉 𝗛𝗮𝘃𝗲 𝗳𝘂𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱! 🚤 🍦

09/02/2026

New 5.0-star Review: "David, Glenn & team are amazing to work with!! Amazing communication , follow-up and meeting all deadlines, David goes the extra mile for all of his clients."

09/01/2026

New 5.0-star Review: "Steve and his team are extremely helpful. They made themselves always available for questions! Highly recommend."

08/31/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟯𝟭, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Rates have been pretty stable this month but ended last week near their highest levels. Most borrowers wouldn't see a change in rate, but may see a difference in the credit or points needed to get that rate.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝘀𝗲𝗻 👎
Rates could move higher this week as oil prices rise on increased tensions in the Middle East and markets worry the Fed may hike rates at its next meeting. Any increase may be small, but it's tough to see rates moving much lower from here.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Fed: Fed Chair Warsh's Jackson Hole speech last week raised concerns that the Fed may hike rates as soon as the next Fed meeting in September to fight stubborn inflation. There is some concern the Fed may hike rates twice before the end of the year, despite upcoming midterm elections.
• Labor data: Several jobs reports come out this week, with Friday's BLS jobs report being the most important. The report will show how many jobs were created in August as well as the unemployment rate. Weak job numbers could help mortgage rates, while stronger numbers could increase the chances of a Fed rate hike in September.

08/30/2026

New 5.0-star Review: "I highly recommend David Dickson of Cornerstone Mortgage. David takes a personal interest in every buyer and stays involved from beginning to end. He takes the time to explain each step, keeps everyone informed, and makes the mortgage process easier to understand. David is knowledgeable, experienced, dependable, and, most importantly, he delivers—consistently having the loan package ready ahead of time. It’s always a pleasure to work with a professional you can count on."

08/27/2026

You got pre-approved… now what? 🏡

Have questions??
Contact us!☎️

Steve Jones | Loan Officer & Mortgage Advisor
📲850-473-6646
📧[email protected]

08/26/2026

Starting a new job while buying a home? Here’s what I want you to know. 👇

Please talk to me before you put in your notice. 😅

Changing jobs doesn’t automatically mean you can’t buy a home, but the timing matters.

If you’re starting a new job, I’m going to need to know:

👉 When is your last day at your current job?
👉 When does the new job officially start?
👉 What will your new pay be?
👉 Are there any conditions you still have to complete?
👉 When are we planning to close?

Depending on your loan type, we may also need an offer letter and additional documentation before we can use that new income to qualify.

This is one of those situations where I’d much rather you call me before making the change than tell me after everything is already in motion. 😂

Changing jobs? Moving money around? Making a big purchase?

When you’re buying a home, keep your loan officer in the loop. A quick conversation can save us both a headache later. 🙌

Address

Pensacola, FL
32504

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://www.stevejonesteam.com/

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