Academy Wealth Advisers

01/05/2023

SECURE 2.0 will affect many employer sponsored retirement plans and IRAs. The premise behind The Act is that in broadening Americans' access to the retirement savings system it will make it much easier for participants of all demographics to save for their future.

Buried within the recently passed 4,000-page 2023 omnibus funding legislation was the Secure Act 2.0 which provides new and revised legislation that will affect many employer sponsored retirement plans and individual retirement accounts (IRAs).

12/15/2022

Did the Fed get it right?

That remains to be seen.

The problem here is that rate hikes work with long and variable lag times, which means that the Fed may not really know for a year or more if they have tightened too much or too little.

Please follow this link to our article

https://www.academywealthadvisers.com/blog-01/did-fed-get-it-right

10/10/2022

Registered Investment Advisors (RIAs) come in all shapes and sizes and can be found in a variety of places. If you are looking to hire a RIA, these suggestions should prove helpful. Please follow this link to our article "Choosing the Right Investment Advisor."

https://www.academywealthadvisers.com/blog-01/choosing-right-investment-advisor

08/16/2022

I am pleased to announce my selection as a 5-star wealth manager in Philadelphia for the 7th consecutive year. To each of my valued clients I would like to express my deepest appreciation for the confidence you place in me each and every day. Without you, I would not be in the position to receive this important recognition amongst my peers.

07/13/2022

Investment Risk - Alpha and Beta

Please follow this link to read our article on understanding investment risk like alpha and beta.

https://www.academywealthadvisers.com/blog-01/investment-risk-alpha-and-beta

05/10/2022

So, are the famously blunt tools, described recently by Fed Chairman Powell, enough to cool off the economy and bring down inflation without driving up unemployment and causing a recession here in the US?

So, are the famously blunt tools, described recently by Fed Chairman Powell, enough to cool off the economy and bring down inflation without driving up...

04/12/2022

The likelihood of higher interest rates brings with it a need for a tighter focus on how a fixed income portfolio should be constructed. Of primary concern is increased interest rate risk, which is the risk of falling bond prices due to a rise in market interest rates) remember price and yield are inversely related).

At its March meeting the Federal Reserve, as widely expected, raised its benchmark interest rate by 0.25% (25 bps), the first rate hike since the end of 2018.

02/15/2022

The shape of the yield curve has long been a reliable indicator of the current and future strength of the US economy. So, what is the yield curve telling us now?

A yield curve is a graph or plot of interest rates that buyers of government debt demand to lend their money over various periods of time. A yield curve shows the difference in interest rates along the vertical axis and maturities (time) along the horizontal axis.

01/24/2022

Factor investing is a strategy for portfolio asset allocation that moves away from the traditional market-cap weighted approach towards alternative weightings (based on factors) with the goal of improving investment performance and portfolio diversification. In this framework, the portfolio building

12/17/2021

There are several potentially disruptive forces which may subject financial markets to sharp volatility swings in the coming year. Our key investment themes for 2022 will be the tightening of US monetary policy, surging inflation and an expected slowing of corporate earnings growth.

There are several potentially disruptive forces (not including the ongoing global pandemic) which may subject financial markets to sharp volatility swings in the coming year. Accordingly, our key investment themes for 2022 will be the tightening of US monetary policy, surging inflation and an expect

11/22/2021

When you consider all of the major changes in your life, no change is as welcome or feared as your retirement. Does it really have to be that way?

How often do you ask yourself that very question? If you are like me (60ish, grown children, nearing end of mortgage payments, like my job though retirement does sound nice), it is probably often. When you consider all of the major transitions in your life (off to college, first job, get married, st