Destiny Ballinger, NMLS# 1669094

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United States
Pendleton, IN
Destiny Ballinger, NMLS# 1669094

With a passion for helping homebuyers, I'm here to make your home purchase dreams come true!

11/13/2024

Thinking of buying a home during the holidays? It could be the best gift you give yourself! 🎁🎄☃️ Here’s why:

1. Less Competition: Many buyers pause their search during the holidays, meaning you’ll face fewer bidding wars.
2. Motivated Sellers: Sellers listing their homes in November and December are often eager to close quickly, giving you more room to negotiate price or closing costs.
3. End-of-Year Tax Breaks: Closing before year-end could qualify you for tax benefits, like deductions on mortgage interest or property taxes.
4. Faster Closing Times: Lenders and agents may have lighter workloads, so you can close on your new home quicker!

If you’re ready to make a move, now might be the perfect time to unwrap your dream home!

11/08/2024

Cozy fall dilemmas! Which one would you choose: hot cocoa or a pumpkin spice latte? Comment down below your final pick! ☕

11/04/2024

Winter is often the best time of the year to start looking at houses. Right now could be your opportunity to get ahead of the competition.

Market Update: The Mortgage Bankers Association forecasts total mortgage origination volume will increase next year by 28% over 2024, with purchase mortgage volume 13% higher than this year.

Send me a message and we can talk through your options!

10/31/2024

May your Halloween be sweet and spooky! 🍬🎃

10/25/2024

Achieve your homeownership dreams with my expert mortgage advice! I’ll tailor loan options to your unique financial situation, and provide fast approvals for a smooth process. Let’s get started 😀

10/21/2024

Worried you missed the boat on your dream home? Check out this week's market update for some good news!

Market Update: Realtor.com reports that last week, the median listing price was less than or equal to what it was the same week last year for the 20th week in a row. Plus, 18.6% of listings had price cuts in September, up 0.9% from last year.

Want to learn more or start your home search? Send me a message today!

10/16/2024

As you prepare for your fall move, don’t forget to check the weather! Fall can bring unpredictable conditions, so plan your moving day accordingly. Keep an eye on the forecast, and consider having tarps or plastic covers on hand to protect your belongings from rain. Happy moving! 🍂🚚

10/14/2024

Big changes in the housing market! With inventory up, now might be the time to explore your options.

Market Update: The National Association of Realtors (NAR) reports the inventory of homes for sale in September came in 34% higher than last year. It’s now at the highest level in more than four years after 11 straight months of annual gains.

10/12/2024

Happy National Savings Day! 🎉 A great way to boost your savings is to set up an automatic transfer to your savings account each month. Even a small amount adds up over time! Start today and watch your savings grow! 💰✨

10/07/2024

Looking to buy this fall? Freddie Mac’s latest update shows the housing market is becoming more favorable. 📈

Market Update: Freddie Mac’s Chief Economist notes, “home price growth is slowing, inventory is increasing, and incomes continue to rise. As a result, the backdrop for homebuyers this fall is improving and should continue through the rest of the year.”

10/03/2024

Looking to buy a home but worried about down payments? Don't fret! There are down payment assistance programs that can help make your dream a reality. Reach out to explore your options!

09/30/2024

The market really is heating up! 🔥

There are more buyers, more sold houses, and home prices are dropping!

Market Update: New home sales are up nearly 10% versus last year, while the median price is down almost 5% from a year ago. Sales dipped modestly in August after a big gain in July, their largest monthly increase in nearly two years.

Want to learn more or even start the mortgage process? Send me a message today!

Address

600 Corporation Drive Ste 200
Pendleton, IN
46064

Telephone

+13173137945

Website

https://gvc.mortgageexpressapp.com/dr/c/x8ivf

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