American Pacific Mortgage - Pendleton

03/24/2026

First day of spring checklist item: Inspect your roof for winter damage. Look for missing shingles, leaks, or wear. Catching problems early can save you thousands!

03/20/2026

Spring cleaning tip: Clear gutters and check for leaks! Make sure water drains away from your foundation. Need help with repairs? Contact me for referrals.

03/14/2026

Happy Pi Day.
If your mortgage were a pie chart, what would you want the biggest slice to be? Lower payment, shorter term, or cash in hand? Tell me below! http://gregandchristeam.com

03/06/2026

No matter which construction loan option you choose, permanent financing is an important part of the process.

With a one-time close, your permanent mortgage is already approved and locked in before construction begins. As your home nears completion, the focus is simply on final inspections and receiving the certificate of occupancy so you can move in.

With a two-time close, permanent financing is prepared toward the end of construction. Your Loan Advisor will collect updated documentation, order a final appraisal, and submit the loan for underwriting so your permanent mortgage is ready once the home is complete.

Understanding this timing helps ensure a smooth transition from construction to move-in day.

02/25/2026

Thrilled to sponsor this great event. Thank you to our fellow sponsors, the Pendleton Chamber, Pendleton Center for the Arts, Pendleton Catering Company, and Mayor McDonald!

02/25/2026

The best mortgage is not the most popular one.
It's the one built for your goals.
Let's find it.

02/20/2026

Thinking about buying your first home? These three pitfalls can cost you time, stress, and money. Tap play to learn what to avoid and how to set yourself up for a smoother homebuying experience.

https://vimeo.com/1155163629/1e94ae4a09?share=copy&fl=sv&fe=ci

Excited to buy your first home? Before you start picking out paint colors and furniture, there are a few important things you’ll want to avoid. In this…

02/17/2026

Buying and renting may look similar on the surface. You make a monthly payment and have a place to call home, but the long-term impact is very different.
When you rent, you sign a lease for a set period of time, usually one year, with terms determined by the landlord.
When you buy, you're purchasing property and making payments toward something you own. Over time, that property may appreciate in value, helping you build home equity. The equity in your home belongs to you and can be used as a financial tool as your needs and goals evolve.
Understanding the difference between renting and owning is an important first step in deciding what aligns with your current lifestyle and long-term plans.

02/16/2026

Honoring Presidents Day by recognizing the role leadership has played in shaping our country's history.

02/13/2026

One of the biggest differences between buying and renting is stability.
When you rent, your housing situation is typically tied to a lease that renews annually. Rent amounts, lease terms, and even your ability to stay in the home can change over time based on landlord decisions.
When you buy a home with a fixed-rate mortgage, your principal and interest payment remain consistent over the life of the loan. That predictability can make long-term budgeting easier and provide peace of mind as life changes.
Understanding how stability fits into your financial and lifestyle goals can help you decide whether renting or buying makes sense for you right now.